Bennett Gagliano is a financial advisor with Kestra Advisory who holds extensive industry experience spanning 45 years. Prior to joining Kestra in 2021, he spent two decades at Cadaret, Grant & Co., Inc. and G & C Pension Services LLC. Outside of his advisory role, he serves as president of Bennett A Gagliano Inc., focusing on the design and sale of benefit plans, and manages multiple third-party administration firms related to retirement plan services. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a broad range of institutional and individual clients. The firm offers services including plan design, fiduciary consulting, investment advice, and employee education, serving large institutional investors with assets under management of approximately $79.8 billion.

Michael Williams Jr. is a financial advisor at Valic Financial Advisors with 10 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Valic Financial Advisors since 2017, with prior experience at Pruco Securities LLC. Williams is also involved in offering non-securities insurance products through a separate business activity. Valic Financial Advisors is an SEC-registered investment adviser and FINRA-member broker-dealer serving primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm provides wrap programs, portfolio management, and financial planning services using discretionary unified managed accounts and centralized technology solutions.

Marc Rosenthal is a financial advisor with Eagle Strategies (NY Life) based in Williamsville, NY. He holds Series 63 and Series 66 registrations and has 25 years of industry experience. Rosenthal has been with Eagle Strategies since 2017 and also maintains longstanding roles with ROI Financial Group, Nylife Securities Inc., and New York Life Insurance Company. Outside of his advisory work, he serves as an officer on the board of the Kaleida Health Foundation and as a board member of the Amherst Youth Hockey Association. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to a diverse client base including individual investors and institutional sponsors. The firm offers multiple advisory program types and emphasizes tailored recommendations, with the majority of its assets managed on a non-discretionary basis.

Matthew Turco is a financial advisor with Eagle Strategies (NY Life) and holds Series 63 and Series 66 licenses. He has 26 years of industry experience, including roles at ROI Financial Group and New York Life Insurance Co. Outside of his advisory work, he owns a business selling vintage and antique items on eBay. Eagle Strategies serves a diverse client base, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisors. The firm focuses on tailored recommendations across multiple program types and maintains a predominantly non-discretionary asset management approach.

Seth Hamilton is a financial advisor at Equity Services, Inc. with eight years of industry experience. He holds the Series 66 designation and has previously worked at Cetera Investment Advisers, National Asset Management, and National Life Group. Outside of his advisory role, he is involved in tax preparation through HD Tax Solutions and serves as an agent for fixed insurance products with The Vermont Agency and NPA Financial. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm combines long-term investment strategies with options for shorter-term trading and specialized instruments, offering multiple advisory platforms and working with various third-party asset managers.

Jonathan Donatelli is a CFP® professional with 24 years of industry experience, currently with Principal Financial Services. He has held roles at Principal Securities Inc., Wealth Management Services LLC, Principal Life Insurance Company, and Uvest Financial Services Group. Outside of his advisory work, he is involved in insurance activities related to fixed life, disability income, and long-term care insurance. Principal Securities provides brokerage and registered investment advisory services to a diverse client base including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty U.S. military personnel abroad. The firm offers financial planning, retirement consulting, and access to third‑party money manager asset allocation and separately managed account solutions.

Lewis Wexler is a financial advisor at TIAA-CREF with 19 years of industry experience. He holds a Series 66 designation and has been with TIAA-CREF since 2015. Outside of his advisory role, he is the owner of a woodworking business and works as a notary public. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, and small retirement plans, often serving clients with existing relationships through TIAA retirement plans. The firm provides both model portfolio and customized portfolio management under a fiduciary standard.

Kimberly Buzyniski is a financial advisor at Key Investment Services LLC with 25 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Key Investment Services since 2016, with prior experience at LPL Financial and Uvest Financial Services Group. Key Investment Services LLC is an SEC-registered investment adviser that provides portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional plan clients. The firm uses a multi-provider model combining discretionary implementation from Envestnet with portfolio design by the Key Wealth Chief Investment Office and third-party managers, and offers various wrap-fee programs along with custodial and trade execution services.

Tyler Schmitt is a financial advisor at Hightower Advisors with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Legg Mason Investor Services, LLC and Franklin Templeton Financial Services Corp. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients. The firm’s approach emphasizes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers along with proprietary research to construct portfolios that include mutual funds, ETFs, alternative investments, and custom indexing.

Michael Hadley is a financial advisor with Principal Financial Services, holding a Series 66 designation and six years of industry experience. His background includes roles at Citigroup, Raymond James Financial Services, and Ritter Insurance Marketing. Outside of finance, he works part-time as a bookkeeper for a family-run carpentry business. Principal Securities provides brokerage and registered investment advisory services to a wide range of clients, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers financial planning, retirement consulting, and access to third-party money manager solutions, with investment implementation generally managed on a discretionary basis by those managers.

Erik Dececco is a financial advisor with Key Investment Services LLC, holding Series 63 and Series 66 credentials and 13 years of industry experience. His prior roles include positions at HSBC Bank USA, N.A. and HSBC SECURITIES (USA) Inc., where he worked for six years. He has been with Key Investment Services since 2021. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor serving individuals, trusts, estates, small businesses, and institutional plan clients. The firm offers portfolio management and model-based advisory products through a multi-provider platform, integrating resources from KeyCorp affiliates and focusing on non-discretionary investment models with optional tax and values overlays.

Kevin Donaghue is a Series 66-credentialed financial advisor with 13 years of industry experience. He has been with TIAA-CREF and TIAA since 2018 and previously worked at HSBC Bank USA for two years. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm also advises donor-advised funds and operates within a vertically integrated group that employs affiliated funds and a fiduciary standard tailored to each service.

Timothy Mckillen Jr. is a financial advisor with Lincoln Investment, holding a Series 63 designation and 16 years of industry experience. He has worked at Lincoln Investment since 2017 and previously at Legend Advisory Corporation and Legend Equities Corporation. In addition to his advisory role, he is self-employed in income tax preparation. Lincoln Investment Planning, LLC is a large enterprise firm serving a diverse client base including individuals, high-net-worth investors, trusts, charities, and retirement plans. The firm offers financial planning, portfolio management, and access to third-party managers, with investment strategies guided by an in-house Investment Management & Research team.

Marc Gleason is a financial advisor at Key Investment Services LLC with 10 years of experience in the industry. He holds Series 63 and Series 66 licenses. His career includes 17 years at KeyBank and over a decade at Key Investment Services, along with experience outside finance as a Medicare enrollment agent for Essential Solutions during non-trading hours. Key Investment Services LLC is an SEC-registered investment adviser that provides portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional clients. The firm uses a multi-provider model combining discretionary implementation and third-party strategist portfolios, offering multiple wrap programs with custodial and trade execution services.

Mallory Haseley is a financial advisor with Key Investment Services LLC, holding the Series 63 and Series 66 designations and four years of industry experience. Her background includes positions at KeyBank, as well as work in service roles at Killington Ski Resort and with Becker Farms and Vizcarra Vineyards. Key Investment Services LLC is an SEC-registered investment adviser that provides portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional plan clients through a network of financial professionals. The firm employs a multi-provider model for portfolio management and integrates with KeyCorp affiliates to offer a range of investment, banking, and advisory services.

Alex Hamill is a financial advisor with TIAA-CREF, holding Series 63 and Series 65 credentials and bringing 16 years of industry experience. He has been with TIAA-CREF since 2014. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients connected through TIAA-administered employer retirement plans. The firm’s advisory model distinguishes between one-time planning services and ongoing discretionary management, applying a fiduciary standard to its RIA services.

Gabriel Cesar is a CFP® with 10 years of industry experience, currently affiliated with Principal Financial Services. He has worked at Principal Life Insurance Company and Principal Securities, Inc. since 2016 and is a co-owner of R & G Wealth Management Group Inc. in Amherst, NY. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, and active-duty U.S. military personnel abroad. The firm offers financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions through various advisory and promoter arrangements.

Ronald Sporyz is a financial advisor with Principal Financial Services in Amherst, NY, holding the CFP® and ChFC® designations and the Series 63 license. He has 43 years of industry experience and has been with Principal Life Insurance Company since 1998, Principal Securities since 2016, and R & G Wealth Management since 2024. Outside of his advisory role, he advises on fireworks displays and coaches soccer. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individuals, retirement plans, trusts, and active-duty military personnel. The firm offers direct advisory programs, financial planning, retirement consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Daniel Aikin is a financial advisor at Key Investment Services LLC with seven years of industry experience. He holds a Series 66 designation and previously worked for the New York State Senate from 2008 to 2019. Key Investment Services LLC is an SEC-registered investment adviser that provides portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional plan clients through a large network of financial professionals. The firm employs a multi-provider model and integrates services with KeyCorp affiliates, offering both discretionary and primarily non-discretionary asset management solutions.

Alexis Switzer is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and two years of industry experience. Prior to joining Citi Group in 2025, Alexis worked at Equitable Advisors, LLC for one year and has a background that includes academic and retail roles. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm is notable for its large institutional scale, in-house research, and unique market roles such as operating as a swap dealer and futures commission merchant.