Colleen Bianco is a financial advisor with Cambridge Investment Research Advisors who holds Series 63 and Series 65 licenses and has eight years of industry experience. She has been affiliated with Cambridge Investment Research Advisors since 2019 and with LePage Financial Group since 2013. In addition to her advisory work, she is an independent insurance agent representing various insurance companies. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through independent Financial Professionals, utilizing a range of portfolio management approaches and custody platforms tailored to client objectives.

Martin Cunningham is a CFA® charterholder with 23 years of industry experience. He is currently an advisor at LPL Financial and previously worked at Lincoln Financial Securities Corporation for 13 years and at Wrp Investments, Inc. for one year. Outside of financial advising, he owns and manages a small pub in Springfield, MA. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers financial planning, model portfolio programs, and institutional platforms to individuals and institutions. The firm supports a large network of advisors through advisory and brokerage services and provides access to various investment strategies and operational tools.

Alison Pratt is a financial advisor with Mass Mutual Investors Services in Holyoke, MA. She holds a Series 66 designation and has three years of industry experience. Prior to joining MassMutual, she worked at Citizens Bank and had roles in various other industries including a year at Wagging Tails Pet Resort. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, with a focus on collaborative, goal-based planning using firm-approved software tools.

Ryan Cummings is a CFP® with 10 years of industry experience. He is currently with Cambridge Investment Research Advisors and has previously worked at Goldman Sachs & Co. LLC and The Ayco Company, L.P./Mercer Allied. Ryan is also involved with Private Financial Design in South Hadley, MA. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, providing a range of customized investment solutions under various platform arrangements.

Christopher Distefano is a CFP®-certified financial advisor with 29 years of industry experience. He has been affiliated with MassMutual Investors Services and MassMutual Life Insurance Company since 2003. Outside of his advisory role, he serves as a committee member for Springfield Day Nursery. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that operates as a subsidiary of MassMutual. The firm provides ongoing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers.

Carole Bolduc is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and having 17 years of industry experience. She previously worked at Pioneer Valley Financial Group and Commonwealth Financial Network from 2014 to 2020. Outside of her advisory role, she is a notary public. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by technology and a large network of advisors.

Jocelyn Mitchell is a financial advisor at Morgan Stanley with 23 years of industry experience. She holds Series 63 and Series 66 designations. Her prior work includes roles at Liberty Bank, LPL Financial, and Simsbury Bank and Trust. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

Elaine Cote is a financial advisor with LPL Financial and holds a Series 66 designation. She has six years of industry experience, including roles at Polish National Credit Union and CUSO Financial Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions, with a platform that includes financial planning, model portfolios, and access to third-party asset managers.

Michael Ravosa is a financial advisor at UBS Financial Services with 27 years of industry experience. He holds the Series 66 designation and has been with UBS since 2011. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and integrates proprietary research and model-based asset allocations to tailor strategies for clients.

Nicholas Pucel is a financial advisor with LPL Financial in Belchertown, MA, holding a Series 66 designation and 10 years of industry experience. He previously worked at Edward Jones for seven years and spent three years with Raymond James Financial Services Advisors. Outside of his advisory role, he is the president of Cold Spring Investments, a support company based in Belchertown. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms.

Robert Houle Jr. is a financial advisor with Mass Mutual Investors Services in Holyoke, MA, holding a Series 63 designation and 11 years of industry experience. He has been with Mass Mutual Investors Services since 2015 and also works with Mass Mutual Life Insurance Company since 2013. Outside of his advisory role, he is an agent for insurance brokerage services specializing in group life, health, accident, dental, and vision insurance. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved tools to provide collaborative, goal-oriented planning without investment discretion.

Patricia Drabick is a financial advisor at Cambridge Investment Research Advisors with 52 years of industry experience. She holds Series 63 and Series 65 credentials and has been with Cambridge since 2015. Outside of her advisory work, she is involved in administrative and executor roles with The Lemon Group and Lemon Estate. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension and profit-sharing plans, charitable organizations, and retirement-plan sponsors. The firm offers a range of financial planning and investment management services through a network of independent Financial Professionals, utilizing multiple custody and platform arrangements and proprietary as well as third-party model strategies.

Karen Donnelly is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. She has worked with Wells Fargo-affiliated firms since 2009, including her current role at Wells Fargo Clearing since 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a broader investment menu that includes insurance-related vehicles and bank deposit sweep options.

Thomas Schreiber is a financial advisor with Equitable Advisors in Hatfield, MA, holding a Series 66 designation and 19 years of industry experience. He has been with Equitable Advisors and its predecessor, AXA Advisors, since 2006. Outside of his advisory role, he is involved in farming through Wauban Farm, which he co-owns with his family, and serves as a girls' assistant track coach at Frontier Regional School. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to a diverse client base including individuals, pension plans, corporations, and charitable organizations. The firm delivers advice and implementation through a network of Investment Adviser Representatives, utilizing both proprietary and third-party asset management programs.

Steven Gobel Sr. is a financial advisor at Morgan Stanley with 37 years of industry experience. He has held roles at Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. He holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and methodologies to develop financial plans without providing individual security recommendations as part of its standalone planning services.

Nicholas Manolakis is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and 14 years of industry experience. He has been with Mass Mutual Investors Services and Mass Mutual Life Insurance Company since 2012. Outside of his advisory role, he serves as a sports official and is involved in individual life and group health insurance sales. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm provides collaborative, annual financial planning relationships supported by firm-approved software and offers various investment and planning programs.

Kevin Boisselle is a financial advisor with LPL Financial in Springfield, MA, holding Series 63 and Series 66 designations and offering 25 years of industry experience. He was previously associated with Cadaret, Grant & Co., Inc. for over two decades and is a partner at Boisselle, Morton & Wolkowicz, LLP, an accounting and tax preparation firm. LPL Financial is a national broker‑dealer and SEC‑registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by extensive resources and technology for its network of over 22,800 advisors.

William Ward is a financial advisor with Mass Mutual Investors Services in Springfield, MA. He holds Series 63 and Series 65 licenses and has seven years of industry experience, including prior work at Stop & Shop LLC. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, with a structured approach that emphasizes collaborative goal analysis and written recommendations.

Edward Boscher is a CFP® with 29 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He previously worked at Ameriprise Financial Services Inc and Anthem Securities. Outside of his advisory role, he is Chief Operations Officer of SRD Operations, LLC, where he manages financial planning practice operations and staff development. Ameriprise is a large institutional firm offering retirement-income planning services primarily for clients with substantial investable assets. The firm combines research-driven modeling and tax-efficient strategies to deliver personalized recommendation reports through a centralized consulting team.

Robert Lowney is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and 36 years of industry experience. Prior to joining Cetera in 2025, he worked for Avantax Insurance Services, Avantax Advisory Services, and Avantax Investment Services from 2012 to 2025. Outside of his advisory role, he owns and manages Hadley Tax & Financial, where he supervises tax preparation and financial services operations. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base that includes individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to a range of investment programs and third-party managers.