Sigrid Daugaard is a Certified Financial Planner (CFP®) with 18 years of industry experience. She has been with Cambridge Investment Research Advisors since 2016 and also manages Mountain Wealth Management, LLC, a registered investment advisory practice. Daugaard is additionally licensed as an independent insurance agent and serves as a successor trustee in several trusts. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through a network of independent advisors, employing a variety of portfolio management strategies and platform arrangements tailored to client objectives.

Arthur Aldrich is a financial advisor at Edward Jones in Loveland, CO, holding a ChFC® designation along with Series 63 and Series 66 licenses. He has 14 years of industry experience, including 12 years with Edward Jones. Outside of his advisory role, he is involved in property management through ownership of a rental property. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large network of financial advisors and branch offices nationwide.

Gregory Howell is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. He has worked at LPL Financial since 2023 and previously held roles at Howell Insurance Agency, Allstate Insurance, and TIAA-CREF. Outside of his advisory work, he owns an unrelated business involving hunting rental dogs. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services through a large network of investment adviser representatives, utilizing various investment strategies and operational tools.

Justin Brolyer is a financial advisor at UBS Financial Services with 23 years of industry experience. He has been with UBS Financial Services since 2013 and holds Series 63 and Series 65 licenses. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, operating as a broker-dealer, investment adviser, and futures commission merchant.

Kristina Paz is a Series 66-licensed financial advisor with 19 years of industry experience, currently affiliated with Cambridge Investment Research Advisors since 2017. She previously worked at Waddell & Reed, Inc. from 2010 to 2017. Outside of her advisory work, she is involved in volunteer activities with Loveland Habitat for Humanity and operates a travel vlogging business called Seeking Vegas Sunrise. Cambridge Investment Research Advisors serves a wide range of clients including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent advisors, utilizing a variety of portfolio management strategies and platform arrangements tailored to client objectives.

Adam Fowler is a CFP® certificant with 18 years of industry experience, currently serving at Wells Fargo Advisors since 2024. His prior roles include positions at Wells Fargo Clearing and U.S. Bancorp Investments, Inc. He holds partial ownership in investment-related entities but these are related to real estate holdings and operating accounts rather than advisory services. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and develops tailored recommendations using proprietary research and tools, with clients having the option to implement through various programs.

Robert Janda is a Certified Financial Planner (CFP®) with 39 years of experience in the financial services industry. He is currently with Wells Fargo Advisors, where he has worked since 2022, following six years at Wells Fargo Clearing and nine years at A. G. Edwards & Sons, Inc. Outside of his advisory role, he owns and manages a non-investment related business, DILMARJAN, LLC, based in Loveland, CO. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser offering investment and financial planning services to individuals, trusts, and institutional clients. The firm provides a wide range of planning services tailored to clients who meet certain net-worth thresholds, using proprietary research and tools to develop personalized recommendations.

Brian Collins is a financial advisor with LPL Financial in Fort Collins, Colorado, holding a Series 66 designation and 13 years of industry experience. His prior experience includes eight years at Waddell & Reed, Inc. and ongoing work in insurance with W&R Insurance Agencies. Collins also operates Brian Collins LLC, a business entity for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advice delivered primarily by investment adviser representatives utilizing various investment strategies.

Caroline Aguilar is a financial advisor with UBS Financial Services in Fort Collins, CO, holding a Series 66 designation and 18 years of industry experience. She has been with UBS Financial Services since 2008. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor financial plans.

Denise Martz is a CFP® with 27 years of industry experience, currently practicing at LPL Financial since 2017. Prior to joining LPL, she spent 10 years with Investment Centers of America, Inc. She is based in Fort Collins, CO. Denise also manages Martz Holdings LLC, a business entity maintained for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and model portfolio programs, supported by technology and a large network of over 22,800 advisors.

Lukas Cheever is a financial advisor at Edward Jones with a Series 66 designation and two years of industry experience. Prior to joining Edward Jones in 2023, he worked in education with Branson Public Schools and Poudre School District for a combined nine years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large nationwide network of financial advisors and branch offices.

Matthew Mascarenas is a financial advisor at Wells Fargo Clearing with six years of industry experience. He holds the Series 63 and Series 66 designations. His prior work includes a role at Cellular Plus and ownership of Twenty Brew Taphouse. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and uses research from Wells Fargo Investment Institute alongside diversification principles and modern portfolio theory in its investment approach.

Benjamin Diamond is a financial advisor at Wells Fargo Advisors in Fort Collins, CO, holding a Series 66 designation. He joined Wells Fargo Advisors in 2026 after spending 13 years at PitchBook. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo. The firm serves individuals, trusts, and institutional clients, offering a broad range of financial planning services including retirement, education, risk, and wealth-transfer planning, as well as specialized services such as business-owner transition and special-needs analysis.

Brooke Mcnerny is a financial advisor at Thrivent Investment Management with two years of industry experience. Prior to joining Thrivent, she worked at Charles Schwab and has experience in healthcare and education sectors. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering goal-based financial analyses and written recommendations covering various planning areas without implementation services. The firm combines planning and managed-account programs through a consolidated billing option while maintaining separate services.

Lucas Dorrough is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 11 years of industry experience. His prior work includes roles at Charles Schwab & Co., Inc., LPL Financial, and Ameriprise. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research and analytics.

Brandi Kroese is a financial advisor at Thrivent Investment Management with five years of industry experience. She holds a Series 66 designation and has worked at Thrivent Financial and Thrivent Investment Management since 2020. Outside of her advisory role, Kroese serves as a Marketing Director for Melaleuca, a direct marketing company. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits. The firm offers goal-based analyses and written recommendations on topics such as retirement and estate planning, delivered through a network of financial advisors without discretionary trading authority.

Kayli Christensen is a financial advisor at J.P. Morgan Securities with eight years of industry experience. She holds a Series 66 designation and has worked within various divisions of JPMorgan Chase since 2015. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its investment process.

Brooke Bontz is a financial advisor at UBS Financial Services with 13 years of industry experience. She holds the Series 66 designation and has worked at several firms, including Phillip Loring and various insurance carriers, before joining UBS in 2020. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm utilizes proprietary research and model-based asset allocations to tailor financial plans to clients' goals and risk tolerances.

John Rothones is a Series 66 licensed financial advisor with Edward Jones, based in Loveland, CO. He has 19 years of industry experience, all spent with Edward Jones since 2007. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,000 advisors, offering a range of investment strategies and affiliated services under a fiduciary standard.

Nolan Koenig is a Planning Consultant at Fidelity Investments, where he has been employed since 2026. He has held various roles within the company, including Relationship Manager from 2025 to 2026 and Financial Representative from 2024 to 2025. Nolan focuses on guiding individuals through significant life events and financial decisions. He emphasizes simplifying complex information and attentive listening to develop actionable financial plans tailored to clients' unique goals. His approach fosters clarity, partnership, and trust throughout the financial planning process. Outside of his professional work, Nolan has interests in camping, fishing, golf, hiking, outdoor adventures, and traveling.