Steven Francione is a financial advisor with Guardian Wealth Partners, LLC in Red Bank, NJ. He holds the Series 65 and Series 63 designations and has two years of industry experience. Prior to joining Guardian Wealth Partners, he worked at several firms including Park Avenue Securities, Guardian Life Insurance Company, and Northeast Financial Network. Guardian Wealth Partners, LLC, doing business as Park Avenue Investment Advisory, serves individual investors, trusts, corporations, and employer-sponsored retirement plans. The firm provides discretionary investment management through wrap-fee programs, fee-based financial planning, business exit consulting, and retirement plan services, utilizing model portfolios and third-party managers across multiple platforms.

Vincent D'albora is a financial advisor at B. Riley Wealth Advisors, Inc. with 20 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at National Securities Corporation. B. Riley Wealth Advisors, Inc. manages approximately $7.03 billion in client assets through about 274 advisors and serves individuals, high-net-worth clients, charitable organizations, corporations, and retirement plans. The firm offers a broad range of advisory programs and financial planning services, utilizing multiple program structures and third-party sub-advisers.

Michael Brennan is a CFP® professional with 30 years of experience in financial services, currently serving at Calton & Associates, Inc. since 2012. He has prior experience with RMR Wealth Builders, Inc. in 2022. Outside of advising, he is active as a licensed real estate agent with Weichert Realtors and an independent insurance agent selling fixed insurance products. Calton & Associates serves individual investors, retirement plans, trusts, and estates, offering portfolio management, financial planning, retirement plan consulting, and access to third-party money managers. The firm provides tailored investment recommendations with discretionary and non-discretionary management options and operates various program structures including firm-managed wrap programs and separate account platforms.

Ryan Hostnik is a financial advisor with Garden State Investment Advisory Services, LLC, holding Series 63 and Series 65 licenses and over 10 years of industry experience. He has worked at several firms, including Allied Wealth Partners, Cetera, and Mass Mutual Investors Services. Hostnik also engages in fixed insurance sales as an agent and broker through multiple organizations. Garden State Investment Advisory Services, LLC provides personalized investment advisory services to individuals, high-net-worth clients, trusts, estates, corporations, and other business entities. The firm manages approximately $674 million in client assets and serves a diverse client base through a multi-advisor team using discretionary portfolio management with a mix of fundamental, technical, and third-party research.

Robert Fradella is a financial advisor with Prosperity - An EisnerAmper Company, holding Series 63 and Series 65 licenses and having two years of industry experience. His prior work includes roles at EisnerAmper Wealth Management & Corporate Benefits, Coastal Pension Services, and Consulting Actuaries Inc. Prosperity - An EisnerAmper Company serves individuals, trustees, estates, retirement plans, and business entities, providing financial planning, portfolio management, retirement-plan advisory, and consulting. The firm emphasizes asset allocation and diversification, offering both discretionary and non-discretionary management, often utilizing third-party independent managers and model portfolios.

Paul Kuleska is a financial advisor with Santander Securities LLC and holds a Series 66 designation. He has nine years of industry experience and has previously worked at PNC Investments, Capital One Advisors, and Cetera Investment Services among other firms. Outside of his advisory role, he assists with maintenance of a rental property owned by his spouse. Santander Securities LLC serves a broad retail client base with approximately $3.14 billion in regulatory assets under management across about 10,800 client relationships. The firm provides investment advisory services, portfolio management through wrap-fee programs, and access to securities-based lending and insurance products.

Clayton Fillian is a financial advisor at Verity Asset Management with two years of industry experience. He holds a Series 65 designation and has worked at Verity since 2023. In addition to his advisory role, Fillian is an insurance agent involved with Teacher's Pension and Insurance Services, Inc., and participates as a partner in New Jersey Public Employee Educators, LLC, a marketing agency focused on educating public employees about pensions, Social Security, life insurance, and annuities. Verity Asset Management is an SEC-registered investment adviser that provides discretionary portfolio management, model portfolio services, retirement-plan advisory, and financial planning to individual, corporate, and institutional clients. The firm employs a model-driven investment process emphasizing tactical asset allocation across multiple asset classes, combining fundamental, technical, and qualitative analysis, and offers both internally managed specialty models and third-party manager models.

Ruth Arriaza is a financial advisor with Vanderbilt Advisory Services and holds a Series 66 designation. She has four years of industry experience and has been with Vanderbilt Securities, LLC since 2017. Outside of her advisory role, she serves as Administration Committee Chair at Nuevas Fronteras Presbyterian Church and is a member of the Finance Committee for The Presbytery of the Northeast New Jersey. Vanderbilt Advisory Services serves a diverse client base including individuals, charitable organizations, trusts, estates, businesses, and retirement plans. The firm’s investment approach combines strategic asset allocation with fundamental, technical, and charting analysis, offering both discretionary and non-discretionary portfolio management alongside financial planning and consulting services.

Ashwini Ahluwalia is a CFP® professional with 35 years of industry experience, currently serving at Prosperity Capital Advisors. Prior to joining Prosperity Capital Advisors, Ashwini was affiliated with ONETEAM FINANCIAL LLC, M HOLDINGS SECURITIES, Inc., and Atlas Advisory Group. Ashwini is involved in social security planning and financial professional training programs. Prosperity Capital Advisors provides financial planning, consulting, and discretionary investment management to a diverse client base, including individual investors, corporate clients, charitable organizations, and retirement plan sponsors. The firm employs a model-driven, multi-sleeved investment approach utilizing core risk-based portfolios and specialized strategies across mutual funds, ETFs, and alternative solutions.

Michael Bohlinger is a financial advisor at Leo Wealth, LLC with 22 years of industry experience. He holds the Series 66 designation and has worked previously at Olden Lane Securities, LLC. Leo Wealth serves individuals, trusts, foundations, pension and profit-sharing plans, and corporate clients with portfolio management, financial planning, and fiduciary services. The firm employs a combination of ETF-based models and systematic single-stock strategies to construct diversified, risk-tiered portfolios.

Andrew Bernal is a financial advisor with Santander Securities LLC, holding Series 63 and Series 65 licenses and 14 years of industry experience. He has worked with Santander Securities and Santander Bank since 2014. Santander Securities LLC provides investment advisory and related services to a diverse client base, including individual investors, corporations, charitable organizations, retirement plans, and other institutional clients. The firm offers various wrap-fee advisory programs and financial planning services, delivering investment advice through a managed-account platform with third-party managers and centralized compliance and reporting.

Peter Lynch is a financial advisor with Sound Income Strategies, LLC, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. He has worked at several firms including Kansas City Life, MerCap Securities, and Cetera Advisors, and he owns The Lynch Financial Group, through which he provides advisory and insurance services. In addition to his advisory work, he is a CPA offering tax consulting and manages a fixed insurance business. Sound Income Strategies serves a diverse client base including individuals, corporate and pension clients, other registered advisors, and retirement plans. The firm emphasizes fixed-income and income-oriented strategies, combining fundamental and technical analysis, and provides a range of services including asset management, financial planning, insurance planning, and ETF sub-advisory.

Alec Seccafico is a financial advisor at Alexander Capital Wealth Management LLC with five years of industry experience. He holds Series 63 and Series 65 licenses and has worked at JPMorgan Chase Bank, N.A., and J.P. Morgan Securities LLC since 2022. Outside of his advisory role, he serves as an independent contractor for Alexander Capital Insurance Agency LLC. Alexander Capital Wealth Management LLC provides portfolio management services to individual and high-net-worth clients through discretionary and non-discretionary accounts, primarily via wrap-fee programs. The firm manages approximately $212.1 million in discretionary assets and employs a combination of cyclical, technical, and fundamental analysis in its investment process.

Adam Rubin is a financial advisor at Integrity Advisory Solutions with one year of experience in the industry. He also serves as an attorney at Levine, Furman & Rubin, LLC, where he has worked since 2012. Rubin holds a CPA designation and participates in nonprofit activities as a board member for both the Alzheimer's Association Greater New Jersey Chapter and the Senior Citizens Activities Network. Integrity Advisory Solutions serves individuals, trusts, estates, corporations, and other business clients through a network of approximately 100 independent advisors, managing around $1.1 billion in client assets. The firm offers portfolio management, financial planning, retirement plan consulting, and other services, employing a range of investment approaches with ongoing client portfolio monitoring and reviews.

Nuzhat Naz Khan is a financial advisor with Santander Securities LLC, holding Series 63 and Series 65 credentials and 10 years of industry experience. She has been with Santander Securities since 2015 and has worked at Santander Bank, NA since 2004. Khan is also a notary public in Manalapan, NJ. Santander Securities LLC provides investment advisory and related services to a diverse client base, including individual investors, corporations, charitable organizations, and institutional clients. The firm offers wrap-fee advisory programs and financial planning services, delivering investment advice through a managed-account platform that utilizes third-party investment managers and centralized implementation.

Scott Sari is a CFP® with 33 years of industry experience, currently serving at Garden State Investment Advisory Services, LLC since 2004. He has also been associated with Garden State Securities, Inc. since 1998. Outside of his advisory role, he owns Garden State Insurance Agency, Inc. Garden State Investment Advisory Services, LLC offers personalized investment advisory services to individuals, high net worth clients, trusts, estates, corporations, and other business entities through a multi-advisor team. The firm employs various analytical methods and provides portfolio management, financial planning, and consulting services both directly and via third-party arrangements.

Anthony Degregorio Jr. is a CFP® professional with 38 years of industry experience, currently serving at LaSalle St. Investment Advisors, L.L.C. He previously worked at American Portfolios Financial Services for 14 years. Outside of advising, he owns a tax preparation and accounting practice and volunteers as an accountant and advisor for a nonprofit organization, providing tax preparation and fundraising support. LaSalle St. Investment Advisors offers personalized fee-based financial planning and investment supervisory services to individuals, trusts, estates, pension and profit-sharing plans, charitable organizations, and small businesses. The firm provides both non-discretionary and discretionary management programs, utilizing asset-allocation models and a diversified mix of investment vehicles.

Joseph Schultz is a CFP® certificant with 31 years of industry experience, currently working at HBKS Wealth Advisors. He previously spent 11 years at Ladenburg Thalmann & Co. Inc. HBKS Wealth Advisors serves individuals, retirement plans, and institutional clients by providing personalized investment management, financial planning, and pension consulting. The firm employs tailored portfolios managed on a discretionary basis and offers a broad range of strategies without specializing in any single investment area.

Steven Melchiorri is a ChFC® with 24 years of industry experience, currently serving as a financial advisor at Chelsea Advisory Services, Inc. He previously worked at OneAmerica Securities and American United Life, as well as The ON Equity Sales Company and Ohio National Financial Services. Outside of advisory work, Melchiorri conducts free financial literacy workshops on social security and Medicare through the American Financial Education Alliance. Chelsea Advisory Services provides financial planning, investment advisory, and consulting services to individuals, trusts, and corporate entities. The firm employs a fundamental, long-term investment approach, managing diversified portfolios primarily on a discretionary basis while integrating its advisory services with affiliated broker-dealer and custody platforms.

John Banks is a financial advisor with Garden State Investment Advisory Services, LLC, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been associated with Garden State Securities, Inc. since 2008. Outside of his advisory role, he coaches youth hockey in his local community. Garden State Investment Advisory Services, LLC provides personalized investment advisory services to individuals, high-net-worth clients, trusts, estates, corporations, and other entities. The firm manages approximately $674 million in client assets and offers discretionary portfolio management through a multi-advisor team, employing a mix of fundamental, technical, and third-party research.