Robert Roberts is a financial advisor at Scarborough Capital Management in Annapolis, MD, holding a Series 65 designation. He has been with the firm since 2025 and previously worked in the House of Commons from 2019 to 2024. Roberts is the founder and a director of WealthByte Limited, a technology development company based in London, although he is not involved in its daily operations. Scarborough Capital Management is an SEC-registered investment adviser managing approximately $1.4 billion for over 2,000 clients through a team of 13 advisors. The firm employs an asset-allocation framework and model portfolios to manage discretionary accounts and serves a diverse client base including institutional investors and municipal entities.

Dorie Fain is a CFP® professional with 24 years of industry experience, currently serving at &Wealth Partners since 2009. The firm operates as a three-advisor team based in Baltimore, MD. &Wealth Partners provides financial planning, consulting, and investment management services to individuals, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm manages portfolios primarily through independent investment managers and exchange-traded funds, employing fundamental analysis with both long- and short-term strategies.

Lawrence Post is a Certified Financial Planner (CFP®) and holds a Series 65 license with 13 years of industry experience. He has worked at Baltimore-Washington Financial Advisors since 2019 and previously spent 14 years at PNC Bank, NA. Baltimore-Washington Financial Advisors is a team-based firm serving individuals, families, trusts, estates, foundations, and other nonprofit organizations with fee-only wealth management. The firm provides financial planning, portfolio management, integrated tax services, and business services, using a collaborative approach among advisors, portfolio managers, tax specialists, and business advisors to align investment strategies with clients’ goals and tax circumstances.

David Sizemore is a CFP® professional with 14 years of experience in the financial services industry. He is affiliated with Scarborough Capital Management and the Independent Financial Group, having worked at Scarborough since 2013 and at Independent Financial Group since 2018. Sizemore is also a co-owner of an auto sales corporation, a role held for legacy and planning purposes. Scarborough Capital Management is an SEC-registered investment adviser managing approximately $1.4 billion for over 2,000 clients through a team of 13 advisors. The firm employs an asset-allocation framework and model portfolios to construct discretionary accounts and serves a diverse client base including institutional clients and retirement plans.

Joseph Wilkinson is a financial advisor at Westbourne Investment Advisors Inc. in Annapolis, MD, holding a Series 65 designation with 13 years of industry experience. He has been with Westbourne since 2018 and previously worked at Mullaney Trust and Sito Mobile. Westbourne Investment Advisors provides discretionary portfolio management and financial advisory services to individual and high-net-worth clients, as well as IRAs, trusts, corporate accounts, pension plans, and nonprofit organizations. The firm emphasizes fundamental analysis with a focus on preserving and enhancing clients’ purchasing power through long-term equity holdings and controlled fixed income exposure.

David Alicea is a CFP®-credentialed financial advisor at Fruitful with three years of industry experience. He previously worked at Matt Aaron and held multiple roles at Northwestern Mutual, including wealth management and investment services. Alicea served four years in the United States Marine Corps and attended the United States Naval Academy. Fruitful Advisory, LLC offers web-based financial planning and discretionary investment management to individual clients through a subscription membership model. The firm emphasizes personalized planning with passive, low-cost investment strategies focused on ETFs and index funds, serving primarily non-high-net-worth individuals.

Beth Ann Leake is a Series 65-registered advisor with Sentinel Asset Management, LLC. She has been with Sentinel since 2024 and previously worked at Kelly Dorsey PC for 13 years. Sentinel Asset Management, LLC offers comprehensive financial planning and discretionary portfolio management to individual and high-net-worth clients, managing approximately $63.2 million across about 495 households. The firm employs a mosaic investment approach combining fundamental, technical, and cyclical analysis, with regular account monitoring and oversight of third-party managers.

Monica Boulter is a financial advisor at CSP Financial Group LLC in Baltimore, MD, with four years of industry experience. She holds a Series 65 designation and has worked with CSP Financial Group since 2023. Outside of her advisory role, she serves as a Foreign Affairs Officer with the U.S. Department of State, a position she has held since 2015. CSP Financial Group provides discretionary asset management, financial planning, and retirement-plan services to individuals, high-net-worth clients, and business entities. The firm emphasizes portfolio construction and monitoring aligned with Modern Portfolio Theory and collaborates with third-party managers such as Matson Money.

Mary Thompson is a CFP® professional with 14 years of industry experience, currently serving at Buttonwood Financial Advisors, Inc. She previously worked at Reframe Financial Planning, LLC and Financial Advantage, Inc. Mary is the co-founder and board chair of This Point Forward, a nonprofit that provides resources and services to adults aged 50 and over to support meaningful transitions later in life. Buttonwood Financial Advisors, Inc. offers portfolio management and comprehensive financial planning to individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm employs fundamental analysis and diversified asset allocation strategies while managing most client assets on a discretionary basis.

Haughton Bowen is a financial advisor with Sentinel Asset Management, LLC, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. He previously worked at Allstate Financial Advisors, LLC, and has been associated with Allstate Financial Services LLC and Allstate Insurance Co. since 2012. Outside of his advisory role, he manages a rental property in Jamaica. Sentinel Asset Management, LLC provides comprehensive financial planning and discretionary portfolio management to individual and high-net-worth clients. The firm employs a mosaic investment approach combining fundamental, technical, and cyclical analysis, and offers continuous account monitoring with periodic formal reviews.

Carlos Sera is a financial advisor at Sera Capital Management, LLC with 22 years of industry experience. He has been with Sera Capital Management since 1990, totaling 36 years at the firm. He holds Series 63 and Series 65 designations. Sera Capital Management is a five-advisor firm serving individuals and families, including high-net-worth clients, through discretionary and non-discretionary portfolio management and targeted investment consulting. The firm combines fundamental and technical analysis with a buy-and-hold approach, offering a narrower focus on investment management and specialized consulting, including active use of illiquid investment strategies.

Terrence Jones is a financial advisor at Baltimore-Washington Financial Advisors with 10 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at T. Rowe Price for several years. Baltimore-Washington Financial Advisors is a fee-only wealth management firm serving individuals, families, trusts, estates, foundations, and nonprofit organizations. The firm employs a model portfolio investment process overseen by a weekly committee and integrates tax considerations into financial planning and portfolio management.

Jonathan Levin is a financial advisor with Westbourne Investment Advisors Inc. in Annapolis, MD, holding 29 years of industry experience. He previously led Levin Investment Advisors LLC for 24 years and worked at Levin & Co., CPA's for over three decades. Westbourne Investment Advisors provides discretionary portfolio management and financial advisory services to individual and high-net-worth clients, as well as institutional accounts. The firm emphasizes fundamental analysis, low portfolio turnover, and multi-year holding periods, managing approximately $449 million across several hundred accounts.

Ryan Mc Coy is a financial advisor at SFG Wealth Management with a Series 66 designation and three years of industry experience. He previously worked at LPL Financial and has held roles outside of finance including positions at Mount Vernon Nazarene University and Chick-fil-A. SFG Wealth Management serves individual, high-net-worth, and institutional clients by providing portfolio management, financial planning, retirement plan consulting, and access to various advisory programs. The firm employs a fiduciary, client-focused approach with diversified investment strategies and offers specialized planning services such as corporate structure and tax planning.

John Kinzer is a CFP® with 39 years of industry experience. He is currently with Apollon Financial, LLC and has previously worked at LPL Financial, Wells Fargo Advisors Financial Network, Wells Fargo Clearing, and A. G. Edwards & Sons, Inc. He is involved with Drake-Kinzer Wealth Management as a business entity for tax and investment purposes. Apollon Financial, LLC is an SEC-registered advisory firm serving individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans. The firm manages approximately $1.45 billion, utilizing a mix of centrally managed model strategies and locally managed, advisor-led portfolios, and offers access to private and alternative investments.

John Kelly is a CFP® professional with 16 years of industry experience. He has been with Baltimore-Washington Financial Advisors since 2009. Baltimore-Washington Financial Advisors is a fee-only wealth management firm serving individuals, families, trusts, estates, foundations, and nonprofit organizations. The firm emphasizes diversified, model portfolio strategies overseen by a weekly investment committee and integrates tax considerations closely with investment management, while managing a high client load through scalable, standardized processes.

Samantha Nash is a financial advisor with Baltimore-Washington Financial Advisors, holding a Series 66 designation and four years of industry experience. Prior to joining Baltimore-Washington Financial Advisors, she worked at Prostatis Financial Group, SFG Wealth Management, Life Plan Financial, and LPL Financial. Outside of finance, she has experience working in the hospitality industry at Old Stein Inn and Buddy's Crab & Ribs. Baltimore-Washington Financial Advisors serves individuals, families, trusts, estates, foundations, and non-profit organizations with fee-only wealth management. The firm employs a team-based, holistic approach integrating financial planning, portfolio management, tax, and business advisory services to align investment strategies with clients’ goals and tax situations.

Gregory Ostrowski is a CFP® professional with 24 years of industry experience, currently serving at Scarborough Capital Management. His prior work includes roles at Independent Financial Group, LLC and SII Investments Inc. He serves as a board member for the Anne Arundel Medical Center Foundation and volunteers on the St. Mary’s Parish Finance Council. Scarborough Capital Management is an SEC-registered multi-advisor firm managing approximately $1.64 billion for a diverse client base including individuals, high-net-worth clients, and institutional investors. The firm offers discretionary portfolio management, financial planning, and retirement-focused programs, with an investment process centered on asset allocation and model-based portfolio construction.

Evan Davies is a CFP® professional with one year of experience in financial advising. He is currently affiliated with Praetorian Guard, a division of Praetorian Wealth Management, Inc. In addition to his advisory role, Davies has served in the U.S. Army at the Department of Defense since 2014. Praetorian Guard provides discretionary investment management and comprehensive financial planning to individuals, families, trusts, qualified retirement accounts, and charitable organizations. The firm manages approximately $598.7 million across a diverse client base and utilizes fundamental and cyclical analysis to guide investment decisions tailored to each client's objectives.

Natalie Sherman is a financial advisor at &Wealth Partners with a Series 65 credential and six years of industry experience. She worked previously at Gallagher Evelius & Jones LLP for ten years. Sherman serves on the boards of trustees for the Baltimore School for the Arts Foundation, Baltimore School for the Arts (where she was chair from 2017 to 2019), and the Chesapeake Bay Outward Bound School. &Wealth Partners provides financial planning, consulting, and investment management to individuals, pension and profit-sharing plans, trusts, estates, and charitable organizations, typically managing portfolios on a discretionary basis with a focus on independent investment managers and exchange-traded funds.