Margaret Guzman is a financial advisor with LPL Financial in Waterbury, CT, holding Series 63 and Series 66 designations and bringing 29 years of industry experience. Her career includes roles at Wells Fargo Bank, Wells Fargo Clearing Services, and Wells Fargo Securities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Edward Graham Handley is a financial advisor with Edward Jones in Southington, CT. He holds a Series 66 designation and has 10 years of industry experience, including 11 years with Edward Jones. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies supported by a large nationwide network of financial advisors and branch offices.

Evan Centopani is a financial advisor at Mass Mutual Investors Services with three years of industry experience. He holds a Series 66 designation and has been affiliated with MassMutual Life Insurance Company since 2021. Outside of financial advising, he creates health and fitness content for a YouTube channel and serves as a coach writing nutrition and fitness protocols. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, emphasizing collaborative, goal-based planning using firm-approved software tools.

Paul Rohner is a financial advisor with Ameriprise in Bristol, CT, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that incorporate income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis, delivering personalized, algorithm-supported advice primarily for assets managed within Ameriprise.

Zachary Brown is a financial advisor at Ameriprise with a Series 66 designation and three years of industry experience. His prior roles include positions at Newport Healthcare, Labonne's Market, and the University of Connecticut. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized retirement income service that provides personalized planning and ongoing advice focused on dependable income sources and tax-aware withdrawal strategies.

Brianna Gambacini is a CFP® and Series 66-registered financial advisor with Ameriprise in Waterbury, CT, bringing two years of industry experience. Her background includes roles at Gentle Care Animal Hospital and academic positions at the University of Connecticut and North Carolina State University. She is also involved in managing her own advisory business, Honey Badger Management. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations.

Tiffany Lyga is a financial advisor at Raymond James Financial with 23 years of industry experience. She holds Series 63 and Series 65 designations and has been associated with Liberty Bank and Raymond James since 2016. Tiffany also works as a financial advisor with Liberty Bank Investment Services. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and supports municipal and public-finance advisory work through a unique affiliation with a municipal advisor.

Hannah Verdi is a financial advisor with LPL Financial in Waterbury, CT, holding Series 63 and Series 66 licenses and two years of industry experience. She previously worked at MetLife Group, Raven Capital Management, and FactSet. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers financial planning, asset management, and institutional platforms, supporting advisors with various investment strategies and technology tools.

Matthew Cole is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he works directly with clients to define their financial goals and develop portfolio strategies tailored to their needs. He provides ongoing advice and adjusts strategies as clients' circumstances evolve. Matthew's expertise encompasses general investing, retirement planning, and preparing for unforeseen life events. He emphasizes understanding what is important to each client and collaborates with them to create personalized financial plans. He holds a Bachelor's Degree from Fairfield University and has earned the Personal Investment Advisor (PIA) designation. Outside of his professional work, Matthew has interests in basketball, golfing, and soccer.

Gilbert Garceau is a financial advisor with UBS Financial Services in Torrington, CT, holding a Series 63 designation and 39 years of industry experience. He has been with UBS Financial Services since 1986. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and asset allocation models to tailor client plans.

William Micari is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has worked with Cambridge Investment Research Advisors since 2008 and previously spent 10 years at Mass Mutual Investors Services. Outside of his advisory role, he serves on the investment committees of the Main Street Community Foundation and St. Paul Catholic High School. Cambridge Investment Research Advisors serves a diverse client base including individual investors, pension funds, and charitable organizations, providing financial planning, investment management, and retirement-plan advisory services. The firm offers access to multiple platforms and third-party advisers and manages proprietary model strategies under the Founders Gate Capital brand.

Mario Giovannucci is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 39 years of industry experience. His prior roles include positions at Securities America Inc., National Planning Corporation, and Polaris Advisory Services Inc. He is also a notary public in Bristol, CT. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of advisory and brokerage services including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Zakary Cianciolo is a financial advisor at Mass Mutual Investors Services with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Mass Mutual Investors Services and Mass Mutual Life Insurance Company since 2015. Outside of his advisory role, he is involved in the restaurant and bar industry as a co-owner and silent partner in several businesses. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative annual financial planning engagements using firm-approved tools and supports various event-driven planning services such as divorce and estate settlement.

Brooke Hourigan Bertholf is a financial advisor with Mass Mutual Investors Services, holding a Series 66 credential and 26 years of industry experience. Her career includes positions at Metlife Securities and Metropolitan Life Insurance from 2001 to 2017, followed by roles at Mass Mutual Investors Services and Massmutual Life Insurance Co since 2016 and 2017 respectively. Outside of her advisory work, she is an insurance agent focusing on various insurance products and a co-owner of an LLC for investment properties. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning, asset management, and educational seminars to individuals, business owners, and organizations. The firm structures financial planning as an annual, collaborative process using firm-approved tools and offers specialized services including event-driven planning such as divorce and estate settlement.

Louis Follo is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and over 42 years of industry experience. He has been with LPL Financial and its predecessor firms since 1994. Outside of his advisory role, he is involved in non-variable insurance sales. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supporting advisors with both proprietary research and third-party strategies.

Althea Mortensen is a financial advisor at Ameriprise with a Series 66 designation and five years of industry experience. Her prior work history includes roles at Mount Holyoke College and UMass Amherst. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Richard Caruso is a financial advisor with Cambridge Investment Research Advisors who holds nearly four decades of industry experience. He has worked at Cambridge Investment Research Advisors since 2018 and previously spent nine years at Ohanesian/Lecours, Inc., in addition to long-term roles with Connecticut Mutual Life Insurance Company and Tracy, Driscoll Co., Inc. He is also an independent insurance agent for various companies through Tracy-Driscoll and Co. Cambridge Investment Research Advisors serves a diverse client base that includes individual investors and institutional clients such as pension and charitable organizations. The firm provides financial planning, investment management, retirement-plan advisory, and wrap-fee programs, operating through thousands of professionals and managing a multi-billion dollar asset base.

Annette Hassan is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and bringing 27 years of industry experience. She has worked at LPL Financial since 2011 and has been affiliated with Webster Investment Services, Inc. since 2008. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

David Mulhall is a financial advisor with LPL Financial in Middlebury, CT, holding a Series 66 designation and 21 years of industry experience. He previously worked at UBS Financial Services from 2005 to 2007 before joining Linsco/Private Ledger Corp. and continuing with LPL Financial since 2007. He is also a CPA and provides seasonal tax preparation along with non-variable insurance sales, including health, life, disability, and long-term care insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by various investment approaches and operational tools.

Daniel La Rosa is a financial advisor at Ameriprise in Cheshire, CT, holding a Series 66 designation. He began his advisory career at Ameriprise in 2025 after completing four years of college and eight years of prior experience in education. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning with a data-driven, tax-aware approach. The firm’s recommendations utilize internal research and third-party tools within a defined investment universe tied to affiliated product offerings.