Michael Cassidy is a Series 66-licensed financial advisor with Equitable Advisors and has two years of industry experience. Prior to his current role, he served for over two decades with the West Orange Police Department. Outside of finance, he is involved in local politics as Vice Chair of the Hanover Township Republican Committee and Vice President of the Hanover Township Republican Club. Equitable Advisors provides financial planning, retirement consulting, and asset management services to individuals, institutions, and charitable organizations. The firm employs a range of advisory models implemented through third-party managers and offers ERISA fiduciary services without sponsoring its own wrap fee program.

Patrick Parrino is a financial advisor with Fidelity, holding a Series 66 designation and five years of industry experience. His prior work includes roles at TFS Securities, Inc., Equitable Advisors, and T3 Trading Group, LLC. Outside of his advisory work, he sells sports cards on eBay. Fidelity Strategic Advisers LLC provides investment management and advisory services to a wide range of clients, including retail and institutional investors, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios.

Henry Pozo is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds Series 66 and Series 63 licenses and has worked at J.P. Morgan Securities since 2012. Prior to this, he was associated with New Horizon Legacy Group LLC and Envios Sin Fronteras. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process integrates quantitative and qualitative research and includes broader derivatives and commodities capabilities.

Richard Widmer is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. He previously worked at Jalinski Advisor Group and TFS Securities, Inc., and serves as Vice President of TFS Mortgage Corp, overseeing operations in the mortgage industry. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Matthew Sura is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds Series 63 and Series 66 licenses and has been in the financial industry since 2026. Prior to joining Raymond James, he worked at Santander Bank, Citizens Bank, and TD Bank. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning using analytical tools and supports clients through various advisory programs.

Christopher Santopietro is a financial advisor at Merrill with 10 years of industry experience. He holds a Series 66 designation and has been with Merrill and Bank of America since 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Alberico Sessa is a financial advisor at Morgan Stanley with 30 years of industry experience. He has held roles at Morgan Stanley Private Bank, N.A. and MORGAN STANLEY SMITH BARNEY LLC since 2023, and spent 11 years at UBS Financial Services. Outside of advisory work, he is involved as a partner in real estate ventures through AA Belmar Real Estate LLC and Sessa-Kopcha Family LLC. Morgan Stanley Wealth Management provides financial planning and advisory services to individuals and institutional clients, managing approximately $2.74 trillion in assets and offering tailored planning supported by firm-approved tools and methodologies.

Todd Speedy is a Series 66-licensed financial advisor with 25 years of industry experience. He has been with Equitable Advisors since 2002, following a brief tenure at UBS Financial Services. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm’s approach involves assessing client risk tolerance and matching clients to program models or discretionary managers, often utilizing third-party asset managers and advisory programs.

Anthony Cifelli III is a financial advisor at Ameriprise with six years of industry experience. He holds a Series 66 designation and has previously worked with Wells Fargo Advisors Financial Network LLC and Stockton University. Outside of his advisory role, he is involved in Medicare insurance services through his ownership of Superior Senior Solutions, LLC, and has an interest in buying, selling, and trading sports cards. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement income planning through written recommendation reports and annual advice, utilizing proprietary research and collaboration between centralized teams and individual advisors.

John Feiden is a financial advisor with Merrill in Toms River, NJ, holding Series 63 and Series 66 licenses with 27 years of industry experience. His prior experience includes roles at Scottrade, PNC Investments, Banc of America Investment Services, and TD Ameritrade. Outside of his advisory work, he performs as a part-time drummer in a classic rock band. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Jacob Eisikovic is a financial advisor with Cetera who holds Series 63 and Series 66 licenses and has 12 years of industry experience. He has worked at Avantax Advisory Services and currently maintains a role at Eisikovic & Kane, LLP, where he is involved in accounting, bookkeeping, tax preparation, and payroll services. His work history also includes positions at Cetera Wealth Services, LLC and Grandview Wealth Advisors LLC. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm provides portfolio management, financial planning, and access to a range of program platforms and third-party money managers, supported by a nationwide network of more than 10,000 advisors.

Amy Haig is a Wealth Management Advisor with Merrill Lynch Wealth Management. She has been with the Toms River, NJ office since 1992 and has 32 years of experience in the financial services industry. In her role, she helps clients manage their personal and business finances and works closely with their accountants and attorneys to develop estate plans. Amy holds a Bachelor's degree from Gettysburg College and a Master's degree from the University of North Carolina at Chapel Hill. She is a CERTIFIED FINANCIAL PLANNER® certificant, a designation awarded by the Certified Financial Planner Board of Standards, Inc. Additionally, she holds the Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA) designations. Residing on Long Beach Island with her husband and two children, Amy participates in the communities she serves by volunteering with local organizations.

Logan Murphy is a Series 66-credentialed financial advisor with two years of industry experience, currently serving at Raymond James Financial. His prior experience includes roles at OSAIC Wealth, Inc. and Northwestern Mutual. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, and institutional clients. The firm employs a non-discretionary approach tailored to client goals using analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Erick Simonds is a financial advisor at LPL Financial with 23 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Wells Fargo Clearing and PNC Wealth Management. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with advanced research and operational tools.

Richard Curley is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and over 44 years of industry experience. His prior firms include Cambridge Investment Research Advisors, Kenilworth Asset Management, Chicago Investment Group, and Ryan Beck & Co. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm offers a variety of financial planning and investment management solutions, including model portfolios and institutional platforms.

Harry Appel is a financial advisor with Cambridge Investment Research Advisors holding Series 66 and Series 63 licenses and has 15 years of industry experience. He has worked at Cambridge Investment Research Advisors since 2022 and previously spent nine years at United Planners' Financial Services. Outside of his advisory role, he owns Parkwood Associates, where he provides life insurance services and pension consulting. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a network of thousands of financial professionals. The firm employs both discretionary and non-discretionary management approaches and provides access to multiple platforms and proprietary model strategies.

Evette Johnson is a financial advisor at Equitable Advisors with four years of industry experience. She holds the Series 66 designation and has worked at Equitable Advisors since 2022. Outside of her advisory role, she has been involved with Sunbeam Preschool since 2014. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients by providing financial planning, retirement plan consulting, and various asset-management programs. The firm emphasizes personalized client assessment and uses a range of third-party advisory models and tools to deliver its services.

Emily Paget is a financial advisor at Ameriprise with a Series 66 designation and one year of industry experience. Prior to joining Ameriprise, she worked at the University of Delaware and in the Smithtown School District. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides detailed retirement income planning and ongoing advice, using proprietary research and a centralized service team.

Karen Capen is a financial advisor at Raymond James Financial with 21 years of industry experience. She holds Series 63 and Series 65 credentials and has been with Raymond James since 2017. Outside of her advisory role, she is an independent contractor at Banyan Wealth, where she operates as a Service Associate. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary advisory services supported by analytical tools and maintains specialized offerings such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Abraham Weiss is a financial advisor with MassMutual Investors Services in Jackson, NJ, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. He has been with MML Investors Services and MassMutual Life Insurance Company since 2014. Outside of his advisory role, he is involved in the insurance brokerage business through Sterling Insurance Concepts Inc., which focuses on life and health insurance sales and ownership. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers customized financial planning using firm-approved software and hosts educational seminars, with planning engagements structured as ongoing, collaborative relationships.