James Meisner Jr. is a financial advisor with Morgan Stanley in Latham, NY, holding Series 63, 65, and 66 licenses and bringing 42 years of industry experience. He has been affiliated with Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2009, following a prior role at Citigroup Global Markets starting in 1993. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning that utilizes firm-approved tools and scenario modeling. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-based financial planning services.

Sasa Mirkovic is a Series 66-licensed financial advisor with Ameriprise, based in Schenectady, NY, and has 27 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, Mirkovic is involved in business ownership and consulting activities, including coaching and managing operations for Inspire Network LLC, and serves as Development Chair on the Board of Directors for Junior Achievement of NENY. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing tailored recommendation reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized guidance, with a focus on assets held in Ameriprise-managed accounts.

Gerard Colistra is a financial advisor at LPL Financial with 42 years of industry experience. He holds the ChFC® designation and the Series 63 license. Prior to joining LPL Financial in 2025, he worked for Cadaret, Grant & Co., Inc. for nine years and operated Omni Insurance for over 30 years. His other business activities include ownership and management roles in multiple insurance-related entities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, combining advisory services with a broad range of non-advisory financial products.

Jayson Chichelli is a financial advisor with LPL Financial in Latham, NY, holding a Series 66 credential and two years of industry experience. Prior to joining LPL Financial in 2024, he held roles at Paychex and various other organizations, including Siena College and McQuaid Jesuit High School. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by advisor-facing research and operational tools.

Jeffrey Simays is a financial advisor with Merrill based in Clifton Park, NY, holding a Series 66 designation and five years of industry experience. He has been with Merrill and Bank of America since 2019. Prior to his current role, he worked in various automotive sales positions. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Richard Martino is a financial advisor with LPL Financial who holds Series 63 and Series 65 designations and has 27 years of industry experience. He previously worked for The Ayco Company, L.P./Mercer Allied for 23 years and briefly at Goldman Sachs & Co. LLC. Martino operates the Martino Wealth Management Group as a DBA for his LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and portfolio management options, utilizing various models and third-party subadvisors, supported by technology tools for operational and research purposes.

Megan Burdick is a financial advisor at LPL Financial in Albany, NY, holding a Series 66 designation with one year of industry experience. Prior to joining LPL Financial in 2025, she held various roles including positions at Broadview Federal Credit Union and The Brook Tavern, where she continues to be involved outside of her advisory work. She also serves as a notary and performs financial institution duties at Broadview Federal Credit Union. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions through a broad network of advisors. The firm offers a range of financial planning and asset management services, utilizing model portfolios, third-party subadvisors, and customized strategies across multiple asset classes.

Michael Carillo is Vice President and Financial Consultant at Fidelity Investments. He partners with his clients to create simple and effective financial plans, focusing on their individual needs. His experience at Fidelity Investments includes roles as Financial Consultant since 2023, Investment Consultant from 2022 to 2023, and Workplace Planning Consultant from 2021 to 2022. These roles have provided him with practical knowledge in various aspects of financial consulting and planning. Outside of his professional work, Michael's personal interests include baseball, boating, family activities, military service, music, and parenthood.

Mark Edwards Sr. is a financial advisor with Primerica Advisors in Clifton Park, NY, holding a Series 63 designation and 22 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 2004. Outside of his advisory work, Edwards is involved in non-investment ventures including an outdoor adventure business, Rolling Bones Outfitters, LLC, and coordinates operations for JKR Windows, a window installation and replacement company. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, as well as corporate and charitable clients. The firm employs model-delivery strategies managed by unaffiliated asset managers and supports account custody and trade execution through BNY Mellon Advisors and Pershing.

Daria Schumacher is a financial advisor with LPL Financial, holding CFP® and ChFC® designations and over 22 years of industry experience. Her prior roles include positions at Cetera Investment Services and Foresters Financial. She is also commissioned as a Notary Public. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and access to third-party asset management, supported by a large network of investment adviser representatives.

Sean Richardson is a financial advisor with Equitable Advisors, holding a Series 66 designation and eight years of industry experience. He has been with Equitable Advisors since 2018, including two years when the firm operated as AXA Advisors. Equitable Advisors serves a broad client base, including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs, focusing on matching clients to appropriate advisory models or discretionary managers through both proprietary and third-party platforms.

Travis Kellman is a CFP® professional with 20 years of industry experience, currently affiliated with LPL Financial. His previous roles include positions at Next Financial Group, Inc. and Ameriprise Financial Services, Inc. He is also involved in Pinnacle Insurance and operates Kellman Barnes Wealth Management, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supporting a network of over 22,800 advisors.

Garrett Sherman is a financial advisor with LPL Financial in Latham, NY, holding a Series 66 credential and 11 years of industry experience. His prior experience includes roles at Bank of America, Merrill, Waddell & Reed, and various insurance carriers. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, utilizing model portfolios, third-party subadvisors, and customized strategies.

Noah Clement is a financial advisor at Edward Jones in Albany, NY, holding Series 63 and Series 66 licenses with four years of industry experience. His prior roles include positions at Mutual of America Securities LLC and The Federal Savings Bank. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs and investment solutions, managing over $1 trillion in assets through a large network of financial advisors and branch offices.

Edward Dominguez is a financial advisor with LPL Financial, holding the CFP® designation and Series 63 and 65 licenses, with 29 years of industry experience. He has worked at LPL Financial since 2011 and previously spent nine years at SEFCU. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Carrie Swiatek is a financial advisor at Cetera with 10 years of industry experience. She holds a Series 63 designation and has worked at Cetera since 2019, following three years at Foresters Financial Services. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform with over 10,000 advisors and more than $256 billion in assets under management.

Walter Mcnall is a financial advisor with Primerica Advisors in Clifton Park, NY, holding a Series 63 designation and 12 years of industry experience. He has been with Primerica Advisors since 2014 and is also associated with St. Joseph's Provincial House since 2013. Outside of his advisory role, he works as a self-employed driver for Uber Technologies Inc. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and a limited selection of separately managed accounts for individual and high-net-worth clients. The firm uses third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors, operating primarily on a tiered wrap-fee structure.

Angela Aruanna is a Series 66-licensed financial advisor with Equitable Advisors, based in Malta, NY, and has three years of industry experience. Prior to joining Equitable Advisors in 2023, her work history includes roles at the University at Albany and Small Enterprise Assistance Funds. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset management programs through a network of Investment Adviser Representatives and utilizes third-party asset managers and advisory programs to implement client solutions.

Jonathan Sheehan is a financial advisor with Morgan Stanley in Latham, NY, holding Series 63 and Series 65 credentials and bringing 17 years of industry experience. He has been with Morgan Stanley and its Private Bank since 2014. Morgan Stanley Wealth Management serves both individual and institutional clients, providing tailored financial planning and advisory programs. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools such as Monte Carlo simulations to help model potential financial outcomes.

Mark Keeling is a financial advisor with Ameriprise in Albany, NY, holding CFP® and Series 66 designations and bringing 25 years of industry experience. His prior roles include positions at Riversource Distributors, Inc. and Ameriprise Financial Services, Inc. Outside of financial advising, he is involved in several business ventures including co-ownership of a chiropractic office and a tax preparation firm, as well as operating a skydiving instruction LLC. He also serves as Treasurer on the Board of Directors for the Golden Knight Alumni Association. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service. The firm provides written recommendations and ongoing tax-aware withdrawal strategies, utilizing proprietary research and third-party data within a framework that integrates Ameriprise-managed assets and affiliated investment products.