Stephen Kavois is a Certified Financial Planner® with 21 years of industry experience. He has been with LPL Financial since 2018 and previously worked at Oak Investment Services for 13 years. He is also involved in the sale of fixed health and life insurance products. LPL Financial is a registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing discretionary and non-discretionary management along with research and model portfolios from various sources.

Thomas Mitchell is a financial advisor at Charles Schwab with eight years of industry experience. He has held positions at Jones and Company and TD Ameritrade before joining Schwab in 2020. Mitchell holds Series 63 and Series 66 securities licenses. Charles Schwab & Co., Inc. serves high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary advisory and affiliated discretionary separately managed accounts, supported by centralized custody, brokerage, and research resources.

Sarah Tallent is a CFP® professional with 11 years of industry experience, currently serving as a financial advisor at Stifel since 2017. Prior to joining Stifel, she worked at City Securities Corporation for three years. Outside of her advisory role, she is the Chief Information Officer for Elves for Santa, Inc., a nonprofit organization focused on charitable activities. Stifel serves a broad range of clients, including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Michael Reyna is a financial advisor at Stifel with four years of industry experience. He holds a Series 66 designation and previously worked at Integrity Trade Services from 2015 to 2022 before joining Stifel. Stifel serves a diverse client base including individuals, institutional clients, charitable organizations, and municipal entities, offering brokerage and investment advisory services. The firm’s investment approach is based on proprietary methodologies developed by its Investment Strategy Group, utilizing forward-looking capital market assumptions and probabilistic modeling for asset allocation and financial planning analyses.

David Bienemann is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and eight years of industry experience. He has worked with Thrivent Financial and Thrivent Investment Management since 2016, with a brief role at Joliet First Assembly in 2021-2022. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering both one-time and ongoing planning engagements. The firm delivers goal-based, holistic analyses and allows clients to combine planning with managed-account services while maintaining separate provisions for each.

Bridget Shoemaker is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and 23 years of industry experience. She previously worked at SII Investments, Inc. for 15 years and has been associated with Oak Investment Services for over two decades. Outside of her advisory role, she serves in a fiduciary capacity for the Ruiz Trust and Ethan Ruiz Supplemental Needs Trust. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a broad range of financial planning and advisory programs, utilizing model portfolios and research from multiple sources to support diversified and alternative investment strategies.

James O'Hara is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 credentials and bringing 40 years of industry experience. He has been with Raymond James & Associates since 2006. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets and serving a diverse client base including individuals, institutions, pension plans, and charitable organizations. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, utilizing a variety of portfolio management styles and research resources.

Derric Isensee is a financial advisor with Ameriprise in Merrillville, IN, holding a Series 66 designation and four years of industry experience. He has worked at Ameriprise since 2021 and concurrently owns and manages Cornerstone CPA LLC, a tax preparation firm. He is also a partner in TI Collective, LLC, involved in real estate subleasing. Ameriprise is a large institutional firm offering retirement-income planning services focused on clients approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficient strategies to provide tailored, non-discretionary recommendations through a centralized consulting team.

Joseph Foster is a financial advisor with Ameriprise in Crown Point, Indiana, holding Series 63 and Series 66 licenses and possessing 26 years of industry experience. He has been with Ameriprise and its affiliated entities since 2000. Outside of his advisory role, he is involved in managing commercial and office real estate holdings through entities such as Palmer Holdings LLC and Edwin Group LLC. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with substantial investable assets, offering comprehensive, non-discretionary recommendation reports that incorporate research, modeling, and tax-efficiency analysis. The firm combines automated and team-driven processes to deliver tailored guidance and offers a broad range of advisory, brokerage, and insurance solutions.

Natalie Whisker is a Series 66 licensed financial advisor with Edward Jones, based in Demotte, IN. She has three years of experience at Edward Jones and previously worked in government and private sector roles, including positions at Jasper County Government and Land Title Agency. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Shelly Howard is a financial advisor at Stifel with 32 years of industry experience. She has held her current position at Stifel Nicolaus & Co. since 2009 and holds Series 63 and Series 66 licenses. Stifel serves a diverse client base including individuals, institutional clients, charitable organizations, and municipal entities, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Charles Ranich is a financial advisor at Mass Mutual Investors Services with 24 years of industry experience. He holds Series 63 and Series 65 designations. His prior work includes 16 years at Metlife Securities Inc. and over 25 years in an academic role at Purdue University Calumet. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, utilizing technology-driven tools to support client goal analysis and recommendations.

Alex Ferreira is a financial advisor at Mass Mutual Investors Services with eight years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at MWA Financial Services Inc and Modern Woodmen of America. Ferreira is based in Valparaiso, Indiana. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements and various specialized planning programs.

Sarah Lane is a financial advisor with LPL Enterprise and holds the Series 66 designation. She has one year of industry experience and previously worked at Symmetry Financial Group. Outside of advising, she is a business owner of Excel Nutrition and serves as a fitness coach at F45 Valparaiso. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, consulting, and access to various advisory programs, combining advisory services with brokerage and insurance products through an integrated platform.

Renee Kremm is a financial advisor with LPL Enterprise, holding a ChFC® designation along with Series 65 and Series 63 licenses. She has 25 years of industry experience, including prior roles at The Prudential Insurance Company of America, Pruco Securities LLC, Windward Financial, and New York Life Insurance Company. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm provides financial planning, advisory services, and access to a range of brokerage and insurance products through its integrated platform.

Christopher Albanese is a financial advisor with Charles Schwab in Merrillville, IN, holding Series 63 and Series 65 licenses and having 14 years of industry experience. He previously worked at UBS and Fifth Third Securities and Bank. Albanese has no notable outside business activities listed. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs multi-asset model portfolios and a centralized operational structure.

Edgar Bassick is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 16 years of industry experience. His prior roles include positions at JP Morgan Securities and Charles Schwab. Outside of his advisory work, he serves as president of the Schererville Parks and Recreation Board. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm uses research and analytics to evaluate investment options, offering both brokerage and advisory solutions across a broad platform.

Daniel Lagestee is a Series 65-licensed financial advisor with Fisher Investments, where he has worked since 2017. He has eight years of industry experience, including prior roles at Northwestern Mutual and Walt's Food Centers. Fisher Investments serves a global mix of institutional and private clients, providing discretionary portfolio management across equity, fixed-income, and blended mandates. The firm uses a centralized Investment Policy Committee and a combination of quantitative and qualitative strategies to build diversified portfolios, offering sub-advisory and retirement plan services along with specialized risk management techniques.

Lisa Marek is a financial advisor at Cetera with 34 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Cetera since 2014. Marek also volunteers as a Court Appointed Special Advocate, providing support to children in juvenile court proceedings. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual clients, employer-sponsored retirement plans, corporate, charitable, and institutional accounts through a nationwide network of independent advisors. The firm offers a variety of portfolio management and retirement services and operates a multi-manager platform with access to affiliated and third-party investment strategies.

Michael Kosteskie is a financial advisor at Edward Jones in Valparaiso, IN, holding a Series 66 designation with 18 years of industry experience. He has been with Edward Jones since 2007. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a broad range of investment strategies through a nationwide network of more than 23,700 advisors.