Kyle Carson is a Series 66-licensed financial advisor with Ameriprise, based in Holland, MI, with one year of industry experience. Prior to joining Ameriprise, he worked at OSAIC Institutions, Inc. and has a background that includes financial advising at ChoiceOne Bank. Outside of his advisory role, he is involved in independent insurance brokering focused on fixed annuities. Ameriprise provides retirement-income planning services tailored to individuals approaching or in retirement with significant investable assets, delivering written, research-driven recommendation reports that incorporate tax-smart withdrawal strategies and Social Security options. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Joel Kamphuis is a financial advisor with Cetera who holds Series 63 and Series 66 licenses and has 39 years of industry experience. He has been associated with Cetera and its affiliated entities in various capacities since 2015 and operates KM Wealth Management, an independent business. Kamphuis also sells health, disability, long-term care, and final expense insurance products. Cetera Investment Advisers LLC offers services through a nationwide network of independent advisors, serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutions. The firm provides a range of portfolio management and financial planning services via a multi-manager platform that includes affiliated and third-party model portfolios and bespoke strategies.

Kristen Kragt is a Series 66-licensed financial advisor with Stifel in Holland, MI, and has 16 years of industry experience. She previously worked at Raymond James & Associates for 13 years before joining Stifel Nicolaus & Co Inc. Outside of her advisory role, she is involved with Dawn's Catering, a business she has been associated with since 2015. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to support asset allocation and financial planning decisions.

Logan Bylsma is a financial advisor with Wells Fargo Clearing and holds a Series 66 designation. He has been in the industry since 2024 and has prior experience working at Capin Crouse LLP, Plante & Moran, PLLC, and the City of Kentwood. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions.

Terry Jordan is a financial advisor at OSAIC with 29 years of industry experience. He previously worked at Woodbury Financial Services for 16 years before joining OSAIC in 2024. Jordan holds the Series 63 and Series 66 credentials. Outside of his advisory role, he serves as president of an LLC and is involved in various insurance-related activities including as a licensed agent and Certified Financial Fiduciary. OSAIC Wealth, Inc. serves a diverse client base including individual, high-net-worth, pension, and institutional clients through a large network of advisers. The firm provides integrated brokerage and advisory services with portfolio construction supported by proprietary tools and offers access to multiple third-party money managers and managed account solutions.

Leonard Rowley is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 31 years of industry experience. His career includes prior roles at VOYA Financial Advisors and Cetera Wealth Services, LLC. Outside of his advisory work, he manages an apparel design business called Get Barreled Apparel. Cetera Investment Advisers LLC is a large SEC-registered firm serving individual, corporate, charitable, and institutional clients through a network of over 10,000 advisors. The firm offers a variety of portfolio management and retirement services with a multi-manager platform that includes affiliated and third-party managers, supporting both discretionary and non-discretionary account structures.

Penny Leal is a financial advisor at Raymond James Financial with 29 years of industry experience. She holds Series 63 and Series 65 designations and has worked at Wells Fargo Clearing and Ockerlund Capital & Wealth Management Group before joining Raymond James in 2019. In addition to her advisory role, she serves as a branch manager at Arcadia Capital in Holland, MI. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers tailored, non-discretionary planning and integrates advanced analytical tools to support client goals.

Curtis Lucas is a financial advisor at J.P. Morgan Securities with 19 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has also worked at JPMorgan Chase Bank, NA since 2006. He holds Series 63 and Series 65 licenses. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with affiliated brokerage and investment management capabilities.

Cheryl Wilczak is a financial advisor at Stifel with 31 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Stifel Nicolaus & Co Inc since 2008. Outside of finance, she engages in photography as a hobby, selling her photos on a limited basis. Stifel serves a broad range of clients including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment approach is based on a proprietary methodology from its Investment Strategy Group that uses forward-looking capital market assumptions and probabilistic modeling to guide asset allocation and financial planning.

Jessica Joswick is a financial advisor at Edward Jones with 21 years of industry experience. She holds a Series 66 designation and has been with Edward Jones since 2007, returning to the firm in 2024 after a brief interval. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Blake Hildenbrand is a financial advisor at Stifel with three years of industry experience and holds the Series 66 designation. Prior to joining Stifel in 2023, he worked in various roles including positions at Request Foods and LL Johns Aviation Insurance. He also operates a small business designing and selling sweatshirts locally through word of mouth. Stifel serves a broad client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm employs a proprietary methodology developed by its Investment Strategy Group to provide investment analysis and asset allocation guidance.

Thomas Stanley is a financial advisor at Robert Baird & Co. with 40 years of industry experience. He has been with Robert Baird & Co. since 1994. Outside of his advisory work, he is associated with Fitzgerald Group, a company involved in mausoleum construction. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management department, which serves individuals, corporate clients, pensions, profit-sharing plans, and charitable organizations. The firm offers financial planning, portfolio management, separately managed account programs, and brokerage services, utilizing manager-traded and model-traded strategies, tax management, and internal research including artificial intelligence tools.

Ryan Vander Galien is a financial advisor at Edward Jones with four years of industry experience. Prior to joining Edward Jones in 2022, he worked at Newell Brands and Meijer. He holds a Series 66 designation. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets, offering a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Connor Simpkins is a CFP® with eight years of industry experience, currently serving as a financial advisor at Edward Jones in Holland, MI. His career includes multiple tenures at Edward Jones, as well as roles at Buckingham Strategic Wealth, LLC and American Funds/Capital Group. Simpkins also has experience outside finance, having worked at Hop Cat and held a position at Michigan State University. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.

Tracey Clark is a CFP® professional with 14 years of industry experience, currently serving as an advisor at Raymond James & Associates since 2017. Prior to this, she worked at McLaren Investment Partners and Raymond James Financial Services, and operated Tracey J. Photography LLC from 2015 to 2021. Raymond James & Associates is a large, dually registered broker-dealer and investment adviser managing approximately $501 billion in assets. The firm serves a diverse clientele, including individuals, institutions, and municipal entities, offering a range of services such as financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Scott Deater is a financial advisor at Edward Jones with a Series 66 designation and over eight years of professional experience. Prior to joining Edward Jones in 2025, he worked at MillerKnoll for six years and held roles at GHSP and Yanfeng Automotive Interiors. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies supported by a large national network of advisors and branch offices.

Christopher Andersh is a financial advisor at Edward Jones with a Series 66 credential and four years of industry experience. His prior work includes roles at Aerotek and the United States Department of Agriculture APHIS Division. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs with various investment strategies under a fiduciary standard.

Zachary Kammeraad is a CFP® professional with five years of industry experience, currently associated with Mass Mutual Investors Services. He has worked with MassMutual Life Insurance Co since 2021 and previously spent four years at Calvin University. Outside of his advisory role, he serves as Treasurer for Egress Endurance, a nonprofit focused on helping individuals overcome addiction through sports. Mass Mutual Investors Services operates as a subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, and charitable organizations. The firm offers collaborative, annual planning engagements using firm-approved software and delivers recommendations tailored to clients' goals.

Kelsey Hosner is a financial advisor at Ameriprise with four years of industry experience. She holds a Series 66 designation and has worked at Ameriprise since 2021. Prior to advising, she gained experience at Macatawa Accounting Service and other local businesses. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and annual retirement-income planning advice, focusing on dependable income sources and tax-aware withdrawal strategies.

James Rosset is a financial advisor with Ameriprise in Holland, MI, holding Series 63 and Series 65 licenses and 15 years of industry experience. His prior work includes roles at ChoiceOne Bank, OSAIC Institutions, Inc., LPL Financial, infinex Investments, Inc., and Flagstar Bank. He also serves as Vice President of Wealth Management at ChoiceOne Bank, maintaining dual employment with Ameriprise. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, providing written recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm uses a combination of research, modeling, and algorithmic automation to generate tailored retirement income recommendations.