David Rice is a CFP®-certified financial advisor with Raymond James & Associates in Pittsfield, MA, with 22 years of industry experience. He has been with Raymond James & Associates since 2016. Rice serves on the board and finance committee of Child Care of the Berkshires, a nonprofit organization. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser that serves individual, institutional, and municipal clients. The firm offers financial planning and investment consulting through a range of portfolio management styles, supporting tailored, non-discretionary client relationships.

Stephen Nesbit is a financial advisor at Raymond James Financial with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Raymond James Financial Services since 2019, following 13 years at Wells Fargo. Outside of his advisory role, he is also an operations manager at Keator Group LLC in Lenox, MA. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm provides tailored, non-discretionary planning and supports municipal and public-finance work through a municipal advisor affiliation.

Steven Novotny is a CFP®-certified financial advisor with 26 years of experience, currently affiliated with LPL Financial since 2020. Prior to LPL, he worked at Cambridge Investment Research Advisors and Equitable Advisors. He is also a commissioned notary. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, using model portfolios, third-party subadvisors, and customized strategies supported by advanced research tools.

Elie Elsaddik is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 27 years of industry experience. He also operates a CPA practice focused on accounting and tax preparation, and is the owner of Berkshire Payroll, Inc., a payroll processing business. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing multiple program structures, model portfolios, and third-party managers.

Georgia Kelly is a Senior Financial Advisor at Merrill Lynch Wealth Management, where she oversees and coordinates financial affairs for families, retirees, corporate executives, business owners, and nonprofit organizations. She began her career on Wall Street 39 years ago and has dedicated herself to providing thoughtful, personalized financial analysis and planning to meet each client's unique needs. Georgia serves as a Senior Vice President, Senior Financial Advisor, and Portfolio Manager, holding designations including Chartered Retirement Planning Counselor™ and Certified Plan Fiduciary Advisor®. Georgia's expertise spans family wealth management strategies, retirement planning, portfolio management, and services tailored for endowments, foundations, and nonprofits. She has contributed over three years to training and educating emerging financial advisors within her firm and actively delivers financial literacy programs such as Bank of America's Better Money Habits to the community. Additionally, she is involved with the Fort Orange Club as a trustee and is a member and innovator on the Women@Work advisory board. A graduate of Syracuse University with a bachelor's degree in Marketing and Business Administration, Georgia has played leadership roles in nonprofit organizations and community initiatives, including co-founding the Annual Links to Leadership Charity Golf Day & Clinic to support women and girls. Her personal interests include boating, gardening, golfing, interior decorating, traveling, spending time with family, and watching movies.

Jayson Tanzman is a Senior Financial Advisor at Merrill Lynch Wealth Management. With a career spanning over 21 years, Jayson focuses on providing personalized financial analysis and planning to a diverse client base including families, retirees, corporate executives, entrepreneurs, and nonprofit organizations. His approach centers on understanding each client's unique needs to help them pursue and achieve their financial and life goals. Jayson holds the Chartered Retirement Planning Counselor (CRPC), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA) designations. He earned a bachelor's degree from the University of Hartford. His experience includes advising on multi-generational and philanthropic needs, which complements his involvement in the nonprofit sector. Jayson is a 25-year member of the Rotary Club of Pittsfield and a Paul Harris Fellow. He serves on the board of the Berkshire Humane Society and has previously served on boards of several local organizations. Residing in Pittsfield with his wife and two daughters, Jayson enjoys golfing and playing hockey. He maintains a commitment to community participation consistent with Merrill’s tradition of service.

Gregory Manning is a financial advisor with Charles Schwab in Albany, NY, holding Series 63 and Series 65 credentials and 33 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2008. Outside of his advisory role, he performs voice-over work for radio advertising with Sames Media Group. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a centralized operational structure.

Stephanie Havens is a Series 66-licensed financial advisor with Edward Jones in Troy, NY. She has 11 years of industry experience and has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of over 23,700 financial advisors.

Steven Lisuzzo is a Series 63-licensed financial advisor with 43 years of industry experience. He has been with Cetera since 2009 and was previously affiliated with LisuZZO Agency for 38 years. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party managers.

Robert Lane is a financial advisor at UBS Financial Services with 39 years of industry experience. He holds Series 63 and Series 65 designations and has been with UBS since 2012. Outside of his advisory role, he volunteers as an advisor for The Albany Promise, a community education foundation. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, employing model-based asset allocations and proprietary research to tailor financial plans. The firm combines institutional trading capabilities with wealth management services, offering a broad range of financial solutions.

Bradley Bonfante is a financial advisor with LPL Financial in Albany, NY, holding a Series 63 license and 11 years of industry experience. His prior roles include positions at KeyBank and Key Investment Services. He is also involved with Advisors Insurance Brokers, where he dedicates part of his time to investment-related non-variable insurance activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Joseph Turo is a financial advisor with LPL Financial, holding the Series 66 designation and 24 years of industry experience. He previously worked at Cambridge Investment Research Advisors and Cambridge Investment Research and has operated his own CPA practice since 1999. In addition to his advisory work, he serves as treasurer for a local political campaign. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, institutions, and banks through a large network of investment adviser representatives.

Natalie Hart Shepperly is a financial advisor with UBS Financial Services and holds a Series 66 designation. She has eight years of industry experience with prior roles at Bank of America, Merrill, Fidelity Brokerage Services, and Brown Brothers Harriman. Outside of her advisory work, she serves as a golf coach for a high school team at The Albany Academies. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services and proprietary research to tailor investment plans.

Dylan Corapi is a Financial Advisor at Merrill Lynch Wealth Management based in New York. He works with individuals and families during pivotal moments in their financial lives, such as retirement, liquidity events, inheritances, and long-term planning. Dylan's approach centers on simplifying complex financial decisions and providing structure, clarity, and confidence throughout the financial journey. He aims to help clients uncover what matters to them and their families to develop strategies aligned with their financial goals. He holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Siena College.

Steven Bauer is a CFP® with 14 years of industry experience, currently serving as a financial advisor at Edward Jones in Albany, NY. He has been involved with The City Beer Hall since 2011. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm offers a range of advisory programs and investment solutions supported by a large nationwide network of advisors and branch offices.

Michael Swezey is a financial advisor based in Albany, NY, affiliated with Merrill. He holds Series 63 and Series 65 licenses and has 32 years of industry experience. He has worked at Merrill since 1993 and has been with Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Nicholas Marinelli is a financial advisor at Merrill with Series 63 and Series 66 licenses and one year of industry experience. His prior work includes roles at Bank of America, JPMorgan Chase Bank, and J.P. Morgan Securities LLC. He also has experience running Jim Marinelli Contracting LLC, a business he operated for several years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Edward Zaik is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. He has been with Equitable Advisors and its predecessor AXA Advisors, LLC since 1999. Outside of advisory work, he provides tax preparation services through ED ZAIK TAX SERVICE and serves with the Treasure Valatie Fire Department in Valatie, NY. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and asset management programs. The firm utilizes a range of advisory models implemented through third-party sponsors and offers ERISA fiduciary services to qualified plans.

Carrie Dady is a financial advisor at UBS Financial Services with 25 years of industry experience. She holds a Series 66 designation and has been with UBS since 2010. Outside of her advisory role, she is a member of an LLC involved in family real estate holdings. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management.

Gregory Trimarchi is a financial advisor at Charles Schwab with Series 63 and Series 66 credentials and one year of industry experience. His prior experience includes roles at Northwestern Mutual and a separate business venture, Shake 'N Bake 123 Inc. He is based in Albany, NY. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separate managed accounts and offers a multi-asset model portfolio approach supported by centralized custody and operational infrastructure.