Ryan Baker is a Financial Consultant currently working at Fidelity Investments since 2021. He works with clients from diverse age groups and professions to help them safeguard their loved ones, plan for the future, and grow their assets through tax-efficient investing. He focuses on guiding individuals to develop comprehensive financial plans that provide confidence as they navigate life's changes. Ryan has experience as a Financial Advisor at several firms, including JP Morgan Chase (2020-2021), UBS (2017-2020), and Merrill Lynch (2013-2017). He holds a California Insurance License.

Cheryl King is a financial advisor with Cetera, holding a Series 66 designation and over 22 years of industry experience. Her career includes roles at The Planning & Investment Center, Inc., Cetera Advisors LLC, and Visionary Wealth Management. Outside of her advisory work, she is involved in volleyball officiating. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management options and a large network of over 10,000 advisors managing more than $256 billion in assets.

William Charboneau is a financial advisor at Wells Fargo Clearing with 23 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Wells Fargo Bank NA since 1999. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Robert Johnson is a financial advisor at Morgan Stanley with nine years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley since 2017, including eight years at Morgan Stanley Private Bank. Outside of his advisory role, he is involved with Purple Mountain Outdoors, a media production consultancy focused on outdoorsmanship. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, delivering tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers various investment and planning services through dedicated teams and resources.

Ryan Carter is a financial advisor with Edward Jones in Loveland, Colorado, holding Series 66 and Series 63 designations and nine years of industry experience. His career includes multiple roles at Edward Jones since 2017, as well as positions at AXA Advisors LLC, D.H. Hill Securities, Swan Energy Inc., and The Oil & Gas Asset Clearinghouse II. Outside of finance, he serves as an emcee for weekend conferences. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a nationwide network of financial advisors and branch offices.

Peter Jochems is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. His prior roles include nine years at National Planning Corporation and ten years leading Jochems Financial Services, Inc. Outside of advising, he pursues art and oil painting. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by technology tools used by its large network of advisors.

Brandon Adams is a Planning Consultant at Fidelity Investments, where he focuses on developing comprehensive financial plans tailored to individual and family needs. He has been with Fidelity since 2021, progressing through roles including Customer Relationship Advocate, High Net Worth Associate, Financial Representative, Relationship Manager, and currently Planning Consultant. Throughout his tenure at Fidelity, Brandon has gained experience in client relationship management and financial planning. His work involves understanding each investor's unique circumstances to assist them in pursuing their financial goals with confidence.

Gregory Backhaus is a financial advisor with Edward Jones in Windsor, CO, holding Series 63 and Series 66 licenses and possessing 21 years of industry experience. He has been with Edward Jones since 2004. Outside of his advisory role, he is a sole proprietor of a rental property business. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a large network of advisors and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Kristina Meyers is a financial advisor with Raymond James Financial Services Advisors, Inc. She holds a Series 66 designation and has 21 years of industry experience. Ms. Meyers has been with Raymond James since 2012 and previously worked with First Tech Federal. Outside of her advisory role, she owns and manages real estate through Meyers Properties, LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, institutions, and charitable organizations. The firm emphasizes tailored, non-discretionary planning using analytical tools and supports its advisors with specialized programs in areas such as municipal finance and SIMPLE IRA employer consulting.

Phillip Parsons is a financial advisor at OSAIC in Fort Collins, CO, holding Series 63 and Series 65 designations with 27 years of industry experience. He has been with OSAIC since 1999. Parsons is also the owner of Old Town Wealth Advisors, a DBA through which he conducts advisory business. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering brokerage and advisory services through a multi-advisor platform. The firm’s investment approach features model-based asset allocation and portfolio optimization, providing various managed account strategies and third-party manager options.

Justin Dahl is a financial advisor at Edward Jones in Ft Collins, CO, holding a Series 66 credential with one year of industry experience. Prior to his advisory role, he worked at Mod Pizza, Doordash, Northern Arizona University, Baskin Robbins, and Lewis Palmer High School. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of investment advisory programs, including discretionary and non-discretionary strategies, and maintains a large nationwide network of advisors and branch offices.

James Baumgardner is a CFP® professional affiliated with Fidelity who has nine years of industry experience. His career includes roles at Fidelity Brokerage Services LLC and Fidelity Personal and Workplace Advisors. Outside of finance, he is a sole proprietor performing contracted music engagements. Fidelity’s affiliate, Strategic Advisers LLC, offers investment management and advisory services to a diverse client base, combining fundamental research with quantitative and algorithmic portfolio construction to manage a range of portfolios, including funds and model strategies for institutional and retail investors.

Kevin Mahoney is a financial advisor at OSAIC with 25 years of industry experience. He holds the Series 63 and Series 66 designations and previously worked at Sagepoint Financial, Inc. for 14 years. In addition to his advisory role, he owns a sole proprietorship that helps clients obtain life and health insurance for family protection. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporations through a multi-advisor platform. The firm offers a range of brokerage and advisory services with an investment process centered on model-based asset allocation, portfolio optimization, and risk management tools.

Aaron Elder is a financial advisor with Thrivent Investment Management in Johnstown, CO, holding Series 63 and Series 65 credentials and 10 years of industry experience. His prior roles include positions at Northwestern Mutual and Professional Financial Specialists, Inc. Outside of advising, he co-owns a social media content business focused on baseball trivia and serves as Assistant Director of Baseball for a local youth sports nonprofit. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits, offering goal-based financial planning without discretionary trading authority and a range of planning topics including retirement and estate planning.

Brendon Mc Bride is a financial advisor with Merrill in Loveland, CO, holding Series 63 and Series 66 licenses and three years of industry experience. His prior work includes roles at Bank of America, Key Investment Services, KeyBank, Community Banks of Colorado, and Wells Fargo. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Alec Thompson is a Financial Consultant I with Fidelity Investments, where he currently provides financial consulting services. He has been with Fidelity Investments since 2022, progressing through roles including Customer Relationship Advocate and Investment Consultant before assuming his current position as Planning Consultant in 2025. During his tenure at Fidelity Investments, Alec has gained experience in client relationship management, investment consulting, and financial planning. He focuses on assisting clients and their families in making informed decisions about their financial futures. Outside of his professional career, Alec enjoys outdoor activities such as baseball, camping, fishing, hiking, outdoor adventures, and snowboarding.

John Balmer is a financial advisor at Edward Jones in Ft Collins, CO, holding a Series 66 designation with eight years of industry experience. Before joining Edward Jones in 2017, he worked at Whole Foods Market for six years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a wide range of advisory programs and maintaining one of the largest retail advisor and branch networks in the industry.

Michael Shobe is a financial advisor with J.P. Morgan Securities based in Fort Collins, Colorado, holding a Series 66 designation and four years of industry experience. His prior work experience includes positions at Funkwerks, Brooklyn Brewery, Wilbur's Total Beverage, and Fort Collins Brewery. J.P. Morgan Securities provides institutional consulting services primarily to plan sponsors, corporations, and endowments, focusing on written asset allocation advice, investment manager searches, and customized performance reporting while clients retain final decision-making authority.

David Palm is a financial advisor with Wells Fargo Clearing in Fort Collins, Colorado, holding Series 63 and Series 65 credentials and 18 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and Wells Fargo Bank NA since 2013. Outside of his advisory role, he has been involved with the Turning Point Center for Youth since 2008. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.

Cynthia Rothman is a financial advisor at Edward Jones in Loveland, CO, holding Series 65 and Series 63 credentials with 10 years of industry experience. She previously worked at the GreeleyTribune and Denver Post from 2007 to 2021. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of investment advisory programs and strategies under a fiduciary standard. The firm is notable for its large network of advisors and branch offices, as well as affiliated offerings including mutual funds, a trust company, and securities-based lending.