Michael Brandt is a financial advisor with Private Advisor Group, LLC in Albany, NY, holding a Series 66 designation and 17 years of industry experience. His prior work includes roles at LPL Financial LLC, Pioneer Savings Bank, and Equitable Advisors. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by offering portfolio management, financial planning, retirement plan consulting, and access to various advisory programs. The firm’s fiduciary-based model combines technology platforms and multiple investment strategies, often utilizing third-party managers and proprietary solutions such as WealthSuite.

Ryan Duff is a Certified Financial Planner (CFP®) with 14 years of industry experience. He is currently with Private Advisor Group, LLC, where he has worked since 2018, and also maintains a role at LPL Financial, LLC that dates back to 2016. Prior to these positions, he worked at Pioneer Savings Bank from 2015 to 2017. Private Advisor Group serves a diverse clientele including individuals, trusts, estates, charitable organizations, businesses, and retirement plans. The firm offers discretionary and non-discretionary portfolio management, financial planning, retirement plan consulting, and managed account solutions, employing a fiduciary-based advisory model that incorporates a range of investment strategies and third-party managers.

Ashley Kinney is a financial advisor at Citizens Securities, Inc. with nine years of industry experience. She holds the Series 66 designation and has worked at Citizens Securities since 2016. Additionally, she has experience working outside the financial industry, including a role at Tuscan Oven and service as a Notary Public. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering both investment advisory programs and brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, operating alongside its broker-dealer and insurance agency functions.

Anne Riley is a financial advisor with TIAA-CREF, holding Series 66 and Series 65 designations and bringing 23 years of industry experience. She has been with TIAA-CREF since 2010. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing employer retirement plan relationships. The firm offers a range of advisory services including model-based and customized portfolios, and acts as adviser to a donor-advised fund.

Margaret Koetzner is a financial advisor at Citizens Securities, Inc. in Albany, NY, with 24 years of industry experience. She has been with Citizens Securities since 2019 and previously worked at Key Investment Services LLC from 2016 to 2019. Her credentials include Series 63 and Series 65 licenses. Citizens Securities serves a diverse retail client base, including individual and high-net-worth investors and retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, with a combined approach that includes discretionary and non-discretionary investment services.

Scott Wilson is a financial advisor at Janney Montgomery Scott in Albany, NY, holding a Series 63 designation with 26 years of industry experience. He has been with Janney Montgomery Scott since 2005. Janney Montgomery Scott LLC is a large broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse clientele including individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipalities, offering a range of brokerage, financial planning, and advisory services backed by in-house and third-party portfolio management.

Richard Rugel is a financial advisor with Integrity Alliance, LLC, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. His prior roles include positions at Prudential Insurance Company of America and AllState Insurance Company. He also coordinates annuity and life sales through Advisors Insurance Brokers. Integrity Alliance serves a diverse client base including individuals, charitable organizations, corporations, and retirement plans through a network of 164 independent advisers. The firm offers continuous asset management, financial planning, retirement plan consulting, and access to third-party manager programs, employing a range of portfolio management approaches across multiple custodial platforms.

Brian Hughes is a financial advisor at The Huntington Investment Company with 10 years of industry experience. He holds a Series 66 designation and has worked at Manning & Napier Investor Services, KeyBank, and The Huntington National Bank. The Huntington Investment Company serves individuals, charitable organizations, corporations, and other business entities with advisory and brokerage services. The firm uses an open-architecture model combining third-party sub-managers and proprietary private bank models, offering various wrap-fee programs on the Envestnet MAS platform.

Matthew Dempsey is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 66 licenses and six years of industry experience. His prior work includes roles at LPL Financial and Pacer Financial, Inc., as well as experience outside the financial sector in fitness and sports training centers. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by providing discretionary and non-discretionary portfolio management, financial planning, retirement plan consulting, and access to various managed account solutions, including the firm’s proprietary WealthSuite platform.

James Pellitteri is a CFP® professional with 43 years of industry experience, currently affiliated with Commonwealth Financial Network since 2016. He is a co-owner of Paper Planes Childcare, LLC and serves as a board member for the Town of Jewett. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser supporting a national network of approximately 2,900 affiliated advisors and managing around $212.7 billion in client assets through a comprehensive adviser-support platform and a range of investment solutions.

Shawn Maloney is a financial advisor at Commonwealth Financial Network with nine years of industry experience. He holds the Series 66 designation and has worked at Commonwealth Financial Network and Bryant Asset Management in various roles since 2016. Maloney is a co-owner of Bryant Asset Management. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser that supports a national network of approximately 2,900 advisors and manages over $212 billion in client assets. The firm offers comprehensive adviser support, including managed-account programs, third-party asset manager access, retirement consulting, and custody services.

Val Tornicelli is a financial advisor with Principal Financial Services, holding Series 63 and Series 66 designations and bringing 28 years of industry experience. He has worked at Principal Securities Inc. since 2006. In addition to his advisory role, he is involved in fixed insurance sales focusing on life, annuity, and disability insurance. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty military personnel. The firm offers direct advisory programs, financial planning, and access to third-party money managers under various advisory and promoter arrangements.

Zachary Timm is a financial advisor with Guardian Life and its subsidiary Park Avenue Securities, holding Series 65 and Series 63 designations and eight years of industry experience. His prior roles include positions at Citizens Securities, Foresters Advisory Services, and Foresters Financial Services. In addition to advisory work, he is involved in long-term care, health and medical insurance, annuities, life insurance, and group benefits outside of his primary firm. Guardian Life’s subsidiary, Park Avenue Wealth Management, serves individuals, pension and profit-sharing plans, charitable organizations, and corporate clients through brokerage services, financial planning, retirement plan consulting, and investment advisory programs that combine proprietary and third-party strategies.

Kathryn Krause is a financial advisor at Citizens Securities, Inc. in Albany, NY, holding Series 63 and Series 65 licenses with 12 years of industry experience. She has worked in various roles within Citizens Bank and Citizens Securities since 2015. Krause is also a Notary Public. Citizens Securities serves a diverse retail client base, including individuals and high-net-worth investors, offering investment advisory programs, brokerage, and insurance services. The firm’s advisory approach includes a digital advisory program and managed accounts, complemented by its role as a broker-dealer and insurance agency.

Pieter Burhans is a financial advisor with Key Investment Services LLC, holding Series 63 and Series 66 designations and bringing 17 years of industry experience. His prior roles include positions at JP Morgan Securities, Morgan Stanley, and Wells Fargo. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various advisory programs and managed account offerings. The firm emphasizes client-directed model selection supported by non-binding advisor recommendations and ongoing monitoring, and operates within the KeyCorp group with affiliate relationships across banking and capital markets.

Anthony Chrisikos is a financial advisor with Key Investment Services LLC, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has been with Key Investment Services since 2005. Outside of his advisory role, he serves as president of Washman Associates LLC, a commercial property rental business. Key Investment Services LLC serves individual, trust, estate, small business, and corporate clients through various advisory programs, including wrap-fee programs, model portfolios, and separately managed accounts. The firm emphasizes client direction in model selection while providing non-binding recommendations and oversight, operating within the KeyCorp group with connections to affiliated banking and capital markets entities.

Kevin Kraus is a financial advisor at Key Investment Services LLC with 14 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Key Investment Services since 2016, including prior experience at KeyBank. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through a variety of advisory programs and managed account offerings. The firm emphasizes client-directed investment decisions supported by non-binding recommendations and ongoing monitoring, while providing access to third-party discretionary managers and regular portfolio oversight.

Rani Ojha is a financial advisor with Citizens Securities, Inc. in Albany, NY, holding Series 63 and Series 65 licenses and eight years of industry experience. Prior to joining Citizens Securities in 2022, Ojha worked at Santander Securities, LLC and Santander Bank, NA for a combined seven years. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs as well as brokerage and insurance services. The firm’s offerings include a digital advisory program managed in partnership with SigFig and a Managed Account program, while operating as both a broker-dealer and insurance agency.

Jodi Sherman is a financial advisor at Key Investment Services LLC with 27 years of industry experience. She holds Series 63 and Series 66 credentials and has been with Key Investment Services and KeyBank since 2016. Outside of her advisory role, she is involved in a craft-making hobby business and serves as treasurer on the board of a condominium association. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through a variety of advisory programs, model portfolios, and managed accounts, emphasizing client direction in investment strategy selection and ongoing monitoring. The firm operates within the KeyCorp group and coordinates closely with affiliated entities to provide integrated financial services.

Michael Rosenthal is a financial advisor with Independent Financial Partners in Albany, NY. He holds Series 63 and Series 65 licenses and has two years of industry experience, having previously worked at Upskill Wealth Management, Berthel, Fisher & Company Financial Services, and BFC Planning. Outside of financial advising, he is the owner of Upskill Tax Services, which provides tax preparation and bookkeeping, and serves as a board member of the Capital Region Vegan Network, organizing vegan networking events. Independent Financial Partners provides investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisers. The firm supports a multi-advisor platform serving individual, charitable, corporate, and high-net-worth clients and is notable for its formal retirement-plan advisory and pension consulting capabilities.