Tim Spinker is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and 42 years of industry experience. Prior to joining LPL Enterprise in 2024, he worked for Pruco Securities, LLC for 40 years. He is also involved in the insurance sector through Rockford Preferred Insurance Services, focusing on individual and employer-sponsored medical insurance. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and institutional clients. The firm emphasizes model-driven investment implementation, offers access to third-party asset managers, and supports a range of financial planning and consulting services.

Tara Harris is a financial advisor with Edward Jones in Rockford, IL, holding a Series 66 designation and 14 years of industry experience. She has been with Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Mark Gerard is a financial advisor with Charles Schwab in Rockford, Illinois, holding Series 63 and Series 65 licenses and with 27 years of industry experience. He has been with Charles Schwab since 2013. Gerard serves as a board member for the Pheasant Ridge Homeowners Association and participates in local government through the Village of Fontana Fire & Police Commission and as secretary for a homeowners association. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, offering comprehensive wealth advisory, brokerage, custody, and financial planning services. The firm employs a primarily non-discretionary client relationship model, combined with access to discretionary separately managed accounts through its affiliate, Charles Schwab Investment Management.

David Casalena is the Senior Resident Director and Wealth Management Advisor at Merrill's Rockford, IL office. He joined Merrill in 1992 and leads a team that works with individuals and families navigating significant life transitions, such as retirement, home purchases, divorce, or the death of a spouse. David also has extensive experience assisting clients with the distribution options of employer-sponsored plans and company stock plans, including business owners and corporate executives with substantial stock options. He earned a Bachelor's degree from Rensselaer Polytechnic Institute and holds the Certified Investment Management Analyst (CIMA) designation as well as the Personal Investment Advisor (PIA) credential. David's advisory approach involves helping clients prioritize their essential goals, wishes, and concerns to foster confident financial decisions, protect their financial lifestyle, and manage investment risk thoughtfully. David is active in his community, serving as Chair of the Rosecrance Health Network's Foundation Board and coaching youth baseball and hockey in Rockford. He is also a board member of Rosecrance, Inc. David resides in Rockford with his wife, Jennifer, and their two children, Saxon and Kash.

Fred Belknap is a financial advisor with LPL Financial in Rockford, IL, holding a Series 66 designation and 18 years of industry experience. His work history includes roles at SPC, Sigma Financial Corporation, and Wells Fargo Clearing. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by advanced operational tools and oversight of substantial discretionary assets.

Gary Love is a CFP® professional with 28 years of industry experience. He is currently with Osaic Wealth and has previously worked at Robert W. Baird & Co. Inc., Klaas Financial Asset Advisors, and other firms. He serves on the Investment and Finance Committee of Rockford Christian Church. Osaic Wealth serves a diverse client base including individual investors, high-net-worth clients, pension plans, corporations, and charities through a large network of affiliated advisors. The firm utilizes proprietary asset-allocation tools and offers integrated brokerage and advisory services, with portfolios that may include a range of investment types managed on discretionary or non-discretionary bases.

Holly Mathiesen is a financial advisor with Thrivent Investment Management, holding Series 63 and Series 66 designations and over 22 years of industry experience. She has worked at Thrivent Investment Management and Thrivent Financial for Lutherans since 2003. Outside of her financial advisory role, she occasionally performs as a musician, singing or playing instruments primarily in church settings. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, providing goal-based analyses and written recommendations across various financial planning topics. The firm allows clients to combine planning with managed-account programs under a consolidated billing option but does not provide discretionary trading authority for its planning services.

Ryan Jeffrey is a financial advisor at Edward Jones with 13 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, with a large national network of advisors and branches.

Ken Bhatt is a financial advisor with Ameriprise in Rockford, IL, holding a Series 66 designation and 21 years of industry experience. He has been with Ameriprise and its affiliated entities since 2004. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement, focusing on clients with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide written, non-discretionary recommendations delivered through a centralized consulting team.

Andre Irlbeck is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. He has worked at firms including Regal Investment Advisors and currently serves as Director of Investments at Rohlík Financial Group. Cetera Investment Advisers LLC is a nationwide SEC-registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform featuring discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, with over $256 billion in assets under management across a broad network of advisors.

Michael White Jr. is a financial advisor at Cambridge Investment Research Advisors with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at VOYA Financial Advisors for six years. Outside of his advisory role, he is a partner in an accounting and tax preparation firm and an independent insurance agent. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services delivered through a network of independent professionals, providing both proprietary and third-party investment strategies tailored to client objectives.

James Michelsen is a CFP®-certified financial advisor with Ameriprise in South Beloit, IL, bringing 33 years of industry experience. He has been with Ameriprise and its affiliates since 2005. Outside of his advisory role, he plays guitar and sings in a local band approximately once a month. Ameriprise provides retirement-income planning services focused on clients approaching or in retirement with significant investable assets, using a combination of research, modeling, and tax-efficiency analysis to deliver tailored Recommendation Reports.

Gregory Folmar is a financial advisor at LPL Financial with 11 years of industry experience. He holds the Series 66 designation and previously worked at Edward Jones for three years before joining LPL Financial in 2018. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers diversified investment solutions including financial planning, model portfolios, third-party asset management, and institutional platforms.

Anthony Rowley is a CFP®-certified financial advisor with Edward Jones, where he has worked since 2015. He has 11 years of industry experience and is also a Major and Executive Officer in the United States Marine Corps Reserve. Outside of his advisory role, he is self-employed in raising cattle. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and corporate entities. The firm offers a range of advisory programs and investment solutions, operating under a fiduciary standard with a large national network of advisors and branch offices.

Matthew Young is a financial advisor with LPL Financial in Rockford, Illinois, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with LPL Financial since 2004 and previously worked at Equitable Advisors from 2001 to 2004. Outside of his advisory role, he serves as a statistician for his son's high school football team and officiates high school and middle school football games. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers various financial planning and asset management solutions, supporting advisors with research and technology tools while overseeing substantial discretionary assets across a broad network of representatives.

Samantha Guthrie is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 16 years of industry experience. She has worked at LPL Financial since 2018 and concurrently at Johnson Bank since 2010, with prior experience at INVEST Financial Corporation and Waddell & Reed. In addition to her advisory work, she provides notary services for clients. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm supports its advisors with a range of financial planning and investment management options, including model portfolios and third-party subadvisors, while also maintaining a broad array of non-advisory financial services.

Richard Taden is a financial advisor with LPL Financial in Rockford, IL, holding a Series 66 designation and bringing 18 years of industry experience. His career includes previous roles at Merrill and Edward Jones, and he has been associated with Sigma Planning Corporation and Sigma Financial Corporation since 2012. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, utilizing various investment strategies supported by research and technology tools.

Stacy Brady is a financial advisor with Edward Jones in Rockford, IL, holding a Series 66 designation and 14 years of industry experience. She has been with Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory strategies and affiliated investment products, supported by a nationwide network of approximately 23,701 financial advisors.

Mark Lotzer is a financial advisor with Cambridge Investment Research Advisors in Rockford, IL, holding Series 63 and Series 65 credentials and 44 years of industry experience. He previously worked at VOYA Financial Advisors from 2014 to 2020. Outside of his advisory role, he has operated as an independent insurance agent for various companies since 1982. Cambridge Investment Research Advisors serves a diverse client base, including individuals, pension plans, charitable organizations, and trusts, offering financial planning, investment management, retirement plan advisory, and financial-wellness services. The firm delivers customized solutions through independent Financial Professionals, utilizing multiple custody platforms and proprietary as well as third-party strategies.

Olivia Gonzalez is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and beginning her advisory career in 2026. Prior to joining Raymond James, she worked at First Mid Wealth Management, 1st Mid-Illinois Bank & Trust, SunPower by Legacy Solar Power, and Blackhawk Bank. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and uses analytical tools to support client goals across a large advisor network.