William Zaika is a CFP® with 18 years of industry experience, currently serving as a financial advisor at Farther since 2025. He previously worked for 15 years at Commonwealth Financial Network. Zaika is also involved in fixed insurance sales through Diversified Wealth Strategies, LLC. Farther serves individual investors, trusts, and estates through a technology-driven advisory platform and direct client meetings. The firm employs a Modern Portfolio Theory-based investment approach using bespoke and algorithmic model portfolios, focusing primarily on ETFs, mutual funds, equities, and fixed income.

Sarah Puff is a financial advisor at GWN Securities Inc. with 13 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at GWN Securities since 2013. In addition to her advisory role, she is licensed as an agent for life, health, disability, and long-term care insurance, assisting clients in selecting suitable insurance policies as part of their overall financial plans. GWN Securities provides investment advisory and related services to individual and corporate clients through various managed account programs and financial planning offerings. The firm uses a combination of affiliated and unaffiliated sub-advisers and employs both traditional and momentum-based investment strategies.

Jackson Denue is a financial advisor at TIAA-CREF based in Syracuse, NY, holding a Series 66 designation with two years of industry experience. Prior to joining TIAA-CREF in 2026, he worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. from 2024 to 2026. TIAA-CREF Individual & Institutional Services, LLC offers financial planning and discretionary managed account programs primarily to individuals with existing TIAA employer retirement plan relationships, as well as trusts, estates, partnerships, and small retirement plans. The firm operates a vertically integrated advisory model that includes both point-in-time planning and ongoing discretionary portfolio management.

Cindy Ziegler is a financial advisor with Citizens Securities, Inc. in Syracuse, NY, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. She has been with Citizens Securities since 2005. Outside of her advisory role, she serves as a power of attorney for two individuals and assists with bookkeeping and administration for a family business on a limited basis. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors as well as individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm provides a digital advisory program featuring ETF-based portfolios tailored through proprietary algorithms and client risk assessments, in addition to a Managed Account program.

Kristian Vartabedian is a financial advisor with Key Investment Services LLC and holds the Series 66 designation. He has nine years of industry experience, with prior roles at LPL Financial, M&T Securities, Empower Federal Credit Union, CUSO Financial Services, Morgan Stanley, and Bankers Healthcare Group. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through a variety of advisory programs, model portfolios, and managed accounts. The firm emphasizes client-directed model selection and provides access to third-party discretionary managers, supported by ongoing product due diligence and supervisory oversight.

Sean Oconnor is a financial advisor at Principal Financial Services with seven years of industry experience. He holds a Series 63 designation and has worked at Principal Securities Inc since 2018, following prior roles at Principal Life Insurance Company, Ephesus, and Time Warner. Outside of his advisory work, he is also licensed as an insurance agent focusing on life, disability, annuities, health, long-term care, and Medicare-related products. Principal Securities provides brokerage and registered investment advisory services to a wide range of clients, including individual investors, retirement plans, trusts, and active-duty military personnel. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions through various adviser and promoter arrangements.

Justin Owens is a financial advisor with Citizens Securities, Inc. in Syracuse, NY, holding a Series 66 credential and five years of industry experience. Before joining Citizens Securities in 2023, he worked at Thrivent Financial and Thrivent Investment Management Inc. from 2021 to 2023. He serves as a mentor for adults with developmental disabilities through Advocates Inc. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm’s investment approach includes a digital advisory program using ETF-based portfolios guided by proprietary algorithms and client risk profiles.

Annie Baker is a financial advisor with Commonwealth Financial Network based in Syracuse, NY. She holds a Series 66 designation and has six years of industry experience, all of which have been with PBJ Wealth Management. Outside of her advisory role, she serves as a board member of Geddes Federal Savings & Loan Association. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser supporting a national network of approximately 2,900 advisors. The firm offers discretionary and nondiscretionary managed account programs and access to third-party asset managers while providing custody, clearing, and back-office services.

Noble Cator Szymanski is a financial advisor at Lincoln Investment with a Series 66 designation and one year of industry experience. His background includes service in the United States Marine Corps, as well as coaching at Greek Peak Mountain Resort. Prior to joining Lincoln Investment, he worked at LPL Enterprise and the University at Buffalo. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm offers financial planning, retirement plan advice, and a range of investment programs through both discretionary and non-discretionary strategies, managing approximately $22.9 billion in advisory assets as of December 2025.

Travis Walls is a financial advisor with Citizens Securities, Inc. in Syracuse, NY, holding a Series 66 designation and seven years of industry experience. His prior positions include roles at JPMorgan Chase Bank, N.A., J.P. Morgan Securities LLC, Merrill, and Bank of America. Citizens Securities serves a diverse retail client base, including individual and high-net-worth investors, offering investment advisory programs, brokerage services, and insurance solutions. The firm provides digital and managed account advisory options and operates as both a broker-dealer and insurance agency.

Howard Moskow is a financial advisor with Lincoln Investment in Syracuse, NY, holding a Series 63 designation and bringing 40 years of industry experience. He has worked at Lincoln Investment since 2017 and previously spent over two decades at Legend Equities Corporation and Legend Advisory Corporation. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm offers financial planning, retirement plan advice, and a variety of managed portfolio programs, utilizing both strategic and dynamic investment approaches.

David Rutkowski is a CFP® with 39 years of industry experience, currently serving at Lincoln Investment since 2017. He previously worked at Legend Advisory Corporation and Legend Equities Corporation. Outside of his advisory role, he owns and operates an income tax preparation business and serves as a co-trustee and investment advisor for a family trust. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a particular focus on educators and 403(b)/457(b) participants. The firm offers a range of financial planning and retirement plan services supported by a combination of in-house and third-party investment strategies overseen by a dedicated Investment Management & Research team.

Thomas Westers is a financial advisor with Commonwealth Financial Network based in East Syracuse, NY. He holds the Series 66 designation and has one year of industry experience. Prior to his advisory role, he worked at Pennsylvania State University, Harrisburg Campus, and has experience in education and recreational services. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm provides a range of advisory programs and operational support, allowing advisors discretion in portfolio construction alongside managed model portfolios developed by its Investment Management and Research team.

Michael Jennings is a financial advisor with Stratos Wealth Partners, Ltd. He holds the Series 63 and Series 66 designations and has six years of industry experience. His prior work experience includes roles at Equitable Advisors, AxA Advisors, and the U.S. Department of Homeland Security. Stratos Wealth Partners, Ltd. is an SEC-registered enterprise wealth management firm serving over 24,000 clients through approximately 366 advisors. The firm offers advisor-managed and model portfolios, third-party manager access, and a variety of financial planning services, utilizing an open-architecture approach with multiple platform integrations.

Reanna Wenham is a financial advisor at TIAA-CREF with 20 years of industry experience. She holds Series 63 and Series 65 credentials and previously worked at RBC Capital Markets, LLC for 13 years. She is based in Syracuse, NY. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients connected through TIAA-administered employer retirement plans. The firm distinguishes between point-in-time planning and ongoing managed account services, employing a fiduciary standard for its registered investment advisory services.

Antonio Benedetti is a financial advisor with Eagle Strategies (NY Life) in De Witt, NY. He holds Series 65 and Series 63 licenses and has one year of industry experience. Prior to his current role, he was associated with NYL Securities LLC and New York Life Insurance Company. Benedetti also founded and managed Benedetti Builders LLC from 2018 to 2022. Eagle Strategies serves a diverse client base including individual investors, retirement plans, and charitable organizations, providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple program types and emphasizes tailored recommendations, with the majority of assets managed on a non-discretionary basis.

Carl Dattellas is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 credentials and over 30 years of industry experience. He has been with Commonwealth and Diversified Wealth Strategies, LLC since 2008. Outside of his advisory work, he serves as a trust protector for a non-family related client. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and services, including wealth management, third-party asset manager access, and retirement plan consulting, supported by comprehensive operations, technology, and compliance platforms.

Zackery Guerrero is a financial advisor with Principal Financial Services holding a Series 66 designation and two years of industry experience. Prior to joining Principal, he worked at Equitable Advisor, LLC and has held various roles in insurance and retail sectors. He is also engaged in outside sales related to life, disability, annuities, health, long-term care, dental, Medicare, and medical insurance. Principal Securities provides brokerage and registered investment advisory services to a diverse client base that includes individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty military personnel. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Timothy Osgood is a financial advisor at Citizens Securities, Inc. in Syracuse, NY, with one year of industry experience. He holds the Series 66 designation and previously worked at New York Life Insurance and St John Fisher University. Outside of finance, he has experience with RDF Property Solutions and involvement in the arts through Geva Theatre. Citizens Securities serves a diverse retail client base, including individual and high-net-worth investors, offering investment advisory programs, brokerage, and insurance services. The firm provides both a digital advisory program with ETF-based portfolios and managed account services, operating as part of Citizens Bank, N.A.

James Connell Jr. is a financial advisor with TLG Advisors, Inc. and holds a Series 63 designation. He has 34 years of industry experience, including roles at The Leaders Group, Inc. since 2014 and at James V Connell Associates since 2011. Outside of his advisory work, he is involved in managing and recruiting for insurance-related businesses. TLG Advisors, Inc. serves a broad client base including individuals, high-net-worth clients, trusts, corporations, and institutional investors. The firm focuses on manager selection and ongoing portfolio monitoring using fundamental analysis and Modern Portfolio Theory, and offers both traditional and digital investment programs through a network of independent representatives and sub-advisors.