Eriona Dhimitri is a financial advisor with Merrill, holding a Series 66 designation and eight years of industry experience. She has been with Merrill since 2016 and also works with Bank of America, N.A. since 2018. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, and corporations.

Christopher Maxfield is a Series 66 licensed financial advisor at Merrill with three years of industry experience. Prior to joining Merrill, he was with LPL Financial and has a diverse background including roles in retail, community service, and education. He has also participated in Americorps and worked with the Junior Giants program. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ronald Vanessen is a financial advisor with Wells Fargo Advisors based in Ripon, CA, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. Prior to joining Wells Fargo Advisors in 2022, he worked with Cetera Advisor Networks LLC beginning in 2013. Outside of advising, he co-owns and manages an almond farm in Manteca, CA. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services using proprietary research and tools, with tailored recommendations delivered through meetings and summary reports.

Cade Countryman is a financial advisor with Stifel, holding a Series 66 license and based in Modesto, CA. He joined Stifel in 2025 and has prior experience at firms including Charles Schwab and Tyler Technologies, Inc., as well as roles in dairy and hospitality businesses. Stifel serves a broad client base including individuals, institutional clients, and municipal entities, offering both brokerage and investment advisory services. The firm utilizes a proprietary investment methodology developed by its Investment Strategy Group, providing plans that support client decision-making without guaranteeing outcomes.

Edward Gouzenne is a financial advisor with Morgan Stanley in Modesto, CA, holding a Series 66 designation and 16 years of industry experience. His work history includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney LLC, and Wells Fargo Clearing. Prior to his financial services career, he was employed by the California Highway Patrol for two years. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, including customized financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

John Bellizzi is a financial advisor with Morgan Stanley in Modesto, CA, holding Series 63 and Series 65 licenses and bringing 51 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. since 2015 and has worked at Morgan Stanley Smith Barney LLC since 2009. Bellizzi serves on the investment committees of the Stanislaus Community Foundation and the Gallo Center for the Arts. Morgan Stanley Wealth Management offers a wide array of advisory programs to individuals and institutional clients, providing tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools, including Secular Return Estimates and Monte Carlo simulations, to develop financial plans.

Kenneth Matthys is a financial advisor with Morgan Stanley in Modesto, CA, holding a Series 66 designation and 12 years of industry experience. He has worked at Morgan Stanley since 2014 and at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering advisory programs and tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides a broad range of investment services, including planning through its Financial Advisors and Estate Planning Strategies Group.

Miguel Garcia is a Financial Advisor with Merrill Lynch Wealth Management. He works closely with clients to understand their priorities and goals, offering strategies to achieve short-, mid-, and long-term financial objectives. His services include general investing, retirement planning, and saving for unforeseen circumstances. Additionally, Miguel provides access to Bank of America specialists for banking, credit, home financing, and small business solutions. He focuses on areas such as college education planning, family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, and tax minimization. Miguel holds professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He attended Modesto Junior College without earning a degree and completed high school at Thomas Downey High School. Miguel is bilingual, speaking both English and Spanish. Outside of work, he enjoys biking, bowling, golfing, listening to music, and spending time with his family.

Madeline Runyan is a financial advisor at Morgan Stanley in Modesto, CA, holding a Series 66 designation with five years of industry experience. Her prior work includes roles at Top Notch Kennels, Red Brick Bar and Grill, Sprint by California Wireless, and California State University Stanislaus. Outside of her advisory role, she is involved in an accounting and bookkeeping position at Friends & Family, a construction and engineering firm. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, delivering tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate partnerships.

Paul Ramer is a financial advisor with Wells Fargo Clearing in Modesto, CA, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2011. Outside of his advisory role, he co-owns a yoga studio in Modesto with his spouse. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice grounded in modern portfolio theory. The firm’s services include investment policy statement preparation, plan benchmarking, and participant education, with a notable inclusion of insurance-related investment options and bank deposit sweep programs.