Carly Ellis is a CFP® with 25 years of industry experience and has been with Robert W. Baird & Co. since 2002. She is based in Traverse City, MI. Outside of her advisory role, she is involved in managing a rental home in Williamsburg, MI. She is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management practice that serves individuals, families, pensions, corporations, and charitable organizations. The group provides tailored financial planning and portfolio management services using a mix of in-house and third-party managers with a range of investment strategies and overlays.

Megan Pegan Naylor is a financial advisor at Raymond James Financial with 11 years of industry experience. She holds the Series 66 designation and has been with Raymond James Financial Services Advisors, Inc. since 2015. Outside of her advisory role, she is an associate at Schweitzer Capital Group, LLC, where she performs general office duties. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individual, high-net-worth, institutional, and charitable clients. The firm offers tailored, non-discretionary planning and supports its clients with analytical tools and advisory programs.

Matthew Ligon is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has worked at Wells Fargo Clearing since 2016, with prior roles at Stifel and UBS Financial Services. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines in-house research and third-party analytics to offer brokerage and advisory solutions across a broad range of financial products.

Andrew Maniaci is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and 20 years of industry experience. His prior roles include positions at Cuso Financial Services, LP, SPC, and TBA Credit Union. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by extensive technology and oversight of large discretionary assets.

Wayne Olivier is a financial advisor with Wells Fargo Clearing in Marquette, MI, holding Series 63 and Series 65 licenses and 34 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2010 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. Their advisory process is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in their investment menus.

Cody Holderbecker is a financial advisor at Thrivent Investment Management with five years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Facet, Edward Jones, Brighthouse Financial, and Enterpointe Wireless. Holderbecker is based in Traverse City, MI. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofits, providing written recommendations across a range of financial planning topics. The firm delivers goal-based analyses and allows clients to combine planning with managed-account services under a consolidated billing option called “WealthPlan,” while maintaining a separation between planning and portfolio management.

Kristi Avery is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. Her prior roles include positions at For Investment Partners, Western International Securities, Inc., Financial West Group, and Kevin P. Kelly & Associates. Outside of advising, she is a commissioned notary. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, with an investment approach that includes strategic and tactical allocations as well as third-party asset management.

David Graf is a financial advisor at Cambridge Investment Research Advisors with 23 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at MML Investors Services and MassMutual. Outside of his advisory work, Graf is involved in youth soccer as a coach and referee, and he also serves as a coach for Grand Traverse Area Catholic Schools. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, employing both proprietary and third-party strategies tailored to client objectives.

Andrew Weaver is a financial advisor with Edward Jones in Traverse City, MI, holding a Series 66 designation and seven years of industry experience. He worked at Coretek Services from 2015 to 2018 before joining Edward Jones, where he has been since 2018. Outside of advising, he is a co-owner of Sugarhill Farms, LLC, involved in agricultural activities including planting, harvesting, and livestock care. Edward Jones is a full-service wealth management firm serving over four million clients, including individual and institutional investors. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment solutions supported by a nationwide network of advisors and branch offices.

Lisa Brantley is a financial advisor with Primerica Advisors in Traverse City, MI, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. She has been with Primerica Advisors since 1991 and has also worked at Communities First Inc, Cornerstone, and the Flint & Genesee Chamber of Commerce. In addition to investment advisory services, she receives compensation for sales of loan products and home security referrals through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm employs model-driven strategies managed by third-party asset managers and supports trade execution and custody through BNY Mellon Advisors and Pershing.

Rebecca Stearns is a financial advisor with UBS Financial Services in Traverse City, MI, holding a Series 66 designation and 12 years of industry experience. She worked at Morgan Stanley from 2014 to 2016 before joining UBS, where she has been since 2016. Outside of her advisory work, Stearns serves as a coach for the Frankenmuth School District and is a member of the board of directors for Impact 100 Traverse City, where she leads the Financial Review team responsible for evaluating grant applications from local nonprofits. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor investment plans to clients' goals and risk tolerances.

Daniel Mooradian is a financial advisor at Morgan Stanley with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through Financial Advisors and Estate Planning Strategies.

Lawrence Avery is a financial advisor based in Traverse City, MI, affiliated with LPL Financial. He holds a Series 66 designation and has 25 years of industry experience, including prior work at Edward Jones. Outside of his advisory role, he plays guitar in a swing band and serves on the board of trustees for a nonprofit organization. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning, asset management, and institutional platforms, supported by advanced technology and a large network of advisors.

Rebecca Teahen is a financial advisor with Robert W. Baird & Co. in Traverse City, MI, holding a Series 66 designation and four years of industry experience. Prior to joining Baird, she worked at Northwestern Michigan College for twelve years. She serves as a board member and treasurer for 20 Fathoms, a local organization, and is a limited partner in Teahen Farms LLC. Baird’s Private Wealth Management team, including the DDK Group, serves individuals, corporate clients, pensions, and charitable organizations, offering financial planning, portfolio management, and custody services. The firm employs manager-traded and model-traded SMA strategies, tax management, and internal research tools, and manages approximately $394 billion in regulatory assets as of December 2025.

Kevin Dunklow is a financial advisor with Stifel, holding a Series 66 designation and eight years of industry experience. Prior to joining Stifel in 2021, he worked at Edward Jones from 2017 to 2021 and served with the Traverse City Police Department for 13 years. He is a board member of Charlie Golf One, a nonprofit focused on affordable housing and programs for veterans in the Traverse City community. Stifel serves a diverse client base including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to support asset allocation, retirement, insurance, and estate planning analyses.

Meghan Dykstra is a CFP® professional with 21 years of experience in the financial services industry. She currently serves with Cambridge Investment Research Advisors and has held previous roles at Securities America Advisors and Securities America, Inc. She is president of the Vasa Ski Club/Raptors in Traverse City, MI, where she volunteers. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement advisory services through independent Financial Professionals, utilizing proprietary and third-party model strategies across multiple platform arrangements.

Hannah Sweeney is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and seven years of industry experience. She has been with Wells Fargo Clearing since 2018 and has held teaching positions at Ferris State University and Northwestern Michigan College. Additionally, she serves as a trustee of a family trust in Traverse City, MI. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is grounded in modern portfolio theory and includes a comprehensive investment menu that features insurance-related vehicles and bank deposit sweep options.

Kimberly Arnett is a CFP® professional with 12 years of industry experience, currently serving as a financial advisor at Edward Jones since 2013. She holds the Series 66 designation and is based in Kewadin, MI. Edward Jones is a full-service wealth management firm that serves over four million individual and institutional clients. The firm offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, supporting approximately $1.01 trillion in assets under management through a large network of financial advisors and branch offices.

Mark Remund is a financial advisor at Raymond James & Associates with 28 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at firms including Scottrade, TD Ameritrade, and Invest Financial Corporation. His current tenure at Raymond James began in 2019. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a broad client base, including individuals, institutional investors, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Maryann Shepherd is a financial advisor with Cambridge Investment Research Advisors in Traverse City, MI, holding Series 63 and Series 66 designations and 25 years of industry experience. She has been with Cambridge Investment Research Advisors and Cambridge Investment Research Inc. since 2014. Outside of her advisory role, she works as an independent insurance agent for various companies. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, utilizing multiple portfolio management platforms and a range of investment strategies.