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Kevin D

Series 65

Nampa, ID

AE Wealth Management, LLC

Kevin Divecha is a financial advisor with AE Wealth Management, LLC, holding a Series 65 designation and 11 years of industry experience. He has worked at AE Wealth Management since 2023 and previously at Wealth Watch Advisors and Wealth Financial Advisory Services, LLC. Divecha is also president of DIVECHA Financial, LLC, where he is involved in insurance sales and services. AE Wealth Management is an SEC-registered investment adviser serving individual investors, retirement plan sponsors, trusts, charitable organizations, and businesses. The firm offers a platform-centered approach combining model portfolio solutions, discretionary asset management, financial planning, and consulting services.

Tax-loss harvesting Options & derivatives strategies Retirement plans for business owners (SEP, solo 401k) Self-Employed Founder/Business Owner
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Alexandra B

Series 63, Series 65

Meridian, ID

Empower Advisory Group

Alexandra Belden is a financial advisor at Empower Advisory Group with 10 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Gwfs Equities, Inc. and Tree City Advisors LLC. Outside of her advisory role, she assists with marketing and accounting at 12B Capital, a credit card and business lending company co-owned with her husband. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain retail brokerage clients. The firm integrates its services with Empower’s recordkeeping and administrative platforms, emphasizing long-term portfolio returns and annual rebalancing in its financial planning approach.

General retirement planning Retirement income strategy Social Security optimization Debt management College savings (529s, UTMA, etc.)
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Jacob H

Series 66

Eagle, ID

D.A. Davidson & Co.

Jacob Howard is a financial advisor at D.A. Davidson & Co. with 11 years of industry experience. He holds the Series 66 designation and has worked at UBS Financial Services, Merrill, and the University of Phoenix. D.A. Davidson & Co. provides investment advisory and brokerage services to a broad client base, including retirement plans, individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers a range of services such as ERISA retirement plan advisory, comprehensive financial planning, and a Private Wealth program for clients with over $20 million in net worth.

Wealth management Retirement income strategy Founder/Business Owner Executive HENRY (High Earners, Not Rich Yet) Established Professionals
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Jennifer F

Series 63, Series 65

Meridiam, ID

OSAIC Institutions, INC.

Jennifer Foster is a financial advisor with Osaic Institutions, Inc. She holds Series 63 and Series 65 credentials and has 25 years of industry experience. Her previous roles include positions at U.S. Bancorp Investments, Ameriprise, and Securities America. Foster also serves as a financial advisor for Idaho Central Credit Union. Osaic Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments, operating with a hybrid adviser and broker-dealer structure.

Annuities Tax-loss harvesting Founder/Business Owner Executive
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Melody R

Series 65

Meridiam, ID

OSAIC Institutions, INC.

Melody Royer is a financial advisor at OSAIC Institutions, Inc. with a Series 65 credential and one year of industry experience. Her prior roles include positions at ICCU, Sand Creek Capital, and various other organizations. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers a range of customized advisory services and operates with a hybrid adviser/broker-dealer structure that includes access to alternative investments and a lending marketplace.

Annuities Tax-loss harvesting Founder/Business Owner Executive
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Craig S

Series 66

Boise, ID

Independent Financial Group, LLC

Craig Spanton is a Series 66 registered advisor with Independent Financial Group, LLC in Boise, ID, bringing 27 years of industry experience. His prior roles include positions at Tricor Advisory Services, Merrill, and Wells Fargo Investments. Outside of his advisory work, he serves on the boards of several nonprofit organizations, including the Ada County Board of Community Guardians and Live Incorporated, and is President of his local Lions Club. Independent Financial Group, LLC provides investment advisory and brokerage services to individuals, high-net-worth clients, trusts, corporate and pension plans, and charitable organizations. The firm offers diversified portfolio management and financial planning using both firm- and third-party models, combining passive and active investment strategies tailored to client risk profiles.

Wealth management Active portfolio management Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Executive Retired
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Abraham C

Series 63, Series 65

Meridian, ID

OSAIC Institutions, INC.

Abraham Cecena is a financial advisor with OSAIC Institutions, Inc. and holds Series 63 and Series 65 licenses. He has nine years of industry experience, including prior roles at Ameriprise, PFG Advisors, Securities America, Equitable Advisors, Axa Advisors, and Primerica. In addition to advising, he is involved in independent insurance brokering focused on health. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments, operating with a hybrid adviser/broker-dealer structure and a platform that includes lending solutions and third-party asset managers.

Annuities Tax-loss harvesting Founder/Business Owner Executive
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David F

Series 63, Series 65

Nampa, ID

AE Wealth Management, LLC

David Fullmer is a financial advisor with AE Wealth Management, LLC, holding Series 63 and Series 65 credentials and 19 years of industry experience. He has been with AE Wealth Management since 2016 and has worked at Premier Alliance Financial Companies since 1999. Outside of his advisory role, he is involved with Premier Alliance Retirement Solutions, focusing on fixed insurance sales, and Premier Alliance Property & Casualty, which provides referral services. AE Wealth Management offers fee-based portfolio management, financial planning, and retirement-plan consulting to a diverse client base including individuals, corporations, trusts, and ERISA plan sponsors. The firm emphasizes discretionary model portfolios and supports third-party RIAs through sub-advisory and model-licensing arrangements, managing approximately $49.8 billion for over 127,000 clients.

Tax-loss harvesting Options & derivatives strategies Retirement plans for business owners (SEP, solo 401k) Self-Employed Founder/Business Owner
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Angela L

Series 66

Eagle, ID

D.A. Davidson & Co.

Angela Lam is a financial advisor at D.A. Davidson & Co. with three years of industry experience and holds a Series 66 designation. Her background includes roles at Innovation, Science and Economic Development Canada and involvement with the ConnecTra Society. D.A. Davidson & Co. provides investment advisory and brokerage services to a broad client base, including employer-sponsored retirement plans, individual investors, charitable organizations, and corporate clients. The firm operates under fiduciary standards and offers a range of services such as ERISA retirement plan advisory, financial planning, equity research, and a private wealth program for high-net-worth clients.

Wealth management Retirement income strategy Founder/Business Owner Executive HENRY (High Earners, Not Rich Yet) Established Professionals
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Clayton D

Series 63, Series 65

Meridian, ID

Empower Advisory Group

Clayton De Haas is a financial advisor at Empower Advisory Group with two years of industry experience. He holds Series 63 and Series 65 licenses and has worked with firms including RW Investment Management LLC, Bank of America, Merrill, and Family Tree Financial. Outside of his advisory roles, he has been involved with The Collector's Outpost for six years. Empower Advisory Group provides financial planning and investment management mainly to employer-sponsored retirement plan sponsors and their participants, along with Empower Premier IRA and retail brokerage clients. The firm’s services integrate with Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

General retirement planning Retirement income strategy Social Security optimization Debt management College savings (529s, UTMA, etc.)
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Robert V

Series 63, Series 66

Eagle, ID

D.A. Davidson & Co.

Robert Vorbeck is a financial advisor at D.A. Davidson & Co. with 32 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at UBS Financial Services and Piper Jaffray Inc. Vorbeck serves on the board of directors for the Bronco Athletic Association at Boise State University and the Arid Club, a nonprofit social club in Boise. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including retirement plans, individual investors, and charitable organizations. The firm offers ERISA retirement plan advisory services, comprehensive financial planning, and a private wealth program for high-net-worth clients, operating under fiduciary standards with both qualitative and quantitative investment analysis.

Wealth management Retirement income strategy Founder/Business Owner Executive HENRY (High Earners, Not Rich Yet) Established Professionals
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Bruce S

Series 63, Series 65

Nampa, ID

Empower Advisory Group

Bruce Singkhaophet is a financial advisor at Empower Advisory Group with 14 years of industry experience. He holds Series 63 and Series 65 designations. His prior work includes roles at GWFS Equities, Nationwide Investment Services Corp, Key Investment Services, KeyBank, and Transamerica. Empower Advisory Group provides financial planning and investment management primarily for employer-sponsored retirement plan sponsors and participants, delivering services through an integrated model tied to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and offers both point-in-time financial plans and optional managed account solutions.

General retirement planning Retirement income strategy Social Security optimization Debt management College savings (529s, UTMA, etc.)
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Steven A

Series 66

Meridian, ID

Principal Financial Services

Steven Alderete is a financial advisor with Principal Financial Services in Meridian, ID, holding a Series 66 designation and three years of industry experience. He previously worked at Thrivent Financial and Thrivent Investment Management. Outside of his advisory role, he serves as a worship minister at Eagle Christian Church, leading music and worship for public services. Principal Securities provides brokerage and registered investment advisory services to a wide range of clients, including individual investors, retirement plans, trusts, charitable organizations, corporations, and active-duty military personnel. The firm offers financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions through advisory programs and promoter arrangements.

Retired Founder/Business Owner
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Jason P

CFP®, ChFC®, Series 63, Series 65, Series 66

Nampa, ID

OSAIC Institutions, INC.

Jason Persinger is a CFP® and ChFC® with 23 years of industry experience. He is currently with OSAIC Institutions, INC. and has held previous roles at Infinex Investments, Inc., After School Athletics Corp, CUNA Brokerage Services, Inc., Schools First Federal Credit Union, and LPL Financial. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA plans, trusts, estates, and corporate clients through a large network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments, operating with a hybrid adviser/broker-dealer structure and a combination of discretionary and non-discretionary client arrangements.

Annuities Tax-loss harvesting Founder/Business Owner Executive
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Sandra P

Series 63, Series 66

Meridiam, ID

OSAIC Institutions, INC.

Sandra Penner is a financial advisor with Osaic Institutions, Inc. holding Series 63 and Series 66 licenses and 30 years of industry experience. Her prior work includes 15 years at Citigroup Global Markets, Inc. and Citi Private Bank, as well as time at Merrill and Banc of America Investment Services, Inc. She currently works within the OSAIC advisory network. Osaic Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments and lending solutions through a hybrid adviser/broker-dealer model.

Annuities Tax-loss harvesting Founder/Business Owner Executive
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Kurt W

Series 66

Meridian, ID

GWN Securities Inc.

Kurt Witzleben is a financial advisor at GWN Securities Inc. with 25 years of industry experience. He holds a Series 66 designation and has been with GWN Securities since 2016. He also operates the Witzleben Agency, providing insurance products including life, health, long-term care, disability, and fixed annuities. GWN Securities serves individual and corporate clients through managed account programs and financial planning, offering discretionary portfolio management and model portfolios based on asset allocation and Modern Portfolio Theory. The firm is noted for its use of market-timing and momentum-based trading strategies in certain legacy programs.

Wealth management Passive / index investing Active portfolio management Tax-loss harvesting Retirement withdrawal strategies Founder/Business Owner
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Byron S

CFA®, Series 63

Eagle, ID

Mercer Global Advisors Inc.

Byron Snider is a CFA® charterholder with 20 years of industry experience. He is currently with Mercer Global Advisors Inc. and previously worked for West Oak Capital, LLC for 22 years. Mercer Global Advisors provides investment advisory and related planning services to a diverse client base including individuals, high-net-worth families, small business owners, corporate plan sponsors, foundations, and nonprofits. The firm’s investment approach is based on Modern Portfolio Theory, emphasizing globally diversified, risk-appropriate portfolios with multi-factor tilts and employing various implementation options such as ETFs, mutual funds, separate accounts, and direct indexing.

Private / alternative investments Options & derivatives strategies ESG / Sustainable investing Concentrated stock management Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Executive Retired Women Professionals Established Professionals
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Levi D

Series 66

Meridian, ID

Money Concepts Capital Corp

Levi Dayley is a financial advisor at Money Concepts Capital Corp with 16 years of industry experience. He holds the Series 66 designation and has worked at Money Concepts FPC and Money Concepts International Inc. since 2008. He is currently based in Meridian, Idaho, and has been with FedEx Corporation since 2026. Money Concepts Advisory Service (MCAS) provides portfolio management, financial planning, and consulting services to individuals, pension and profit-sharing plans, trusts, charitable organizations, and corporations. With about 431 advisors managing approximately $3.33 billion for around 14,700 clients, the firm uses a combination of model portfolios, advisor-designed portfolios, and third-party sub-advisers, applying fundamental and technical analysis alongside modern portfolio theory to manage asset allocations and account rebalancing.

Annuities College savings (529s, UTMA, etc.) Cash flow / budgeting Retirement plans for business owners (SEP, solo 401k) Retirement income strategy Retired Founder/Business Owner Executive
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Bryan H

CFP®, Series 63, Series 65

Eagle, ID

Independent Financial Group, LLC

Bryan Hopkins is a CFP® with 24 years of industry experience, currently serving at Independent Financial Group, LLC. He also owns Hopkins & Company CPA, a full-service accountancy firm. Hopkins is actively involved in community service as the President Elect of the Eagle Kiwanis Club. Independent Financial Group, LLC provides investment advisory and brokerage services to individuals, high-net-worth clients, trusts, and institutional plans. The firm offers a range of financial planning and portfolio management solutions, combining strategic asset allocation with active and passive investment exposures.

Wealth management Active portfolio management Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Executive Retired
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Robert L

Series 63, Series 65

Boise, ID

Money Concepts Capital Corp

Robert Lane is a financial advisor with Money Concepts Capital Corp in Boise, ID, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. He has been with Money Concepts Capital Corp for a total of 16 years, with a one-year tenure at Cuso Financial Services, LP in between. Outside of his advisory work, Lane is involved in the occasional sale and marketing of Medicare Supplement Plans through Sovereign Investment Services. Money Concepts Advisory Service provides investment advisory, financial planning, and consulting services to a diverse client base, including individuals, pension plans, trusts, estates, and corporations. The firm employs model-driven and asset-allocation strategies, offering both discretionary and non-discretionary programs supported by third-party managers and technology platforms.

Annuities College savings (529s, UTMA, etc.) Cash flow / budgeting Retirement plans for business owners (SEP, solo 401k) Retirement income strategy Retired Founder/Business Owner Executive
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