Derek Pirruccello is a Wealth Management Advisor and Senior Vice President with the Holloway Pirruccello Group at Merrill. He has been with Merrill Lynch Wealth Management since 2007 and focuses on providing tailored financial planning and wealth management services. Derek holds several professional designations, including Certified Financial Planner (CFP), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is a member of the Financial Planning Association and served as the President of the Estate and Tax Planning Council of Eastern Connecticut. Derek also contributes to his community as a board member and officer for the Child and Family Agency of Southeastern Connecticut. He earned a Master's degree from the University of Michigan and a Bachelor's degree from the University of North Texas, graduating magna cum laude. Outside of his professional commitments, Derek enjoys golfing, hiking, music, reading, skiing, and spending time with his family. He resides in Waterford, CT with his wife and two children and is active in his local parish church.

Brian Bishop is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 21 years of industry experience. He has worked at Wells Fargo Advisors LLC from 2009 to 2016 and has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Robert Tassone is a financial advisor with Morgan Stanley in Mystic, CT, holding a Series 66 designation and bringing 26 years of industry experience. He has worked at Morgan Stanley Private Bank since 2015 and with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs and financial planning services supported by structured discovery processes and firm-approved tools.

Michael Gula is a financial advisor with Cambridge Investment Research Advisors in Niantic, CT, holding Series 63 and Series 65 credentials and bringing 40 years of industry experience. He has been with Cambridge Investment Research Advisors and its affiliated entity since 2010. Cambridge Investment Research Advisors is an SEC-registered firm serving a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals using a range of portfolio management and model-based solutions.

Richard Strickley is a financial advisor at Merrill with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Merrill since 2009, previously working at Bank of America. Outside of his advisory role, he is a co-owner of a family rental property business in Mystic, Connecticut. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions, supported by internal and third-party managers.

Joseph Stone is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 20 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Daniel Wilson is a CFP® professional with 28 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He previously worked at Ameriprise Financial Services, Inc. for 15 years. Outside of his advisory role, Wilson is a manager and partner at Net Flows, LLC, a consulting business. Ameriprise provides retirement-income planning services for individuals with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Laura Saborio is a financial advisor at UBS Financial Services with 21 years of industry experience. She has previously worked at HSBC Securities (USA) Inc. and HSBC Bank USA, where she spent over two decades. Laura holds a Series 66 designation. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Thomas Robarge is a financial advisor with LPL Financial, holding Series 63, 65, and 66 licenses and bringing 27 years of industry experience. His prior roles include five years at Cambridge Investment Research, Inc. He also has involvement in non-variable insurance activities and operates Mystic Financial Group LLC in connection with his LPL business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios, third-party subadvisors, and technology-driven investment strategies.

Michele Trinks is a financial advisor at Wells Fargo Clearing with 34 years of industry experience. She holds Series 63 and Series 65 designations and has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2012. Outside of her advisory role, she serves as co-trustee and trustee for her father's investment-related trusts. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services including investment policy statement preparation, investment recommendations, performance reporting, and participant education, with an advisory process grounded in modern portfolio theory and tailored to plan objectives.

James Oliver III is a financial advisor at Raymond James Financial Services Advisors, Inc. with 26 years of industry experience. He holds Series 63 and Series 65 credentials and has worked previously at Wells Fargo Advisors and through his own firm, Oliver Asset Advisors LLC. He serves as president of the 123 Elm Street Association, a commercial condominium board in Old Saybrook, CT. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and supports municipal and public-finance work through its affiliation with a municipal advisor.

John Paul Morales is a financial advisor at Morgan Stanley with 28 years of industry experience. He holds Series 63 and Series 65 credentials and has worked previously at Wells Fargo Advisors and Wells Fargo Clearing. Morales serves on the investment committee of the Eastern Connecticut Symphony and is a member of the advisory board at Dean College. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutions, combining tailored financial planning with a wide array of investment services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and research.

Janet Larkin is a financial advisor at Primerica Advisors with 33 years of industry experience. She holds Series 63 and Series 65 credentials and has been with Primerica Advisors since 1991. In addition to her advisory role, she is involved in sales of investment-related products and part-time referrals for home security and automation products through affiliated Primerica companies. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, providing model-delivery strategies and separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

James Bates is a CFP® and holds a Series 66 license with 19 years of industry experience. He has been with Edward Jones since 2006. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Joseph Hedley is a financial advisor at Mass Mutual Investors Services with two years of industry experience. He holds a Series 66 designation and has prior work experience that includes roles at Elizabeth City State University and the Northeast Academy for Aerospace and Advanced Technologies. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved tools to analyze client goals and deliver written recommendations.

Scott Fluet is a financial advisor at OSAIC with 33 years of industry experience. He holds the Series 63 and Series 65 designations. Prior to joining OSAIC, he worked at Securities America Advisors and LPL Financial. Outside of his advisory role, he is involved in insurance sales and owns Professional Investors LLC. OSAIC serves a diverse client base, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers a range of integrated brokerage and investment advisory services supported by asset-allocation tools and a variety of investment options.

Leland Wilcox III is a financial advisor at LPL Financial with 40 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at OSAIC, Securities America Advisors, Inc., Securities America, Inc., and Investacorp Advisory Services, Inc. His career spans a range of advisory roles over more than two decades. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a variety of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by model portfolios and research from multiple sources.

Seth Panucci is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he collaborates with a team of financial professionals dedicated to serving affluent and high-net-worth individuals and families across the United States. He focuses on developing customized strategies aimed at achieving both short- and long-term financial goals for his clients. Seth advises on retirement and wealth planning, investment guidance and risk management, as well as wealth transfer strategies. He works closely with clients during significant life transitions that have financial implications, such as promotions, job changes, divorce, retirement, and inheritance events. Seth holds the Certified Investment Management Analyst (CIMA) designation sponsored by the Investments & Wealth Institute at the Wharton School and is also a member of the Investments & Wealth Institute. He is a qualified Portfolio Manager, capable of building and managing personalized strategies that include individual stocks and bonds, Merrill Lynch Wealth Management model portfolios, and third-party investment strategies. Seth graduated from the University of Connecticut. Outside of his professional work, Seth serves on the boards of the Noank Community Support Services Group and the Mystic Lions Club, contributing to community initiatives. He enjoys boating, fishing, golfing, ice hockey, and spending time with his family.

Jeffrey Fazio is a Wealth Management Advisor with Merrill Lynch Wealth Management. He began his career in 1989 and joined Merrill Lynch in 1994. He holds a Bachelor's Degree in Finance from New York University and holds several professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). With over 25 years of experience, Jeffrey focuses on providing proactive advice and guidance in areas such as professional investment management, liability structuring, philanthropic planning, trust and estate strategies, education planning, family wealth management strategies, and managing new wealth. He designs integrated wealth planning initiatives tailored to clients’ investment preferences, time frames, cash-flow needs, and life priorities. Jeffrey and his wife live in Brooklyn, NY, where they raised their two daughters. Outside of work, he enjoys sailing on Fisher’s Island Sound, playing bass guitar in a cover band in New York City, boating, golfing, music, and traveling.

Seth Adams is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 registrations and bringing 27 years of industry experience. He previously worked at UBS Financial Services for 12 years before joining Raymond James in 2025. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a broad client base including individuals, institutional clients, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.