Taylor Franzman is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds a Series 66 designation and previously worked at Merrill and Bank of America. Outside of his advisory role, Franzman is a partner in SheraChic LLC, a retail boutique specializing in handmade jewelry and accessories. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with due diligence and an ESG eligibility framework to support its non-discretionary advisory approach.

Christopher Hokokian is a Senior Financial Advisor and Managing Director of the THD Wealth Management Group at Merrill Lynch Wealth Management. He holds the Certified Exit Planning Advisor® and Certified Plan Fiduciary Advisor® designations and serves as the team's Senior Portfolio Advisor. Christopher focuses on simplifying the wealth management and investment process to help relieve clients of daily financial burdens, believing that time is the most valuable asset and striving to provide clients with an opportunity for financial freedom. Christopher's expertise includes guiding private business owners through company and real estate sales, preparing clients for life transitions, and addressing issues such as inheritance, divorce, and wealth transfer. Known as the "advisor to the family," he undertakes detailed analyses to develop strategies aligned with family goals, covering investment assessments, cash flow planning, tax minimization, and intergenerational wealth transfer. He also incorporates behavioral coaching to assist families in sustaining their wealth across generations. His work has been recognized through inclusion in Forbes' "Top Next-Gen Wealth Advisors Best in State" list from 2022 to 2025. Christopher earned a Bachelor's degree in Business Administration with a focus on Finance from San Diego State University, where he was a Division 1 football player, lettered all four years, earned the Scholar-Athlete Award four times, made the Dean's List, and was part of a Mountain West Conference Championship team. Raised in Central Valley Fresno, California, he divides his time between West Los Angeles and San Diego. Outside of his professional career, Christopher is involved in philanthropic initiatives and has leadership roles in organizations such as the Armenian Artist Project and San Diego State Football. His memberships include the Financial Planning Association, Armenian Professionals of Orange County, and others. He enjoys football, golfing, music, running, spending time with family, and traveling.

Stephen Brown is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 17 years of industry experience. He has been with Wells Fargo Clearing since 2016, following a brief tenure at Wells Fargo Advisors, LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Nicholas Ostdiek is a financial advisor with LPL Financial based in Fresno, CA, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been affiliated with Strategic Wealth Advisors Group since 2017 and previously worked at Capital Financial Services, Inc. He is also involved in insurance services through J.D. Ostdiek Insurance Services, Inc. and operates Ostdiek Financial & Insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a diverse client base including individuals, retirement plans, and institutions. The firm offers a range of advisory programs and financial planning services, providing both discretionary and non-discretionary portfolio management supported by in-house and third-party research.

Dorothy Zabala is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and bringing 13 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC and Wells Fargo Bank, NA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process includes investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking, with a broader investment menu that includes insurance-related vehicles and bank deposit sweep options.

Trent Fox is a financial advisor at Ameriprise with one year of industry experience. He holds a Series 66 designation and has prior experience with LPL Financial LLC and several organizations in educational and community settings. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which focuses on dependable income sources and tax-aware withdrawal strategies.

Daniel Gianopulos is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds a Series 66 designation and has worked at J.P. Morgan Chase Bank, N.A. and Lincoln Financial Advisors, among other roles. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, utilizing quantitative asset-allocation modeling and centralized due diligence. The firm incorporates an ESG eligibility framework in its investment recommendations and operates within the broader J.P. Morgan financial organization.

Madison Nearn is a Series 66 licensed financial advisor with Ameriprise in Clovis, CA, and has two years of industry experience. Prior to joining Ameriprise, Madison worked at Southern New Hampshire University and Clovis Community College, as well as in retail at Trader Joe's and Clovis North High School. Ameriprise provides retirement-income planning services primarily for individuals with substantial investable assets, delivering written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to support clients, with a focus on assets held in Ameriprise Managed Accounts.

David Sipe is a CERTIFIED FINANCIAL PLANNER™ professional with 23 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with an investment menu that includes insurance-related vehicles and bank deposit sweep options.

Stefani Silva is a financial advisor at Morgan Stanley with four years of industry experience. She holds the Series 66 and Series 63 designations. Prior to joining Morgan Stanley in 2025, Silva worked at JP Morgan Chase Bank and JP Morgan Securities LLC from 2014 to 2025. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, emphasizing tailored financial planning through structured discovery and firm-approved tools, managing approximately $2.74 trillion in client assets.

Mervin Jesson Uy is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and six years of industry experience. He has been with Wells Fargo Clearing since 2019 and also works with the Hawaii Dental Assisting Academy as a social media marketing liaison. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services grounded in modern portfolio theory and tailored to plan objectives and risk tolerances. The firm’s offerings include a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Ram Ramos is a financial advisor at Morgan Stanley in Fresno, CA, holding a Series 66 designation with one year of industry experience. Prior to joining Morgan Stanley in 2023, he spent several years in educational roles at California State University, Fresno, Clovis Community College, and Clovis East High School. Morgan Stanley Wealth Management serves both individual and institutional clients, providing financial planning and advisory services supported by advanced planning tools and investment research. The firm manages approximately $2.74 trillion in client assets and offers a range of advisory programs including tailored financial plans and institutional arrangements.

Robert Duran is a financial advisor with Wells Fargo Clearing in Modesto, CA, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. Prior to joining Wells Fargo in 2019, he worked at JP Morgan Chase Bank NA for ten years. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Diana Kirkorian is a Senior Financial Advisor and Portfolio Advisor based in Fresno, California, and a partner of the Kirkorian Group at Merrill Lynch Wealth Management. She joined Merrill Lynch Wealth Management in February 2019 and works as part of a father-daughter team with a combined 45+ years of experience. Together, they provide comprehensive wealth management services, focusing on retirement planning, investment strategies, and personalized financial guidance tailored to clients' short-term and long-term goals. Diana holds a Bachelor's Degree from Santa Clara University and has earned professional designations including Accredited Asset Management Specialist (AAMS), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Her approach emphasizes trust, transparency, and delivering investment insights and banking solutions through Merrill Lynch and Bank of America to help clients navigate financial opportunities in changing markets. Beyond her professional work, Diana is involved in community activities including creating the organization Tennis Buddies and participating in the Food Recovery Network. Her personal interests include boating, golfing, music, running, scuba diving, skiing, skydiving, spending time with family, tennis, and traveling.

Troy Litle is a financial advisor at Wells Fargo Clearing with 40 years of industry experience. He holds a Series 63 designation and previously worked at UBS Financial Services for 34 years before joining Wells Fargo in 2024. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, offering both discretionary and non-discretionary services tailored to plan objectives and demographics.

Michael Budd is a CFP®-designated financial advisor with Wells Fargo Advisors, based in Fresno, CA, with 45 years of industry experience. He has been with Wells Fargo Advisors since 2016. Budd is also involved in investment-related business activities through ownership in two private firms, including Michael F. Budd Inc. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutions. The firm offers a broad range of financial planning services and integrates advisory solutions with banking and lending products.

Rene Mendoza is a financial advisor with Wells Fargo Clearing in Fresno, CA, holding Series 63 and Series 65 licenses and 13 years of industry experience. He has worked at various Wells Fargo entities since 2008, including Wells Fargo Advisors, LLC, and Wells Fargo Bank, N.A. Mendoza serves as an Area 2 Board Member for the Washington Colony Elementary School District. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice grounded in modern portfolio theory. The firm’s services include investment policy statement preparation, performance reporting, participant education, and plan benchmarking, with notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Chia Lai is a financial advisor at Wells Fargo Advisors with 26 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at various Wells Fargo entities since 2013. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services, utilizing proprietary research and planning tools to develop customized recommendations.

Glenn Ota is a financial advisor with Morgan Stanley in Fresno, CA, holding a Series 63 designation and bringing 46 years of industry experience. He has worked at Morgan Stanley Private Bank since 2015 and has been with Morgan Stanley Smith Barney since 2009. Prior to that, he was with Citigroup Global Markets starting in 1993. Morgan Stanley Wealth Management offers a wide range of advisory programs to individual and institutional clients, emphasizing tailored financial planning supported by firm-approved tools and the Global Investment Committee’s return estimates. The firm manages approximately $2.74 trillion in client assets and provides both direct and employer-sponsored financial planning services.

Matthew Medeiros is a financial advisor with Wells Fargo Advisors in Fresno, CA, holding a Series 66 designation and having 20 years of industry experience. His career includes roles within Wells Fargo entities since 2011. Outside of his advisory work, he co-owns a rental property in Shaver Lake, California, with his spouse. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing a broad range of investment and fee-based financial planning services, utilizing proprietary research and planning tools to develop tailored client recommendations.