Christina Paul is a CFP® with over 32 years of experience in the financial services industry. She has been with Morgan Stanley since 2009, including her current role at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and provides planning services that emphasize client implementation while generally acting in an advisory capacity.

Robert Trismen is a financial advisor at J.P. Morgan Securities with 40 years of industry experience. He holds a Series 63 designation and has been with J.P. Morgan Securities since 2006 and JPMorgan Chase Bank, N.A. since 2010. Outside of his advisory role, he oversees an alpaca farm business that sells fiber. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines institutional advisory capabilities with affiliated brokerage, distribution, and investment management functions.

Steven Knapp is a financial advisor at Equitable Advisors with 28 years of industry experience. He has held his current role since 1999 and previously worked with AXA Advisor, LLC for 21 years. He holds Series 63 and Series 65 designations. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, offering both advisory and brokerage/insurance channels to implement client recommendations.

Alexander Morphet is a financial advisor with Thrivent Investment Management, holding Series 63 and Series 65 credentials and 17 years of industry experience. His prior roles include positions at Infinex Investments, Rhinebeck Bank, Hudson Valley Fed Credit Union, and LPL Financial. Outside of his advisory work, Morphet serves as an activities coordinator at Mirror Lake Retreat, an officer for Hudson Valley Bridge Builders, and treasurer for Friends of Seniors. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive planning across various financial topics using goal-based analyses and modeling tools. The firm supports combining planning with managed-account services under a consolidated billing option called “WealthPlan” but does not provide institutional portfolio management or discretionary trading authority for its Dedicated Planning Service.

Thomas Murphy Jr. is a financial advisor at Merrill with 13 years of experience and holds the Series 66 designation. He has worked at Merrill since 2013 and at Bank of America, N.A. since 2014. Outside of his advisory role, he serves as a trustee of a nonprofit organization. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Richard Marr is a Wealth Management Advisor with Merrill Lynch Wealth Management. He began his career as a financial advisor in 1997 and has dedicated himself to understanding financial markets and assisting clients in managing their finances to achieve stability and purpose. He holds a Bachelor's Degree from Antioch College and a Master's Degree from the University of Chicago. In 2018, Richard earned the CERTIFIED FINANCIAL PLANNER™ (CFP®) certification and is also recognized as a Personal Investment Advisor (PIA). Richard speaks English and Chinese. Beyond his professional work, Richard is involved in community organizations including the Citizens Climate Lobby and the Rhinebeck Rotary. He balances his financial expertise with his interest in art, contributing to his approach in investing and planning.

Christopher Stala is a Financial Solutions Advisor at Merrill Lynch Wealth Management. In his role, he focuses on understanding clients’ unique perspectives and priorities to help develop personalized financial strategies. He works with clients to pursue a range of goals including investing, retirement planning, funding education, managing healthcare costs, and addressing family long-term objectives. Christopher provides ongoing advice and guidance based on clients’ evolving needs and connects them with specialists at Bank of America for services such as banking, credit, home financing, and small business solutions. He emphasizes clear communication and transparency to simplify the complexities of wealth management. He holds a Bachelor's Degree from Columbia University and a Master of Business Administration from the Kellogg Graduate School of Management.

Denise Bolte is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. She has worked at Wells Fargo Clearing since 2016, following seven years with Wells Fargo Advisors LLC. Outside of her advisory role, she owns and operates a beekeeping business in Staatsburg, NY. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering a range of services including investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm uses an IPS-driven approach based on modern portfolio theory and acts as an ERISA fiduciary when providing investment advice.

Mauro Parra is a financial advisor with LPL Financial, holding a Series 66 credential and one year of industry experience. His prior roles include positions at Hudson Valley Federal Credit Union, Banker's Life Conseco, and Equitable Advisors, LLC. Outside of finance, he worked with Catholic Charities Community Services for five years. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a wide range of financial planning and advisory services, including discretionary and non-discretionary management supported by research and model portfolios.

Philip Meltzer is a CFP® professional with 23 years of experience in the financial industry. He has been with Wells Fargo Advisors since 2013. Outside of his primary role, he is involved with Meltzer & Hill Wealth Advisory LLC and Meltzer Asset Management Inc., both investment-related ventures. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, including cash-flow, retirement, education, risk and wealth-transfer planning, as well as specialized services like business-owner transition and special-needs analysis.

Sarah Cuozzo is a financial advisor with Morgan Stanley in Poughkeepsie, NY, holding Series 63 and Series 66 credentials and bringing 10 years of industry experience. She has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley since 2018, with prior experience at LPL Financial and National Planning Corporation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets, utilizing structured discovery processes and firm-approved tools such as Monte Carlo simulations to model financial outcomes.

Steven Dawson is a financial advisor with LPL Financial in Kingston, NY, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has been with Linsco/Private Ledger Corp. since 2000. Steven also maintains a DBA under the name Safety Harbor Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management along with research from internal and third-party sources.

Michael Ferraro is a financial advisor with Ameriprise Financial Services LLC, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. He worked at Senate Securities for 21 years before joining Ameriprise in 2021. Ferraro serves on the board of directors for the Mental Health Association of Ulster County. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Narinder Bains is a financial advisor at LPL Financial with 30 years of industry experience. He has been with LPL Financial since 2009 and holds Series 63 and Series 65 licenses. His outside activities include involvement in non-variable insurance products such as whole life, universal life, term life, long-term care, health, and disability insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, with access to model portfolios and research from both internal and third-party sources.

Shaheen Soltankhah is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been working as a Financial Advisor since 2011, beginning his career with Merrill. Shaheen focuses on providing targeted and comprehensive financial advice and portfolio management strategies tailored to each client's individual needs. His areas of expertise include institutional consulting, defined benefit and contribution plan services, managing new wealth, retirement planning, small business strategies, socially responsible investing, tax minimization, and retirement income. He holds a Bachelor's Degree in Business Economics from the State University of New York College at Oneonta. Shaheen has earned several professional designations, including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). As a lifelong member of the Hudson Valley community and a native of Kingston, he maintains a strong commitment to the success of his community and neighbors. Outside of his professional role, Shaheen enjoys music, reading, spending time with his family, traveling, and watching movies.

James Rishel is a financial advisor with LPL Financial who holds Series 63 and Series 65 registrations and has 34 years of industry experience. He previously spent 22 years at Cadaret, Grant & Co., Inc. In addition to his advisory work, he is a CPA offering tax preparation and accounting services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by in-house research and third-party subadvisors.

Max That is a financial advisor at J.P. Morgan Securities with six years of industry experience. He holds Series 63 and Series 66 credentials. Outside of his advisory role, Max is a class instructor and brand ambassador for Caffeine Academy, a DJ and music production trade school. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors.

Matthew Giorgi is a financial advisor with LPL Financial who holds a Series 63 designation and has 20 years of industry experience. He has been with LPL Financial since 2006. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a wide range of advisory programs, retirement plan consulting, and brokerage services with both discretionary and non-discretionary management options.

Joshua Stratton is a financial advisor with Ameriprise Financial Services, LLC and holds a Series 66 credential. He has 19 years of industry experience, including 15 years at LPL Financial. In addition to his advisory work, Stratton serves as a board member of TEG Federal Credit Union and is employed by Marist College. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing planning advice focused on retirement income, utilizing proprietary investment research and third-party data.

Lisa Vedder is a Senior Financial Advisor with Merrill Lynch Wealth Management. She focuses on creating personalized wealth management strategies that align with her clients' individual financial goals. Utilizing insights from Merrill and solutions from Bank of America, she develops flexible plans to navigate changing market conditions. Lisa holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA). She earned her High School Diploma from Roosevelt High School. Committed to the Merrill tradition of community involvement, she dedicates time to volunteering with local organizations.