Matthew Parks is a financial advisor with Equity Services, Inc. (ESI Financial Advisors) in Timonium, MD, holding Series 63 and Series 65 licenses with seven years of industry experience. His work history includes roles at National Life Group, LPL Enterprise, The Prudential Insurance Company of America, and New York Life. Outside of his advisory practice, Parks serves as an assistant men's lacrosse coach at Goucher College and assists teachers with their pension benefits. Equity Services, Inc. provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms incorporating third-party asset managers and model portfolios, combining long-term strategies with options for shorter-term trading and specialized instruments.

Joseph Wolf is a financial advisor at Janney Montgomery Scott with eight years of industry experience. He holds the Series 66 designation and has worked at Janney Montgomery Scott since 2016, with a brief prior tenure at Saiontz & Kirk P.A. in 2016. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, corporate and retirement plan sponsors, and charitable organizations, offering brokerage services, financial planning, and multiple advisory programs.

Matthew Mc Osker is a financial advisor with Empower Advisory Group, holding Series 63, Series 65, and Series 66 licenses and bringing 32 years of industry experience. He previously worked at T. Rowe Price Investment Services, Inc. for 28 years before joining Empower Retirement in 2021. Empower Advisory Group provides financial planning and investment management services primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm emphasizes long-term portfolio returns and annual rebalancing within a model integrated with Empower’s recordkeeping and administrative platforms.

David Polischeck is a CFP® professional with 27 years of experience in financial advisory. He has worked at Creative Planning since 2018 and previously spent three years with Raymond James & Associates. Creative Planning offers investment advisory and financial planning services to a diverse client base including individuals, corporations, foundations, trusts, and retirement plans. The firm manages approximately $217 billion in assets and employs a financial planning–led investment process that incorporates low-cost indexing, buy-and-hold strategies, and supplemental approaches such as direct indexing and tax-loss harvesting.

Kevin Doyle is a financial advisor at Janney Montgomery Scott with 38 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Raymond James & Associates, Morgan Stanley, and Citigroup Global Markets. Outside of his advisory role, he serves as a FINRA arbitrator in Washington, DC, and is a board member of a homeowners association in Fort Lauderdale, FL. Janney Montgomery Scott is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, offering brokerage services, financial planning, and advisory programs supported by in-house and third-party portfolio management.

Ryan Hannegan is a financial advisor with Truist Advisory Services, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. He has worked with SunTrust Advisory Services, Sun Trust Investment Services, and Sun Trust Bank since 2015. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm uses a combination of discretionary manager relationships and non-discretionary consulting, supported by third-party platform and manager partnerships, to deliver its services.

Mark Ring is a financial advisor at Carson Wealth with 19 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Jacob William Advisory and Jacob William, Inc. Ring serves as a board member for the Baltimore chapter of the Boy Scouts of America and the Maryland Council of Economic Education. CWM, LLC, the firm where he practices, is an SEC-registered investment adviser managing approximately $50.6 billion through a network of over 650 advisors. The firm offers discretionary asset management, financial planning, and retirement plan services, employing an Investment Committee to guide portfolio construction and providing tailored investment solutions through various platforms and third-party sub-advisors.

Evaristo Gonzalez is a financial advisor at Guardian Life with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has worked extensively with Park Avenue Securities and Guardian Life Insurance Company. Outside of his advisory role, he is involved in offering personal disability insurance through Assurity and health insurance policies as a broker via URL Financial. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management and a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and advisory services to individuals, corporations, retirement plan sponsors, and charitable organizations. The firm integrates advisor-led discretionary management with model-based strategies across proprietary and third-party platforms, offering tailored client relationships and access to various insurance and alternative investment solutions.

Brian Shea is a financial advisor with Eagle Strategies (NY Life) and holds Series 63 and Series 66 credentials. He has 14 years of industry experience and has been associated with Eagle Strategies since 2021, as well as Tactical Financial Group and New York Life since 2011. Shea is involved in community activities, serving as a volunteer donations coordinator for a Blue Lives Matter memorial event supporting fallen Harford County deputies. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to a diverse client base, including individual investors, institutional sponsors, and charitable organizations. The firm emphasizes tailored advice delivered mainly through non-discretionary asset management and integrates services within the New York Life affiliate structure.

Ryan Behnken is a financial advisor at Equity Services, Inc. with 18 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at M&T Securities and M&T Bank for 10 years. Outside of his advisory role, Behnken serves on multiple nonprofit boards, including as vice chair and board chair of YMCA organizations, and works as a police officer. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms that include third-party asset managers and combines long-term investment strategies with options for shorter-term trading and specialized instruments.

Zachary Weiner is a CFP®-certified financial advisor with eight years of industry experience, currently with Benjamin F. Edwards & Company, Inc. since 2018. Prior to joining Benjamin F. Edwards, he worked at JP Morgan for six years. Benjamin F. Edwards & Company is an integrated broker-dealer and SEC-registered investment adviser serving individuals, high-net-worth clients, pension plans, charitable organizations, and corporate clients through more than 500 advisors. The firm offers a range of services including wrap-fee advisory programs, financial planning, retirement plan consulting, and investment management consulting, and utilizes proprietary strategies alongside third-party models in their managed solutions.

Joseph Harsel is a CFP®-certified financial advisor with 15 years of experience, currently with Valic Financial Advisors since 2011. He also serves as Managing Director of Social Impact Partners, LLC, where he consults on personal and corporate social engagement strategies. Additionally, he is involved in seasonal rental property management in Florida and Delaware. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, consulting, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Christina Garland is a CFP® professional at Focus Partners Wealth, LLC with 11 years of industry experience. She has previously worked at The Colony Group, Connectus Wealth, Horan Capital Management, and Charles Schwab. Focus Partners serves high-net-worth families, family offices, corporate and institutional clients with a broad range of wealth management and advisory services. The firm employs a long-term, tax- and fee-sensitive investment approach that combines active and passive strategies, third-party managers, and private funds within an enhanced open architecture framework.

Christopher Sheeler is a financial advisor at PNC Wealth Management in Timonium, MD, with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Edward Jones, New York Life, and Eagle Strategies LLC. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital discretionary model account for employees that uses algorithm-driven risk assessment and invests via mutual funds and ETFs managed by PNC or third parties.

William Morrison is a CFP® and ChFC® with 22 years of industry experience. He is an investment advisory representative affiliated with Carson Wealth and has previously worked at Jacob William Advisory, CWM, LLC, Jacob William, Inc., and Hornor, Townsend & Kent, LLC. Morrison serves on the board of the University of Baltimore Foundation, is an adjunct professor at Towson University, and is a board member of the Pro Bono Counseling Project. CWM, LLC is an SEC-registered investment adviser operating an enterprise platform with over 650 advisors managing approximately $50.6 billion. The firm offers discretionary asset management, financial planning, and retirement plan services, supported by an Investment Committee that constructs and monitors model portfolios using fundamental and technical inputs.

Louis Foxwell is a CFA® charterholder with five years of industry experience. He is currently with Focus Partners Wealth, LLC and previously worked at The Colony Group, LLC and Connectus Wealth. Focus Partners Wealth, LLC serves individuals, high-net-worth families, family offices, corporate, and institutional clients with a broad range of wealth management and advisory services. The firm employs a long-term, tax- and fee-sensitive investment approach using both active and passive strategies within an enhanced open architecture framework.

William Crossan III is a financial advisor at Guardian Life with 16 years of industry experience. He holds Series 63 and Series 65 credentials and has worked with firms including New York Life Insurance Company, Eagle Strategies, and OneAmerica Securities. Outside of his advisory work, he is involved in life coaching through Campfire Culture. Guardian Life’s subsidiary, Park Avenue Securities LLC, provides brokerage and investment advisory services to individuals, high-net-worth clients, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a combination of advisor-led discretionary management and model-based strategies, along with access to insurance products, alternative investments, and integrated lending options.

Steven Dengler is a CFP® professional with eight years of industry experience, currently serving at Kestra Advisory since 2018. Prior to this, he worked at Mariner Finance LLC for one year. In addition to his advisory role, Dengler is a non-credit instructor at Cecil Community College. Kestra Advisory Services provides investment advisory and retirement-plan consulting to institutional and individual clients, offering services including plan design, fiduciary consulting, and employee education. The firm manages approximately $79.8 billion in assets and serves a broad range of clients, including large institutional investors.

Coleen Beal is a financial advisor with Janney Montgomery Scott, holding Series 63 and Series 65 credentials and 23 years of industry experience. She has worked with Janney Montgomery Scott and its affiliates since 2013. Outside of her advisory role, Beal serves on the boards of the Carroll County Chamber of Commerce, the Marriage and Relationship Education Center, and the Carroll Community College Foundation, and is part owner of a hauling and moving services business. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a wide range of clients, including individuals, families, trusts, estates, corporations, retirement plan sponsors, charitable organizations, and municipalities, offering brokerage services, financial planning, consulting, and multiple advisory programs.

Kenneth Watson is a financial advisor with Truist Advisory Services who holds a Series 66 designation and has 17 years of industry experience. He has worked at Truist Advisory Services and its affiliated entities since 2018, following prior roles at BB&T Investments. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations. The firm offers asset allocation analysis, fiduciary support, and a manager-selection program, implementing advice through a combination of discretionary and non-discretionary arrangements supported by an Equity Research team and supervisory oversight.