Sarah Santeufemio is a CFP® professional with 18 years of industry experience, currently serving at Mass Mutual Investors Services since 2018. Her prior roles include positions at Eagle Strategies (NY Life) and PNC Investments. She is also involved in individual and group life, health, long-term care, disability insurance, and fixed annuities sales. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm emphasizes collaborative, goal-based planning using firm-approved analytical tools and offers specialized programs including estate-settlement and employer-sponsored planning.

John Beynon is a CFP® with 25 years of industry experience, currently serving as a financial advisor at Equitable Advisors. His prior roles include positions at Stifel Independent Advisors, City National Bank, and RBC Capital Markets Corporation. Beynon is also involved in family estate and wealth planning entities. Equitable Advisors serves a diverse client base, including individuals, high-net-worth clients, retirement plans, and institutional investors. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, operating primarily through LPL-sponsored programs and other endorsed platforms.

Andrew Hahn is a CFP® with 22 years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors since 2020. His previous experience includes roles at Bank of America and Merrill. He is also the majority owner of HAHN GP, LLC, a separate business based in Cockeysville, MD. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options including retirement, education, and business-owner transition planning. The firm delivers tailored recommendations using proprietary research and planning tools, integrating advisory services with other financial products and referral channels.

David Waite is a financial advisor with Wells Fargo Advisors in Hunt Valley, MD, holding Series 63 and Series 65 credentials and possessing 41 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. He serves as treasurer for the Greater Summer Hill Association, a community organization in Phoenix, MD. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options and tailored recommendations supported by Wells Fargo research and tools.

Nicholas Mac Lellan is a Series 66-licensed advisor at Merrill with two years of industry experience. He has been with Merrill since 2022 and has previously held roles at various organizations including the Kennedy Krieger Institute and the University of Maryland, Baltimore County. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional investors.

Eric Mc Intyre is a CFP®-certified financial advisor with seven years of industry experience. He is currently with Cambridge Investment Research Advisors and has prior experience at firms including OSAIC, Securities America, and Morgan Stanley. Cambridge Investment Research Advisors serves a diverse client base, including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through a network of independent Financial Professionals, utilizing a range of portfolio management strategies and platform options.

Caitlin Propheter is a financial advisor at Cambridge Investment Research Advisors with four years of industry experience. She holds Series 66 and Series 63 licenses and previously worked at Janus Henderson Investors and Janus Henderson Distributors. Cambridge Investment Research Advisors serves a diverse client base, including individuals, pension and profit-sharing plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement plan advisory through a network of independent Financial Professionals utilizing a range of portfolio management and model-based solutions.

Richard Keever II is a financial advisor at Merrill in Hunt Valley, MD, holding Series 63 and Series 66 credentials with 12 years of industry experience. He has worked at Merrill since 2013 and also spent seven years at Bank of America, N.A. Outside of his advisory role, Keever is a general partner and managing member of East York Brazilian Jiu Jitsu, where he teaches Brazilian Jiu Jitsu and Judo. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors. The firm integrates with Bank of America’s broader platform, providing access to a wide set of products and services beyond typical managed account offerings.

Gregory Gilliam is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Before joining Merrill in 2022, he worked at Kohl's Inc for eight years and was an independent gig driver for one year. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Thomas Law is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he focuses on creating comprehensive financial strategies tailored to his clients' individual goals and priorities. He works closely with clients to understand their full financial picture and help them pursue objectives such as education planning, family wealth management, legacy planning, personal retirement planning, portfolio management, tax minimization, and retirement income. Thomas holds a Bachelor's Degree from Salisbury University and has earned the Professional Investment Advisor (PIA) designation. His approach emphasizes listening to clients to identify and prioritize their financial goals, whether that involves wealth transfer to the next generation, customizing financial strategies to support personal passions, or providing ongoing advice and guidance. Outside of his professional work, Thomas enjoys boating, football, golfing, hiking, running, skiing, spending time with his family, and traveling.

Thomas Jones is a financial advisor at LPL Enterprise with Series 63 and Series 65 credentials and two years of industry experience. His prior roles include positions at Northwestern Mutual, Prudential Insurance Company of America, and Navy Federal Credit Union. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm provides financial planning, advisory services, and access to multiple asset management programs through an integrated platform combining advisory and brokerage capabilities.

Nicholas Purcell is a CFP® with three years of industry experience, currently serving as a financial advisor at OSAIC. His prior experience includes roles at Lincoln Financial Advisors and Heritage Financial Consultants, where he also worked as a paraplanner creating financial plans. OSAIC serves a diverse client base ranging from individual investors to institutional entities, offering integrated brokerage and advisory services supported by advanced asset allocation and portfolio management tools.

Malcolm Steigerwald is a Series 66-licensed financial advisor with Morgan Stanley in Hunt Valley, MD, bringing 23 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and modeling techniques.

Hannah Stack is a Financial Advisor at Merrill Lynch Wealth Management. She guides clients in navigating markets with clarity, discipline, and purpose, focusing on areas including college education planning, executive compensation, equity compensation services, family wealth management strategies, tax minimization, retirement income, and services for endowments, foundations, and non-profits. Hannah holds a Bachelor’s and a Master’s degree in Finance from the University of Maryland. She gained experience as a senior equity analyst and global content manager for technical analysis at Bloomberg in New York City, where she led client trainings and facilitated collaboration between product, engineering, and sales teams. She is a FINRA-licensed Financial Advisor and has earned several professional designations including Chartered Retirement Planning Counselor™ (CRPC), Certified Exit Planning Advisor (CEPA), and Personal Investment Advisor (PIA), along with FINRA Series 7, Series 66, and SIE registrations. Outside of her professional work, Hannah is a 200-hour registered yoga teacher and participates in activities such as biking, cooking, gardening, golfing, reading, running marathons, skiing, swimming, tennis, and yoga.

Alexander Mc Lean is a financial advisor with Merrill in Hunt Valley, MD, holding Series 66 and Series 63 licenses and bringing nine years of industry experience. He has worked at Merrill since 2008 and is currently associated with Bank of America, N.A. Aside from his advisory role, he is a co-owner of a family rental property business. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Mark Rich is a financial advisor at OSAIC with 13 years of industry experience. He holds a Series 66 designation and previously worked at Heritage Financial Consultants. In addition to his advisory role, he manages client relationships through Mason-Dixon Planning Group, LLC, where he prepares client reviews and processes requests. OSAIC serves a diverse client base, including individual, high-net-worth, institutional, and nonprofit investors, offering a broad range of integrated brokerage and advisory services. The firm utilizes various asset-allocation tools and third-party platforms to construct and manage portfolios across multiple investment types.

Matt Hanley is a financial advisor with Wells Fargo Advisors in Hunt Valley, MD, holding a Series 66 designation and 11 years of industry experience. He previously worked at Bank of America and Merrill from 2014 to 2023. Outside of his advisory role, Hanley coaches ice hockey at both Foundations Hockey LLC and Loyola Ice Hockey, and he serves as treasurer for the Greencroft Homeowners Association. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad menu of planning options supported by proprietary research and tools. The firm’s services cover a range of needs including retirement, education, and specialized areas such as business-owner transition and sports planning.

Renee Pretorius is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and 15 years of industry experience. She previously worked with Prudential Insurance Company of America and Pruco Securities, LLC for over a decade. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through both advisory and brokerage channels. The firm offers financial planning, model portfolio programs, third-party asset management, and access to a range of brokerage and insurance products via an integrated platform.

David Stack is a financial advisor with UBS Financial Services in Hunt Valley, MD, holding Series 63 and Series 65 designations and bringing 37 years of industry experience. He has been with UBS since 2010. Outside of his advisory role, he serves on the boards of Chesapeake Shakespeare Company, a nonprofit organization, and Horizon Day Camp, which supports children with cancer and their siblings. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor client plans and operates as a broker-dealer, investment adviser, and futures commission merchant.

Jacob Pollokoff is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill, he held roles in hospitality management and worked at Howard Community College and Camps Airy and Louise. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional investors.