Allan Carmello is a financial advisor with Key Investment Services LLC, holding Series 63 and Series 65 credentials and bringing 40 years of industry experience. He has been with Key Investment Services LLC since 2005. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor serving individuals, trusts, estates, small businesses, and institutional plan clients through a network of financial professionals. The firm offers multiple wrap programs featuring custodial and trade execution services, utilizing a multi-provider model for portfolio management and investment strategy.

Mary Catherine Maclefko is a financial advisor with Lincoln Investment, holding a Series 63 designation and 17 years of industry experience. She joined Lincoln Investment in 2017, having previously worked at Legend Advisory Corporation and Legend Equities Corporation. Outside of her advisory role, she is an accountant and office manager at Allied Staffing and also conducts site inspections for vehicle and commercial property surveys. Lincoln Investment Planning, LLC serves a diverse client base including individual and high-net-worth investors, trusts, charities, and retirement plans, with a longstanding focus on educators and 403(b) and 457(b) programs. The firm offers financial planning, portfolio management, and advisor-led consulting, supported by an in-house investment management team and access to third-party managers.

Anna Marie Pera is a financial advisor at Key Investment Services LLC with 31 years of industry experience. She holds Series 63 and Series 66 designations. Her prior roles include positions at HSBC Bank USA, N.A. and HSBC Securities (USA) Inc. from 2016 to 2022. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor serving individuals, trusts, estates, small businesses, and institutional plan clients. The firm offers portfolio management and model-based advisory products through a multi-provider platform, integrating services from KeyCorp affiliates and third-party managers.

Kim Hall is a financial advisor with Principal Financial Services in Amherst, NY, holding a Series 63 designation and 34 years of industry experience. He has worked at Principal Securities Inc. since 1992 and Principal Life Insurance Company since 1991. Kim also serves as a bank and trust officer to support and manage Principal retirement plan account relationships across the insurance, broker-dealer, and bank/trust divisions. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty U.S. military personnel overseas. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

George Dougherty III is a financial advisor with VOYA Financial Advisors, Inc. He holds a Series 66 designation and has 25 years of industry experience. Dougherty has worked with VOYA and its affiliates since 2002 and is the owner and president of GeoCapital Wealth Management, LLC. He is also an independent insurance agent. VOYA Financial Advisors, Inc. is an enterprise advisory and broker-dealer affiliate that serves individuals, including high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm offers financial planning, portfolio management, and various advisory services using a combination of in-house and external strategists, model portfolios, and technology tools, with a notable emphasis on client-authorized, non-discretionary accounts.

Thomas Fino is a financial advisor with Key Investment Services LLC in Williamsville, NY, holding Series 63 and Series 65 licenses and 22 years of industry experience. He has been with Key Investment Services in various capacities since 2016, including roles overlapping with KeyBank. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor that provides portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional clients through a network of financial professionals. The firm uses a multi-provider model for portfolio implementation and offers multiple wrap programs with custodial and trade execution services through Pershing, along with ancillary insurance products via affiliated entities.

Joseph Mitchell is a financial advisor with Key Investment Services LLC, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. He has worked at Key Investment Services since 2012 and previously spent six years with HSBC Securities (USA) Inc. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor that offers portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional clients through a network of financial professionals. The firm employs a multi-provider model for portfolio design and implementation, integrating services from its affiliates KeyBank and KeyBanc Capital Markets.

Brian Zdrowak is a CFP® professional at Focus Partners Wealth, LLC with five years of industry experience. He has previously worked at The Colony Group, LLC, Buckingham Strategic Wealth, LLC, and Insero Wealth Strategies. Focus Partners Wealth serves individuals, families, charitable organizations, corporations, and institutional retirement plans, providing investment management, financial planning, tax and compliance support, family office and business management, and employee benefit retirement plan services. The firm employs a long-term, tax- and fee-sensitive investment approach with customized portfolios that include a combination of active and passive strategies, third-party managers, private funds, and tactical overlays.

Douglas Littlewood is a financial advisor with Hightower Advisors in Williamsville, NY, holding Series 63 and Series 65 registrations and possessing 51 years of industry experience. He has been with Hightower Advisors since 2017 and previously worked at Wells Fargo Advisors Financial Network. Hightower Advisors provides investment advisory and planning services to a wide range of individual and institutional clients, utilizing a multi-manager approach that includes affiliated and third-party managers, proprietary research, and diverse investment vehicles. The firm also manages complex mandates with an emphasis on operational support and international exposure.

Diana Lougen is a financial advisor with Private Advisor Group, LLC, based in Williamsville, NY, holding Series 63 and Series 66 credentials and bringing 18 years of industry experience. Her prior experience includes eight years at M & T Securities and concurrent roles at LPL Financial since 2017. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, offering portfolio management, financial planning, retirement plan consulting, and access to various advisory programs. The firm employs a fiduciary-based advisory model that utilizes both proprietary and third-party investment solutions and technology platforms to implement client strategies.

Matthew Richert is a financial advisor with HSBC Securities (USA) Inc., holding Series 63 and Series 66 licenses and bringing eight years of industry experience. He previously worked at Key Investment Services, LLC and Northwestern Mutual Investment Services LLC, and also spent ten years at Wegmans Food Markets. He holds a secondary role as a Bank Officer with HSBC Bank (USA) N.A., where he is involved in the sale of bank-related products alongside his advisory duties. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations, offering both client-directed and fully discretionary investment options. The firm combines strategic and tactical asset allocation with fund due diligence and ongoing monitoring, serving clients through a variety of program types tailored to different risk profiles.

David Bush is a financial advisor with Eagle Strategies (NY Life) based in Williamsville, NY. He holds Series 63 and Series 65 licenses and has 15 years of industry experience. David has worked with Eagle Strategies since 2021 and has been affiliated with NYLIFE Securities LLC and New York Life Insurance Company since 2016. Eagle Strategies serves individual and institutional clients by offering financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisers. The firm provides tailored advice and multiple program types, focusing primarily on non-discretionary assets and maintaining fiduciary responsibilities to retirement investors.

Joseph Masino is a financial advisor with Kestra Advisory Services, holding a Series 66 designation and four years of industry experience. His prior roles include positions at JFG Family Office, Pennington Partners & Co., Rios Partners, and JPMorgan. Masino is based in Williamsville, NY. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse client base, including plan sponsors, institutional, and individual investors. The firm offers fiduciary services, plan design, compliance testing, and access to multiple management platforms and third-party solutions, serving a range of clients from large institutional investors to sovereign wealth funds.

Derek Bock is a financial advisor at Hightower Advisors with 26 years of industry experience. He has held roles at Hightower Advisors and HighTower Securities since 2017 and previously worked at Wells Fargo Advisors Financial Network LLC for eight years. Hightower Advisors provides investment advisory and planning services to a diverse client base including individuals, institutions, pension and profit-sharing plans, and charitable organizations. The firm emphasizes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers, and offers a range of portfolio management and financial planning services.

Robert Lucarelli is a financial advisor at Key Investment Services LLC with 35 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Key Investment Services since 2016. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor that provides portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional clients through a network of financial professionals. The firm utilizes a multi-provider model for portfolio implementation and offers integrated services with KeyCorp affiliates.

Joshua Mc Carthy is a financial advisor with Eagle Strategies (NY Life) based in Williamsville, NY. He holds the ChFC® designation and has 13 years of industry experience. Prior to his current roles at Eagle Strategies, NYLIFE Securities LLC, and New York Life Insurance Company since 2018, he worked at Northeastern Financial Partners and Signatore Investors Inc. He is also involved in brokering non-registered insurance products through his business, ROI Financial Group, LLC. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services. The firm delivers tailored advice through various program types and maintains a predominantly non-discretionary asset base, working closely with a broad range of plan sponsors and clients.

Michael Paul is a financial advisor with Key Investment Services LLC in Lancaster, NY, holding Series 63 and Series 66 designations and 10 years of industry experience. He has been with Key Investment Services LLC and its affiliate KeyBank since 2015. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor serving individuals, trusts, estates, small businesses, and institutional plan clients through a network of financial professionals. The firm offers multiple wrap programs and employs a multi-provider model combining discretionary implementation and strategist portfolios from internal and third-party managers, with integration of services from KeyCorp affiliates.

Mackenzie Shank is a financial advisor with Valic Financial Advisors holding a Series 66 designation and no prior industry experience. Before joining Valic, Shank worked in various roles including positions at La Fiesta Cantina and Abercrombie and Fitch. Valic Financial Advisors serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and consulting services through a large network of advisors and uses discretionary unified managed accounts with tax-aware and impact/ESG overlays.

Michael Donahue is a financial advisor at Key Investment Services LLC with 37 years of industry experience. He holds Series 63 and Series 66 designations. Prior to joining Key Investment Services in 2012, he worked at HSBC Securities (USA) Inc. for five years. Key Investment Services LLC is an SEC-registered investment adviser providing portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional clients through a large network of financial professionals. The firm offers multiple wrap programs and utilizes a multi-provider model combining in-house and third-party management with integration across KeyCorp affiliates.

Kaitlyn Fitzhenry is a financial advisor at Valic Financial Advisors with four years of industry experience. She holds a Series 66 designation and has previously worked at Mass Mutual Investors Services and Securities America Advisors. Additionally, she is appointed as an agent to sell non-securities insurance products for Agia. Valic Financial Advisors serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and consulting services through a large network of advisors and utilizes discretionary unified managed accounts with access to multiple wrap programs and overlay services.