Hayden Bell is a financial advisor with Mass Mutual Investors Services and holds Series 65 and Series 63 licenses. He has five years of industry experience, including prior roles at Northwestern Mutual Wealth Management Company and Cintas Corporation. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that offers ongoing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm structures financial planning as annual, collaborative engagements using firm-approved software to analyze goals and deliver written recommendations.

Nicholas Tuck is a financial advisor at Osaic with 37 years of industry experience. He holds Series 63 and Series 65 designations and has worked previously at Securities America Advisors and National Planning Corporation. Outside of his advisory role, he owns an insurance sales business and manages multiple financial service entities, including Quest Wealth Services LLC. Osaic Wealth, Inc. serves a diverse client base that includes individual and high-net-worth investors, institutions, and charitable organizations. The firm offers a range of advisory and brokerage services, employing asset-allocation tools and third-party platforms to construct and manage portfolios across various investment types.

Brian Dowery is a financial advisor with LPL Financial in Middletown, NY, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. His prior work includes roles at M&T Securities, HSBC Bank USA, and HSBC Securities. Outside of his advisory work, he is a music instructor for the New York Board of Education and owns B.A.D. Cleaning Services LLC. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations, offering a range of advisory programs, retirement consulting, and brokerage services supported by in-house research and third-party strategies.

James Gellman is a financial advisor at Fidelity with one year of industry experience. He holds a Series 66 designation and has prior experience at Equitable Advisors and Compass Group. His background also includes roles in education and tutoring. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and manages conflicts of interest through oversight and evaluation of sub-advisers and share classes.

Darrell Williams is a financial advisor with Primerica Advisors, holding a Series 63 designation and 25 years of industry experience. He has worked with PFS Investments Inc. and Primerica Financial Services since 1999 and 2000 respectively. Prior to his financial career, he spent over three decades with the NYC Department of Sanitation. Outside of advising, he is involved in the sale of loan products and home security and automation services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed account options. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its services.

Susan Perry is a financial advisor with Cetera, holding a Series 63 designation and bringing 15 years of industry experience. She has worked at Cetera and its affiliate Cetera Wealth Services since 2013 and spent seven years with Baldino & Perry Associates, Inc. In addition to her advisory role, she provides debt counseling services to clients. Cetera Investment Advisers LLC is a large SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform with access to affiliated and third-party managers across various program structures.

Marva Britton is a financial advisor with Primerica Advisors, holding a Series 63 designation and bringing 29 years of industry experience. She has been with Primerica Advisors since 1996 and Primerica Financial Services since 1995. Outside of her advisory role, she owns Marbrit Corp., a non-investment-related business. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and selectively managed account options under a wrap-fee structure. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors.

Louis Algiere is a financial advisor with Equitable Advisors, holding a Series 66 designation and one year of industry experience. His prior work includes roles at Spectrum/Charter Communications and self-employment in various capacities. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through third-party programs. The firm operates a hybrid referral and implementation model, leveraging multiple third-party asset managers and offering both advisory and brokerage services.