Colton Dennis is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. His background includes roles at Fidelity Investments, Ball State University, Zolman Tire and Auto Care, and Penn Harris Madison. He is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, including registered investment companies and a charitable gift fund. The firm uses a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios and provides formal advisory services to multiple registered investment companies.

Caela Ullmer is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 12 years of industry experience. She has a background working at Cuna Brokerage Services, Inc. and Teachers Credit Union alongside her current role. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory services, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Rebecca Brown is a CFP® and holds a Series 66 license with Edward Jones, where she has worked since 2004. She has 22 years of experience in the financial industry and is based in Niles, MI. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and provides a range of investment strategies under a fiduciary standard through a nationwide network of more than 23,700 advisors.

Terry Dirrim is a financial advisor at Morgan Stanley with 18 years of industry experience. He holds the Series 66 designation and has been with Morgan Stanley and its affiliates since 2009, including service at Morgan Stanley Private Bank, National Association. Dirrim maintains an estate investment activity outside his advisory role. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, offering tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and combines retail and institutional services with additional activities such as private funds and structured-product trading.

Alyse Keultjes is a CFP®-designated financial advisor with seven years of industry experience. She is currently with LPL Financial and previously worked at Edward Jones for six years. Outside of her advisory role, she has a business entity, Keultjes Investment Group, LLC, for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management along with research-driven model portfolios.

Joseph Billerman is a financial advisor at Ameriprise with two years of industry experience. He holds a Series 66 designation and previously worked at Thrivent Financial and Thrivent Investment Management Inc. He also spent three years at Holy Cross College and has been involved with Billerman Farms for nine years. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a retirement income service that provides written recommendation reports and ongoing planning advice focused on dependable income and tax-aware withdrawal strategies for clients approaching or in retirement.

Melissa Eikens is a financial advisor with Ameriprise, holding a Series 66 designation and 26 years of industry experience. She has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 1999. Outside of her advisory role, she is involved in business ownership through Pi Charts, LLC, which manages office real estate. Ameriprise offers a retirement-income planning service tailored to individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide personalized, written recommendations, supported by a centralized consulting team and algorithmic tools.

James Burkert is a Series 66-credentialed financial advisor with 17 years of industry experience. He has worked at Osaic since 2018 and previously spent nine years with Signator Investors, Inc. Burkert serves on the finance committee of St. John's Episcopal Church, assisting with annual budget creation and investment reviews for the church trust fund. Osaic Wealth, Inc. serves a wide range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, using firm-provided asset-allocation tools and efficient-frontier analysis to construct diversified portfolios tailored to clients' risk tolerance and investment restrictions.

Lindsey Downey is a Series 66-licensed financial advisor with Edward Jones in Mishawaka, IN, where she has worked since 2019. She has six years of industry experience, including five years at KINETIC IT Solutions prior to joining Edward Jones. Outside of advising, she is involved in a health and wellness business as a distributor for Advocare. Edward Jones is a full-service wealth management firm serving individual and institutional clients across the United States. The firm manages over $1 trillion in assets and offers a range of advisory programs and investment solutions through a large nationwide network of advisors and offices.

Robert Dhoore is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 15 years of industry experience. He has been with J.P. Morgan Securities since 2014. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with affiliated brokerage, distribution, and investment management capabilities.

Timothy Bauman is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2025. He has been with Fidelity Investments since 2020, progressing through roles from Planning Consultant to Financial Consultant before his current appointment. Prior to joining Fidelity, he worked as a Financial Relationship Advisor at Wells Fargo Advisors from 2019 to 2020. Timothy's professional focus involves collaborating with clients to develop, implement, and monitor comprehensive financial plans tailored to their goals and aspirations. He emphasizes creating an environment where clients feel comfortable and empowered to discuss their financial objectives, aiming to support their financial success both now and for future generations. Outside of his professional work, Timothy has interests in baseball, cooking and baking, football, golf, and parenthood.

Nicolas Chaput is a financial advisor at Cambridge Investment Research Advisors with 11 years of industry experience. He holds Series 65 and Series 63 credentials and previously worked at LPL Financial and Silver Oak Securities Inc. His current role is based in Granger, Indiana. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through independent Financial Professionals, utilizing a variety of discretionary and non-discretionary strategies across multiple platforms.

Kane Brolin is a CFP® with 26 years of industry experience, currently affiliated with LPL Financial. He previously worked at Commonwealth Financial Network for 12 years. Outside of his advisory role, he serves as Vice-President of Ficro Properties LLC and is a member of a plaintiff class in a legal matter based in Mishawaka, IN. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of advisors. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing discretionary and non-discretionary management supported by proprietary and third-party research.

Fay Ploeger is a financial advisor with Edward Jones, holding a Series 66 designation and currently based in Goshen, IN. She has been with Edward Jones since 2018, totaling six years of experience at the firm. Prior to her financial advisory roles, she was involved with Ebenezer Reformed Church and F.A. Voiceworks LLC. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households, pension plans, and charitable organizations. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of financial advisors and branch offices, offering a range of advisory programs and investment strategies under a fiduciary standard.

Matthew Bergin is a financial advisor with LPL Financial in Mishawaka, IN. He holds the Series 66 and Series 63 designations and has two years of industry experience. His prior work includes roles at Northwest Bank, Old National Bank, and Wabash National. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm provides a range of advisory programs and services, including financial planning, model portfolios, and retirement plan consulting, supported by research from LPL and third-party subadvisors.

Matthew Stemm is a financial advisor with Edward Jones in Osceola, Indiana, holding Series 63 and Series 66 registrations and having 22 years of industry experience. He has been with Edward Jones since 2003. Outside of his advisory role, he serves as Vice President of Dollars For Scholars in Elkhart, Indiana, where he helps organize fundraisers for high school senior scholarships, and he is involved in strategic planning for an Amish bakery and franchise business. Edward Jones is a full-service wealth management firm that serves individual and institutional clients, including a wide range of households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and operates a large network of advisors and branch offices, offering a variety of investment strategies and affiliated financial services.

Katelyn Kelter is a financial advisor with LPL Financial, holding a Series 66 designation and seven years of industry experience. Her prior roles include positions at Baird, Edward Jones, and Interra Credit Union. She is based in Goshen, IN. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Pablo Rodriguez is a financial advisor at Raymond James & Associates with 21 years of industry experience. He previously worked at Edward Jones for 19 years before joining Raymond James in 2024. Outside of his advisory role, he owns and operates Coerver Coaching Indiana, where he supervises and coaches soccer summer camps and clinics, and serves as president of the Northern Indiana Futbol Club, leading operations for a semi-pro summer soccer team. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base that includes individuals, institutional investors, and municipal entities. The firm offers financial planning and investment consulting supported by a wide range of portfolio management styles and affiliated research.

Joseph Varga is a financial advisor with UBS Financial Services in Mishawaka, IN, holding Series 63 and Series 65 licenses and having 41 years of industry experience. He has been with UBS since 2006. Varga serves on the Board of Directors at Manchester University, advising the Director of Alumni Relations. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, offering proprietary research and a broad range of capital markets activities.

James Ruthrauff is a Wealth Management Advisor and Managing Director at Merrill Lynch Wealth Management, where he has contributed over 30 years of experience supporting accomplished families. His work focuses on simplifying and coordinating complex financial lives, helping clients make informed decisions during key opportunities and transitions, and ensuring that wealth management supports both long-term goals and current lifestyles. Through Kahn, Ruthrauff & Associates, he collaborates with a dedicated team and works alongside CPAs, attorneys, and other advisors to provide integrated and thorough planning. Mr. Ruthrauff specializes in areas including college education planning, personal retirement planning, portfolio management services, small business strategies, and retirement income. He holds several professional designations, including Certified Financial Planner (CFP), Certified Investment Management Analyst (CIMA), and Personal Investment Advisor (PIA). His educational background includes a Bachelor's Degree from Indiana Wesleyan University and a Master's Degree from the University of Florida. He is a member of the Economic Club of Michiana and has completed additional coursework at Yale University related to asset allocation, ethics, and investment management. Outside of his professional activities, James resides in Granger with his wife Jeannie. He is involved in the South Bend community, participating in cultural arts and supporting local charitable organizations such as Habitat for Humanity. His personal interests include biking, boating, skiing, tournament waterskiing, cycling, golf, CrossFit, and playing guitar.