Michael Rice is a financial advisor with StraightLine in Troy, MI, holding a Series 65 designation and 11 years of industry experience. He has been with StraightLine since 2013. StraightLine serves individual investors, including high-net-worth clients, and retirement-plan sponsors by providing investment management, financial planning, cash management, and retirement plan education and communication services. The firm employs institutional research and proprietary model portfolios to guide investment decisions and offers a structured participant education program.

Dennis Raffin is a financial advisor at StraightLine based in Troy, MI, holding a Series 65 credential with three years of industry experience. He has worked at StraightLine and its predecessor entities since 2008. StraightLine serves individual investors, including high-net-worth clients, and retirement-plan sponsors by offering investment management, financial planning, discretionary cash management, and retirement plan education services. The firm employs institutional research and proprietary model portfolios to guide investment decisions and provides a structured participant education program through group meetings, one-on-one sessions, and webinars.

Tareq Jallaf is a financial advisor at Hilltop Wealth & Tax Solutions with Series 65 credentials and two years of industry experience. His prior roles include positions at Unique Wealth Strategies and experience in academic settings at Northern Illinois University and the University of Vermont. Hilltop Wealth & Tax Solutions serves a diverse client base, including high-net-worth individuals, trusts, corporations, and tax-exempt entities, offering discretionary portfolio management, financial planning, and integrated tax and estate planning. The firm customizes investment decisions based on client objectives and risk tolerance, combining advisory services with in-house tax and bookkeeping capabilities.

David Mc Cormack is a financial advisor at Pointe Capital Management LLC with eight years of industry experience. He holds Series 66 and Series 63 licenses and has previously worked at JPMorgan Chase Bank NA, JPMorgan Securities LLC, Goldman Sachs, Jefferies LLC, and FBR Capital Markets & Co. Pointe Capital Management serves individuals, retirement plans, trusts, and select institutional accounts with discretionary and non-discretionary investment management and ERISA fiduciary retirement-plan advising. The firm employs a long-term, fundamentally driven equity selection process focused on a Large Cap Value strategy, combined with diversified asset-allocation strategies and the use of derivatives and leverage in separately managed accounts.

Brandon Taylor is a financial advisor at Taylor & Morgan Asset Management, LLC d/b/a TM Advisors, L, holding a Series 65 designation. He has prior experience at PricewaterhouseCoopers and currently works as a consultant at Taylor Capital, LLC. Brandon is based in Charlotte, NC and has been in the industry since 2025. Taylor & Morgan Asset Management provides investment supervisory services and financial planning primarily to individual clients and pension/profit-sharing plans. The firm manages approximately $327 million across about 418 client accounts and offers a mergers and acquisitions advisory practice alongside portfolio management.

Jeffrey Huebner is a CFA® charterholder with 18 years of industry experience. He has been with Pointe Capital Management LLC since 2011, where he is part of a five-advisor team. Pointe Capital Management provides discretionary and non-discretionary investment management and retirement plan advisory services to individuals, high-net-worth clients, institutions, trusts, and 401(k) plan sponsors. The firm uses a long-term, low-turnover investment approach based on fundamental analysis combined with technical and cyclical inputs, managing diversified portfolios that include stocks, ETFs, MLPs, and fixed income.

Emily Chludzinski is a Certified Financial Planner (CFP®) with 10 years of industry experience. She has worked at Baron Wealth Management since 2022 and previously spent seven years at Plante Moran Financial Advisors. Baron Wealth Management provides fiduciary wealth management and consultation services to a diverse client base, including high-net-worth individuals, pension plans, trusts, and charitable organizations. The firm focuses on individualized advice, strategic diversified asset allocation, and regularly reviews portfolios using a combination of internally researched securities, mutual funds, ETFs, and separately managed programs.

Albert Carlson is a financial advisor with FSA Advisors, Inc. in Troy, MI, holding a Series 66 designation and 10 years of industry experience. His prior work includes roles at AE Financial Services, LLC, Independence Capital Company, and long-term involvement with Financial Services of America and Carlson Holdings. Outside of advisory services, he is involved in selling life, health insurance, and annuities. FSA Advisors provides portfolio management and financial planning to individuals, high-net-worth clients, and businesses. The firm uses fundamental analysis and modern portfolio theory with a long-term focus and tailored asset allocations, offering discretionary portfolio management and financial planning on a fixed-fee or hourly basis.

Brett Long is a CFP® professional with 10 years of industry experience, currently with Taylor & Morgan Asset Management, LLC d/b/a TM Advisors. He has worked at Taylor Capital LLC since 2022 and was previously with Plante Moran Financial Advisors from 2015 to 2022. Outside of his advisory role, he serves as a consultant for Taylor Capital, providing investment analysis and compliance oversight for a private real estate fund. TM Advisors offers discretionary portfolio management and financial planning services to individuals and pension and profit-sharing plans. The firm employs fundamental and cyclical analysis across a broad range of investment instruments and is affiliated with related private investment vehicles and an accounting practice.

Elizabeth Ottaway is a financial advisor with Pointe Capital Management LLC, holding Series 63 and Series 65 designations and bringing 14 years of industry experience. She has been with Pointe Capital Management since 2015. Ottaway serves on the corporate committee at the St. Vincent and Sarah Fisher Center and chairs the investment committees for both the Young Women’s Home Association and the Tau Beta Association. Pointe Capital Management provides discretionary and non-discretionary investment management and retirement plan advisory services to individuals, high-net-worth clients, institutions, trusts, and 401(k) plan sponsors. The firm employs a long-term, low-turnover investment approach centered on a proprietary five-step, sector-specific valuation process for its Large Cap Value strategy.

Brendan Knight is a financial advisor at FSA Advisors, Inc. in Troy, MI, holding a Series 65 credential with one year of industry experience. Prior to joining FSA Advisors, he worked at United Wholesale Mortgage and held roles outside the financial industry including at BJ's Wholesale Club and Dave's Pizza Buffet. FSA Advisors provides portfolio management and financial planning services to individuals, high-net-worth clients, and businesses. The firm employs fundamental analysis and modern portfolio theory with a focus on long-term trading and tailored asset allocations across mutual funds, fixed income, REITs, annuities, and ETFs.

Kenneth Wink is an investment advisor representative at Summit Financial Working with People You Trust with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has held various roles in related businesses including tax services and health insurance. Outside of investment advising, he manages Kwink, Inc., a company established for tax purposes. Summit Financial serves individuals, high-net-worth clients, trusts, businesses, and qualified retirement plans with discretionary portfolio management, financial planning, ERISA plan advisory services, and insurance products. The firm employs a model portfolio approach using no-load mutual funds and ETFs, incorporates fundamental and technical analysis, and offers tailored services focused on principal preservation and a range of strategies calibrated to client risk profiles.

Jacob Raska is a financial advisor at Carrera Capital Advisors with eight years of industry experience. He previously worked at Northwestern Mutual in various capacities from 2016 to 2024. He is a Series 63 and Series 65 license holder. Outside of his advisory role, he is involved in alternative insurance arrangements for clients unable to receive Northwestern Mutual benefits. Carrera Capital Advisors serves individual clients, retirement plans, trusts, foundations, and institutional entities, offering discretionary portfolio management and financial planning. The firm uses a multifaceted investment process incorporating quantitative tools, fundamental analysis, technical patterns, and machine-learning techniques to build diversified, tax-aware portfolios.

Joel Northam Jr. is a Series 65 licensed advisor with two years of industry experience, currently with Golden Reserve Retirement, LLC in Troy, MI. His prior work includes roles at Polo Drive Wealth and JD Mellberg. Northam also holds a licensed insurance agent designation through an affiliate of Golden Reserve Retirement, offering insurance products and services. Golden Reserve Retirement, LLC provides investment advisory and financial planning services to individual and high-net-worth clients, focusing on long-term trading, diversification, and tailored financial plans. The firm integrates estate-planning and tax services within a negotiated fixed annual fee structure.

Michael Bisaro is a financial advisor with StraightLine in Troy, MI, holding Series 63 and 65 licenses and 23 years of industry experience. He has been with StraightLine Group, LLC since 2004. Outside of his advisory role, he is involved with Questal, Inc., a financial wellness company that provides digital tools and personalized coaching, and he has a passive interest in Solar 26 LLC, an entity related to alternative energy asset holdings. StraightLine serves individual investors, including high-net-worth clients, and retirement-plan sponsors by offering investment management, financial planning, and retirement education services. The firm uses institutional research and proprietary model portfolios to guide investment decisions, employing techniques such as modern portfolio theory and quantitative analysis.

Julia Maguran is a CFP® with five years of industry experience, currently serving as an advisor at ISTO Advisors, LLC since 2024. Her prior experience includes roles at Plante Moran Financial Advisors and Merrill Lynch. ISTO Advisors, LLC works with individuals, families, trusts, estates, retirement plans, and corporate entities, offering comprehensive wealth management, financial planning, and multigenerational coaching through their “Prosperity” program. The firm operates under a fiduciary standard and employs a broad range of investment options alongside third-party technology for estate and tax-aware planning.

Michael Mazzola is a financial advisor at VIMA, LLC in Troy, MI, with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has been with VIMA since 2009. VIMA serves individual and high-net-worth clients by providing discretionary and non-discretionary portfolio management, financial planning, consulting, and 401(k) consulting. The firm uses a top-down, sector-focused investment process and customizes portfolios using equities, fixed income, mutual funds, ETFs, and covered call option strategies.

Madison Clement is a financial advisor at Carrera Capital Advisors with three years of industry experience. He holds a Series 66 designation and previously worked at Morgan Stanley Smith Barney LLC and PNC. Madison also holds a real estate license that is currently on hold and not active for transactions. Carrera Capital Advisors serves individuals, retirement plans, foundations, and institutions, offering financial planning, portfolio management, and consulting. The firm uses a combination of macroeconomic, fundamental, and behavioral analysis with proprietary quantitative and machine-learning tools to build diversified, tax-aware portfolios tailored to client objectives.

Kara Mitchell is a CFP® professional with 14 years of industry experience and has been with ISTO Advisors, LLC since 2016. Prior to that, she worked at Snook Housey Advisors, Inc. from 2013 to 2017. She also serves as an adjunct college professor at Walsh College. ISTO Advisors provides comprehensive wealth management, financial planning, and consulting services to individuals, families, trusts, estates, retirement plans, and corporate clients, employing a fiduciary standard and a broad range of investment options tailored to client objectives.

Joseph Mackey is a financial advisor at MKD Wealth with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at MKD Wealth Coaches, LLC and its predecessor firm since 2006. Mackey is also an independent insurance agent licensed to sell life, disability, and long-term care insurance, as well as annuities. MKD Wealth provides investment management, financial planning, family office coordination, and consulting services to individuals, pension plans, trusts, charitable organizations, and corporations. The firm manages approximately $505 million in assets and constructs diversified model portfolios across a range of risk levels using mutual funds, ETFs, individual securities, independent managers, alternative investments, and digital assets.