Tyler Miller is a Series 66 licensed advisor with Merrill, based in New Windsor, NY, and has two years of industry experience. Prior to his current role, he held positions at Bank of America and several retail companies. He is also the owner of a clothing business called LeapYear. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Adam Gartside is a financial advisor at OSAIC with six years of industry experience. He holds a Series 66 designation and previously worked at Pinnacle Investments, LLC and Valic Financial Advisors. In addition to his advisory role, he has been involved in a painting and construction business for over a decade. OSAIC serves a diverse client base including individual investors, retirement plans, charities, and corporate clients, offering both brokerage and advisory services through a multi-advisor platform. The firm’s investment approach utilizes model-based asset allocation and portfolio optimization, supporting a range of managed account strategies and third-party manager selections.

Thomas Gorman is a CFP®-credentialed financial advisor with 34 years of industry experience, currently affiliated with Raymond James Financial. He has been with Raymond James Financial Services Advisors, Inc. since 2015 and operates as an independent contractor providing investment and retirement planning advice. Outside of his advisory duties, he has authored material, though this activity is presently limited. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, institutions, and charitable organizations. The firm emphasizes tailored, non-discretionary planning using analytical tools and supports its clients through various advisory programs and institutional consulting services.

Alexandra Lasky is a Series 66-registered financial advisor with LPL Financial, based in Wappingers Falls, NY. She has two years of industry experience, including roles at Hudson Valley Credit Union and Globex International Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services through a large network of representatives, utilizing model portfolios, third-party subadvisors, and customized strategies.

Trevor Zamudio is a financial advisor at OSAIC with a Series 66 designation and less than one year of industry experience. His prior work includes roles at Focused Wealth Management, Leo's Pizzaria, Mount Saint Mary College, and Southern Dutchess Country Club. OSAIC Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and model-based portfolio management. The firm is notable for its scale, complex affiliate network, and diverse investment solutions.

Thomas Geoghegan is a CFP® professional with 11 years of industry experience, currently affiliated with Edward Jones since 2014. He holds a Series 66 designation and is based in Beacon, NY. Outside of his advisory role, he manages Geoghegan Holdings, LLC, an LLC related to a rental property in Arizona. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of investment and advisory services. The firm manages approximately $1.01 trillion in assets and operates through a nationwide network of over 23,700 financial advisors.

Robert Greenwald is a financial advisor at J.P. Morgan Securities with 38 years of industry experience. He holds Series 63 and Series 65 licenses and has been with J.P. Morgan Securities since 2012, also working at JPMorgan Chase Bank since 2007. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting within a non-discretionary program. Its advisory process integrates quantitative and qualitative research and includes capabilities in derivatives and commodities through broader regulatory registrations.

Dawn Sweed is a financial advisor with Cetera, holding a Series 63 designation and nine years of industry experience. She has worked with Cetera and its affiliates since 2017 and has additional experience at Walden Savings Bank since 2015. Outside of finance, she has been involved with Royalty Dry Cleaning Inc. for over two decades. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, retirement plans, corporate and charitable organizations, and institutional accounts. The firm offers diverse portfolio management and consulting services through a multi-manager platform combining affiliated and third-party strategies, managing over $256 billion in assets across more than 10,000 advisors.

Keith Preston is a financial advisor at Cetera with 35 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Prudential Insurance Company of America and Woodbury Financial Services. Outside of his advisory work, he spends time on creative writing, focusing on fiction screenwriting and novels. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a range of portfolio management and consulting services, employing a multi-manager platform with discretionary and non-discretionary program options.

Matthew Keegan is a financial advisor with Thrivent Investment Management in Beacon, NY, holding Series 65 and Series 63 licenses and eight years of industry experience. He has been with Thrivent Financial and Thrivent Investment Management since 2018 and previously worked at the Center for Physical Therapy from 2015 to 2018. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive written recommendations on various financial topics without implementation. The firm combines holistic, goal-based analyses with managed-account options through its WealthPlan program, while maintaining separate planning and portfolio management services.

Yehuda Flohr is a financial advisor with Cetera, holding a Series 63 designation and 37 years of industry experience. He has been with Cetera and its affiliated entity, Cetera Wealth Services, LLC, since 2013. Outside of his advisory role, he operates as an independent insurance agent specializing in disability, life, accident, health, long-term care, and group medical insurance. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers various portfolio management and financial planning services, utilizing a multi-manager platform with discretionary and non-discretionary options across multiple program structures.

Jason Pucci is a financial advisor at Raymond James & Associates with 32 years of industry experience. He holds Series 63 and Series 65 designations and has been with Raymond James since 2014. He serves on the investment committee for the SUNY Orange Foundation, reviewing advisors for the foundation's investments in an unpaid capacity. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving individuals, institutions, pension plans, and charitable organizations. The firm offers financial planning and non-discretionary investment consulting, utilizing various portfolio management styles and in-house research, and is notable for its municipal advisory services and extensive affiliate network.

Austin Schweitzer is a financial advisor at Edward Jones in Fishkill, NY, holding a Series 66 designation with seven years of industry experience. He has been with Edward Jones since 2018, following prior roles at Foresters Financials and The Builder Development. Outside of his advisory role, he is a partner in a real estate development project involving a small subdivision. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including various types of households, pension plans, corporate clients, and charitable organizations. The firm manages over $1 trillion in assets and provides a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated investment products under a fiduciary standard.

Chase Smith is a financial advisor at OSAIC with 11 years of industry experience. He holds a Series 63 designation and has worked previously at RBT Wealth LLC, Securities America Advisors, Cerity Partners LLC, and Lebenthal & Co., LLC. He is a partner and financial advisor at RBT Wealth, where he manages daily activities for a wealth management division partnering with a CPA firm. OSAIC Wealth serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services with an investment process focused on model-based asset allocation, portfolio optimization, and multiple program options delivered through an extensive multi-advisor platform.

Michael Decker is a financial advisor with Primerica Advisors in Goshen, NY, holding a Series 63 designation and possessing 10 years of industry experience. He has been with PFS Investments Inc. since 2016 and with Primerica Financial Services since 2014. Outside of his advisory roles, Decker is involved with Rock Hill Tax Service, LLC as a tax preparer. Primerica Advisors sponsors and manages a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm operates at scale with nearly 3,700 advisors and approximately $15.5 billion in assets under management, offering model-delivery strategies supplemented by discretionary separately managed account options.

Brendynn Kelly is a financial advisor at LPL Financial with a Series 66 designation and one year of industry experience. Prior to joining LPL Financial, Kelly worked for Stop and Shop for eleven years and is also associated with Hudson Valley Credit Union. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Vivian Rentas is a financial advisor with J.P. Morgan Securities, holding Series 66 and Series 63 licenses and bringing 16 years of industry experience. She has been with J.P. Morgan Securities since 2012 and concurrently has experience at JPMorgan Chase Bank since 2010. She serves as a board member for her condominium community. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s non-discretionary program emphasizes written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and incorporating ESG eligibility criteria.

James Santangelo is a CFP® professional with 18 years of industry experience, currently serving at OSAIC since 2008. He holds the Series 66 designation and is based in Fishkill, NY. His activities include providing financial planning and consulting, with a focus on college expense planning as part of the overall financial planning process. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients. The firm utilizes a multi-advisor platform offering brokerage and advisory services with an investment process centered on model-based asset allocation, portfolio optimization, and a variety of managed account strategies.

Matthew Caruso is a financial advisor with LPL Financial in Fishkill, NY, holding CFP® and ChFC® designations and over 21 years of industry experience. He has worked at LPL Financial since 2024 and previously spent 14 years at Cambridge Investment Research and three years at Equitable Advisors. Outside of his advisory work, he is the sole member of RWH Holdings, LLC, a business entity for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolios, and access to third-party asset managers, with advice delivered primarily by investment adviser representatives using a mix of discretionary and non-discretionary strategies.

Nancy Wright is a financial advisor with Primerica Advisors in Goshen, NY, holding the Series 63 designation and over 21 years of industry experience. She has been with Primerica Advisors and Primerica Financial Services since 2004. In addition to her advisory role, she is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm employs model-delivery strategies managed by unaffiliated asset managers and offers a range of investment approaches supported by BNY Mellon Advisors and Pershing for trade execution and custody.