Kyle Gavin is a financial advisor at Merrimack Valley Financial Advisors, Inc. He holds Series 65 and Series 63 licenses and has one year of industry experience. Prior to joining Merrimack Valley Financial Advisors in 2025, he worked for five years at McLarney & Company LLC and completed four years of full-time education at Merrimack College. Merrimack Valley Financial Advisors serves individual and institutional clients, including high-net-worth households and retirement plans, providing discretionary and model portfolio management alongside comprehensive financial planning. The firm emphasizes customized investment strategies based on client objectives and maintains an affiliation with McLarney & Company, LLC, facilitating cross-referrals while following conflict-management procedures.

Catherine Mckenna is a financial advisor with Beal Consulting, Inc. in Boston, MA, holding a Series 65 designation and over 20 years of industry experience. She has been with The Beal Consulting Group since 1999. Beal Consulting provides personalized asset management and financial education to moderate- and high-net-worth individuals, families, and small endowments. The firm employs a diversified, global investment framework and a collaborative, education-focused portfolio design, managing client accounts primarily on a discretionary basis.

Wenhua Zhang is a CFA® charterholder and Series 63 licensee with three years of industry experience. They are currently with Atlas Capital Investment LLC and previously worked at Azia Capital Partners for ten years and Tan Lane Holdings, Ltd. for one year. Outside of advising, Wenhua serves as CFO and investor for Hourly Work LLC, a recruiting phone app. Atlas Capital Investment LLC provides portfolio management and financial planning services primarily to high-net-worth individuals and business entities. The firm employs a combination of cyclical, fundamental, and quantitative analysis, using both long- and short-term trading strategies, and offers performance-based fee arrangements for qualified clients.

Vincent Serratore is president and CEO of Heritage Wealth Management and Heritage Financial Group, Inc., with 29 years of experience in the financial industry. He has worked at Coastal Equities, Inc. since 2015 and has been with Heritage Financial Group since 2001. Outside of his advisory roles, he is involved with Bardown Enterprises Ltd, which owns a girls youth hockey team. Heritage Wealth Management provides personalized investment management and consulting to individuals, including high net worth clients, as well as charitable organizations and small businesses. The firm employs proprietary asset-allocation strategies and offers discretionary and non-discretionary account management, integrating investment and insurance services through an affiliated business.

Mary Anne Gucciardi is a CFP® and Series 65 credentialed financial advisor with four years of industry experience. She is the sole advisor at Wealthmind Financial Planning, where she has worked since 2023. Prior to that, she spent three years at Old Peak Finance and was involved with Charles Waban Group, LLC DBA Dragonwing girlgear for thirteen years. Wealthmind Financial Planning is a fee-only firm serving individual and high-net-worth clients with discretionary investment management and comprehensive financial planning. The firm employs a mix of passive and active strategies based on modern portfolio theory and offers customized planning across various financial areas.

Katharine Davidge is a financial advisor at Dorfman Value Investments LLC with 14 years of industry experience. She holds the Series 65 designation and has been with Dorfman Value Investments since 2012. Dorfman Value Investments LLC is a state-registered investment adviser providing discretionary portfolio management to individual and institutional clients. The firm employs a fundamentals-driven, value-oriented approach, constructing customized equity portfolios tailored to client risk, tax, and restriction profiles, with an emphasis on long-term capital appreciation across a broad range of market capitalizations.

Jay Lebed is a financial advisor with Lebed Asset Management LLC in Boston, MA, holding a Series 65 designation and 22 years of industry experience. He has worked with Boston Portfolio Advisers, LLC since 2014 as vice president and indirect minority owner, managing client relationships and providing investment advice. Lebed Asset Management LLC provides discretionary investment management primarily to high-net-worth individuals, trusts, and family partnerships, focusing on separately managed equity portfolios and diversified strategies using fundamental analysis and intrinsic-value principles. The firm shares operational resources with its affiliate, Boston Portfolio Advisers, LLC, and manages roughly $24 million in assets across about a dozen accounts.

Joseph Hosler is a CFA® charterholder with 12 years of industry experience, currently serving as an advisor at Integrity Financial Advisors, LLC since 2021. He also owns Auour Advisory, where he provides strategic consulting services to private and public corporations, advising executives on business models. Integrity Financial Advisors serves individuals, high-net-worth clients, trusts, estates, and charitable organizations by offering portfolio management through third-party managers alongside financial consulting and retirement advice. The firm primarily recommends active, discretionary management via affiliated investment advisers and provides ongoing account monitoring and performance reporting.

Walter Downey is the principal of Downey Capital Management, Inc. in Boston, MA, with 27 years at the firm and 20 years of industry experience. Downey Capital Management provides discretionary investment management to high-net-worth individuals, trusts, estates, charitable organizations, and business entities. The firm focuses on tailored portfolio management using fundamental and technical analysis, typically managing portfolios composed of equities, fixed income, ETFs, and selectively, privately placed securities.

Hendrix Berry is a CFP® and holds a Series 65 license with nine years of industry experience. He currently works at Obran Capital Advisors LLC, where he has been since 2023, following prior roles at Obran Cooperative LCA, Boston Ujima Project, and Balanced Rock Investment Advisors LLC. Obran Capital Advisors LLC is a fee-only investment adviser serving individuals, businesses, trusts, and charitable organizations. The firm employs a combination of traditional and modern portfolio techniques, integrates values-based screening and social-movement alignment, and offers customized wealth management and financial planning services.

Caroline Hedges is a financial advisor at Fairfield Financial Advisors with 7 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Fairfield Financial Advisors since 2012. Fairfield Financial Advisors provides personalized, fee-only financial planning and investment management to individuals, high-net-worth clients, families, trusts, estates, pension and profit-sharing plans, and select small businesses and nonprofit entities. The firm employs a strategic asset allocation approach using no-load mutual funds, individual stocks, ETFs, and fixed-income securities, and is noted for its work with institutional client structures and fiduciary roles such as trusteeships.

John McClellan is a financial advisor with U.S. Boston Capital Corporation, holding a Series 66 credential and bringing 10 years of industry experience. He has been with U.S. Boston Capital since 2016 and concurrently served as Principal of Pear Tree Partners LP. Mr. McClellan holds multiple board observer roles in technology and biotech companies and serves on the strategic oversight committee for an Opportunity Zone real estate fund. U.S. Boston Capital Corporation provides investment advisory and financial planning services to individuals, trusts, estates, charitable organizations, and retirement plans. The firm focuses on customized asset allocation with diversified exposures, primarily managing assets on a non-discretionary basis, and also engages in distribution and placement of affiliated private funds.

Caleb Powers is a financial advisor at U.S. Boston Capital Corporation with Series 63 and Series 66 licenses and four years of industry experience. He has worked at multiple firms including Pear Tree Partners LP and Mansfield Sales Partners. Outside of finance, he is involved with Green Banana SEO. U.S. Boston Capital Corporation serves individuals, trusts, estates, charitable organizations, and retirement plans, offering portfolio construction, investment management, financial planning, and strategic business consulting. The firm focuses on customized asset allocation using mutual funds, ETFs, and alternative investments, managing most assets on a non-discretionary basis and maintaining longstanding broker-dealer registration with affiliations to proprietary fund sponsors.

Kenneth Doerr is a financial advisor at Auour Investments LLC with 11 years of industry experience. He holds a Series 65 designation and has worked at Keystone Capital Corporation and Auour Advisory LLC since 2014. Auour Investments provides discretionary and non-discretionary investment advisory services to individuals, high-net-worth clients, family offices, trusts, estates, and charitable organizations. The firm uses proprietary asset-allocation models and a multi-factor quantitative framework to guide its investment strategies, combining direct management with broad third-party distribution through sub-advisory and signal service arrangements.

Michael Mc Dermott is a financial advisor at Polaris Financial, LLC with nine years of industry experience. He holds a Series 65 designation and has worked previously at Richr Money LLC, Douugh Wealth, Polaris Portfolios, LLC, and Oracle. Mc Dermott currently works part-time as a Staff Solutions Consultant at Oracle in a non-investment related role. Polaris Financial provides investment advisory and financial planning services to individuals, businesses, non-profits, and credit unions. The firm utilizes a combination of macroeconomic, tactical, and fundamental analysis to manage discretionary model portfolios, offering a range of strategies including laddered bonds, defined-outcome ETFs, and faith-based options.

Raymond Bligh is a CFP® and Series 66 credentialed advisor at Bounty Management Corporation with 18 years of industry experience. He has worked at Bounty Management since 2008 and previously at Bofa Advisors, LLC for one year. Bounty Management Corporation provides discretionary investment management and limited financial consulting to individuals, families, trusts, and charitable organizations, focusing on separately managed accounts invested in publicly traded stocks, bonds, ETFs, and mutual funds. The firm employs a long-term investment approach combining macroeconomic analysis with fundamental company valuation metrics, tailoring portfolios to client constraints and preferences.

Brian Mclarney is a financial advisor with Merrimack Valley Financial Advisors, Inc., holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has worked at Purshe Kaplan Sterling Investments since 2003 and has been with Merrimack Valley Financial Advisors since 1998. In addition, he is president and sole shareholder of McLarney & Company, a CPA firm in Chelmsford, MA. Merrimack Valley Financial Advisors serves individual and institutional clients, including high-net-worth households and pension plans, providing discretionary portfolio management, model portfolio management, pension consulting, and comprehensive financial planning. The firm uses a client-centered process incorporating fundamental, quantitative, and qualitative research with regular portfolio reviews and rebalancing.

Gregory Clifford is a Series 66-registered financial advisor with 13 years of industry experience. He is the CEO of The Clifford Group LLC, where he has worked since 2022, and previously held roles at Triad Advisors LLC, NewEdge Advisors, Bank of America, and Merrill. Clifford contributes articles as a member of the Forbes Finance Council. The Clifford Group provides discretionary wealth management and financial planning services to individuals, high-net-worth clients, trusts, estates, and businesses. The firm employs a long-term investment approach based on fundamental analysis, utilizing ETFs, mutual funds, stocks, and bonds, supported by third-party AI tools with human oversight.

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Kaitlyn O'Neill is a financial advisor with Massachusetts Wealth Management, LLC, holding Series 63 and Series 66 credentials and seven years of industry experience. She previously worked at Barclays Capital Inc and also has experience at the College of the Holy Cross. Massachusetts Wealth Management provides discretionary investment management to individuals, trusts, retirement plans, endowments, and charitable organizations. The firm employs a tactical asset allocation approach with a long-term orientation and constructs customized portfolios typically combining equities, fixed income, and ETFs.