Neil Kriegstein is a CFP® with 28 years of industry experience, currently advising at OSAIC. His career includes roles at Royal Alliance since 2019 and previous positions at HD Vest Insurance Agency and H.D. Vest Advisory Services. In addition to his advisory work, he owns Kriegstein Financial Group, LLC, which focuses on tax preparation and accounting, and serves as president of Imperial Payroll Processing, LLC, a payroll processing business. Osaic Wealth serves a diverse range of clients, including individual investors, retirement plans, charities, and corporations, offering brokerage and advisory services through a multi-advisor platform. The firm utilizes a model-based investment approach with portfolio optimization tools and provides access to discretionary strategies, third-party managers, and alternative investments.

Scott Greenberg is a CFP® and ChFC® with 16 years of industry experience. He is currently an advisor at Raymond James Financial Services Advisors Inc., having joined in 2026 after 16 years at Equitable Advisors. He serves as president and board member of the Brick Morning Rotary Club. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual and institutional clients, offering tailored, non-discretionary planning and a variety of advisory programs supported by a large network of professionals.

Tiffany Zausch is a financial advisor at Edward Jones with a Series 66 designation and three years of industry experience. She has worked at Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets with a nationwide network of advisors and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Carmen Memoli is a financial advisor at Cetera with 16 years of industry experience. She holds the Series 63 and Series 65 designations and has worked at firms including Avantax Advisory Services and her own accounting firm, Memoli & Company P.C. Memoli is active in her community through multiple treasurer and board member roles in local school districts, political organizations, and public authorities. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individual, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, providing advisors with access to affiliated and third-party investment strategies across various program structures.

Christopher Sula is an Investment Consultant at Fidelity Investments as of 2024. He brings over a decade of professional experience to his current role. Prior to joining Fidelity Investments, Christopher served as a Managing Director at BTIG from 2011 to 2023. His approach emphasizes building trust and confidence with clients by providing knowledge and personalized strategies. Christopher focuses on helping clients make informed financial decisions through an individualized and goal-based approach, aiming to co-create holistic plans aligned with their financial goals. Outside of work, Christopher enjoys activities such as beach outings, golf, running, and skiing.

James Yuka Jr. is a financial advisor with LPL Financial in Point Pleasant, NJ, holding a Series 66 designation and 22 years of industry experience. His prior roles include positions at Charles Schwab, TD Ameritrade, Merrill, and Ameriprise. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, with a focus on combining advisory services and a broad range of non-advisory financial activities.

Brittany Forte is a Series 66-credentialed financial advisor with six years of industry experience. She is currently with LPL Financial in Manchester, NJ, where she has worked since 2021. Her prior experience includes roles at Wells Fargo Clearing, Power Tool Company, and PNC Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of representatives to individuals, retirement plans, banks, and institutional clients. The firm offers a range of investment options and technology tools, serving over 22,800 advisors and managing more than $819 billion in discretionary assets.

Ricardo Reyes is a financial advisor with LPL Enterprise, holding Series 63 and Series 66 licenses and seven years of industry experience. His prior roles include positions at Citizens Securities, Inc., MML Investors Services LLC, Mass Mutual Life Insurance Company, Merrill, National Securities Corp, and Dodge Data & Analytics. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm utilizes model-driven investment approaches and offers financial planning, access to third-party asset managers, and affiliated trust, insurance, and lending services.

David Ricker is a financial advisor with UBS Financial Services in Point Pleasant, NJ, holding a Series 66 designation and having 22 years of industry experience. Prior to joining UBS, he worked at Merrill for 14 years. Outside of his advisory role, he works part-time as a beer tender at Icarus Brewing in Brick, New Jersey. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services and proprietary research to tailor investment strategies.

Dylan Koenig is a financial advisor at Fidelity with a Series 66 credential and two years of industry experience. His prior roles include positions at Thrivent Investment Management, Bank of America, and Merrill. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm’s approach combines fundamental research with quantitative analysis and algorithmic portfolio construction, offering model portfolios built from mutual funds, ETFs, and ETPs managed through systematic methodologies and long-term asset allocation benchmarks.

Richard Campanella is a financial advisor with Morgan Stanley in Toms River, NJ, holding Series 63 and Series 66 credentials and bringing 38 years of industry experience. He has been with Morgan Stanley since 2008 and has worked at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a broad range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and methodologies such as Secular Return Estimates and Monte Carlo simulations to assist in financial planning.

Philip Yellovich is a financial advisor at Morgan Stanley with 36 years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2009 and 2015, respectively. Outside of his advisory role, he is a singer in a band and occasionally performs at local venues. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs focused on tailored financial planning, utilizing structured discovery processes and advanced modeling techniques.

Brian Gazia is a financial advisor at Merrill with 26 years of industry experience, including 20 years with his current firm. He holds Series 63 and Series 66 licenses and works from Beachwood, NJ. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Christopher Cirri III is a financial advisor with Equitable Advisors in Toms River, NJ, holding a Series 66 designation and 11 years of industry experience. His prior roles include positions at Benjamin Felicelli, Prudential Insurance Company of America, Prudential Investment Management Services, PGIM Investments, Bank of America, and Merrill. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients by providing financial planning, retirement plan consulting, and various asset-management programs. The firm utilizes a network of Investment Adviser Representatives and relies on both in-house and third-party advisory models, offering a range of investment products and ERISA fiduciary services.

Benjamin Felicelli is a financial advisor at Equitable Advisors with 27 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Morgan Stanley and Citigroup Global Markets. Outside of his advisory work, he serves as Director of Soccer Operations for the Jackson Soccer Club. Equitable Advisors serves individual and institutional clients with financial planning, retirement plan consulting, and asset-management programs delivered through a network of investment representatives. The firm utilizes third-party sponsors and advisory models, offering a range of investment options including mutual funds, ETFs, separately managed accounts, and select alternatives.

Chaim Weinreb is a financial advisor with LPL Financial in Lakewood, NJ, holding a Series 66 designation and eight years of industry experience. Prior to joining LPL Financial in 2021, he worked at Able Wealth Management LLC and several other firms. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, and institutional platforms, with investment strategies supported by both proprietary and third-party research.

Lawrence Cagliostro is a Senior Financial Advisor and First Vice President of Wealth Management at Merrill Lynch in the Toms River, New Jersey branch. He focuses on family wealth management strategies, philanthropic planning, and portfolio management services. Drawing on extensive experience from his previous role at Morgan Stanley in Toms River, Lawrence develops close relationships with clients often spanning multiple generations and addresses concerns including early retirement, job transitions, retirement account needs, concentrated stock positions, and comprehensive retirement planning strategies. Lawrence holds a Bachelor's Degree from Rider University and a Master's Degree from Georgian Court University. He has earned the Professional Investment Advisor (PIA) designation, reflecting his commitment to professional development and client service. Beyond his advisory role, Lawrence participates in community service as a board member of the Salvation Army. His approach emphasizes creating personalized financial strategies tailored to each client's long-term goals, supported by the investment insights of Merrill and the resources of Bank of America.

Guy Savino Jr. is a financial advisor at Morgan Stanley with 54 years of industry experience. He holds a Series 63 designation and has worked at firms including Wells Fargo Clearing, A. G. Edwards & Sons, Inc., and Citigroup Global Markets. Savino has been with Morgan Stanley and its Private Bank since 2016. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and a structured discovery process.

Lisa Sninski is a financial advisor at LPL Financial with five years of industry experience. She previously worked at Wells Fargo Clearing for four years and Valente and Associates LLC for nine years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Patrick Pacillo is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 credentials and bringing 35 years of industry experience. His career includes prior roles at Citigroup Global Markets and Wells Fargo Clearing. He is also involved in private wealth management through his ownership of Pacillo Wealth Management, LLC, and holds a merchant partnership stake in Pacillo GP, LLC. Wells Fargo Advisors Financial Network provides a broad range of investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering specialized planning for clients meeting certain net-worth criteria. The firm integrates advisory services with various financial products and referral channels, delivering tailored recommendations supported by Wells Fargo’s research and planning tools.