Kathleen Roth is a CFP® with 47 years of industry experience currently affiliated with J.W. Cole Advisors, Inc. She previously worked with OSAIC, American Portfolios Financial Services, Inc., and Cambridge Investment Research Advisors, INC. In addition to her financial advisory work, Roth serves as an authorized facilitator for Moving Forward for Women, a support organization for widows. J.W. Cole Advisors operates a large network of independent investment adviser representatives and offers fee-based portfolio management, financial planning, and retirement plan services to individuals, high-net-worth clients, and institutions. The firm employs a variety of investment strategies and platforms, including discretionary and non-discretionary account management, digital advice, and third-party manager models.

Christopher Opper is a financial advisor with Kestra Advisory Services, LLC, holding the ChFC® designation and a Series 66 license. He has 22 years of industry experience and serves as a financial advisor and Director of Research at Regent Financial Group. His career includes roles at Kestra Investment Services, LLC and Regent Financial Group, with involvement in investment advisory services and insurance recommendations as part of client financial plans. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse client base, including plan sponsors, institutional, and individual investors. The firm offers services such as fiduciary consulting, plan-level investment advice, and employee education, and manages approximately $79.8 billion in assets with a focus that includes large institutional clients and pooled employer plan arrangements.

Alejandro Bruno is a financial advisor with Principal Financial Services in Rochester, NY, holding a Series 66 designation and two years of industry experience. Before joining Principal, he worked at Equitable Advisors, LLC for two years and spent nine years at Apple Inc. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty U.S. military personnel outside the United States. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Matthew Castine is a CFP® with seven years of industry experience, currently serving as a financial advisor at J.W. Cole Advisors, Inc. since 2019. Prior to joining J.W. Cole, he worked at Cambridge Investment Research Advisors and Paychex Inc. He also provides tax preparation and bookkeeping services, holding a registered PTIN and EFIN with the IRS. J.W. Cole Advisors is an SEC-registered investment adviser serving individuals, charities, corporations, and retirement plans through a national network of over 400 independent investment adviser representatives. The firm offers portfolio management, fee-based financial planning, and access to multiple managed account solutions, with investment decisions implemented on discretionary or non-discretionary bases.

Robert Delisanti is a financial advisor with Private Advisor Group, LLC, holding Series 65 and Series 66 licenses and 24 years of industry experience. He previously worked at American Portfolios Financial Services for 14 years and Equitable Advisors for one year. Outside of his advisory practice, Mr. Delisanti serves as a Varsity Basketball Coach and Boys Biddy Basketball Director for Honeoye Central School. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans with portfolio management, financial planning, retirement plan consulting, and access to various managed account solutions. The firm’s fiduciary-based model combines client goal assessments with portfolio management or manager selection, utilizing a range of strategies and technology platforms.

James Traylor is a ChFC® financial advisor with Hornor, Townsend & Kent, LLC in Rochester, NY, where he has worked since 2014. He has 18 years of industry experience and also holds Series 63 and Series 65 licenses. In addition to his advisory role, Mr. Traylor is president of Rivent Partners, Inc., a life insurance brokerage specializing in financial planning and consulting for clients with special needs. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through advisory programs, financial planning, and retirement plan consulting. The firm operates as both an SEC-registered adviser and FINRA-member broker-dealer, offering custody, execution, and brokerage services alongside investment advice.

Robert Morse is a financial advisor with Commonwealth Financial Network, holding CFP® and ChFC® designations along with Series 65 and 66 licenses. He has 25 years of industry experience, including 14 years at American Portfolios and more recent roles at OSAIC and Angelo Planning Group. His activities include fixed insurance sales conducted at his branch location. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their retail and institutional clients, providing a range of advisory programs, wealth management, and retirement plan consulting. The firm supports affiliated advisors with operations, trading, technology, investment management, compliance, and practice-management services.

Mark Fitch is a financial advisor with Lincoln Investment in Rochester, NY, holding a Series 63 designation and 41 years of industry experience. He previously worked at Legend Advisory Corporation and Legend Equities Corporation, with tenures spanning from 1994 to 2019. Fitch is also the owner of farm land in Perry, NY. Lincoln Investment Planning, LLC is a large enterprise advisory and broker-dealer serving a diverse client base, including individuals, high-net-worth investors, trusts, charities, and retirement plans. The firm offers financial planning, portfolio management, and consulting, supported by an in-house Investment Management & Research team that develops strategic model portfolios and adaptive investment strategies.

Jesse Siegfried is a financial advisor with Citizens Securities, Inc. in Rochester, NY, holding Series 63 and Series 65 licenses and having two years of industry experience. Prior to joining Citizens Securities, he worked at Citizens Bank and Field and Stream. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering both investment advisory programs and brokerage and insurance services. The firm provides a digital advisory program managed with SigFig and a Managed Account program, operating as a broker-dealer and insurance agency.

Steven Luan is a financial advisor at Allworth Financial, L.P. in Rochester, NY, with one year of industry experience. He holds a Series 65 designation and previously worked at High Falls Advisors, Inc., JB Hunt, and Wells Fargo Advisors. Allworth Financial is a fee-based SEC-registered adviser serving individuals, qualified retirement plans, trusts, estates, and corporate clients. The firm employs customized portfolio strategies, including core-satellite and defined-outcome ETFs, and utilizes both discretionary and non-discretionary management approaches.

Paul Stack is a financial advisor with Steward Partners Investment Advisory, LLC, holding Series 63 and Series 66 credentials and six years of industry experience. He previously worked at Ameriprise for five years and served over three decades at East Irondequoit Central School District. Outside of advisory work, he owns a tax preparation business and serves on the board of the Irondequoit Public Library Foundation. Steward Partners Investment Advisory, LLC is an SEC-registered, enterprise-scale RIA managing approximately $36.7 billion in assets. The firm serves individuals, including high-net-worth clients, as well as institutional clients, offering a range of portfolio management and financial planning services through both proprietary and third-party solutions.

Robert Vay is a Series 65 licensed financial advisor with 14 years of industry experience. He has worked at Allworth Financial, L.P. since 2026 and previously spent 20 years at High Falls Advisors, LLC. Allworth Financial is a fee-based SEC-registered adviser serving individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm employs customized portfolio strategies, including model allocations and specialized approaches such as Buffered Equity ETFs and options overlays, and is notable for its ownership structure and specialized Airline division.

Timothy Pelcher is a financial advisor at Key Investment Services LLC with 34 years of industry experience. He has held his current role since 2016 and holds Series 63 and Series 65 licenses. Outside of his advisory work, he is a co-owner of a real estate rental property. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various advisory programs, including wrap-fee, model portfolios, and separately managed accounts. The firm emphasizes client-directed investment decisions supported by ongoing monitoring and due diligence, and operates within the KeyCorp group with connections to banking and capital markets affiliates.

William Nelkin is a financial advisor at TIAA-CREF in Rochester, NY, with 27 years of industry experience. He holds Series 63, 65, and 66 licenses and has been with TIAA-CREF since 2016. Nelkin serves on the Finance Committee of Jewish Family Service of Rochester, where he has held various leadership roles including Board President. TIAA-CREF’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often working with clients connected to TIAA-administered employer plans. The firm combines model portfolio management with customized portfolio options under a fiduciary standard and also acts as adviser to a donor-advised fund.

Robert Dornan is a financial advisor with Commonwealth Financial Network in Rochester, NY, holding Series 63 and Series 65 registrations and bringing 16 years of industry experience. His prior work includes fourteen years at American Portfolios Financial Services and more recent roles at OSAIC and Angelo Planning Group. Dornan is also an owner of Dornan Wealth Management, LLC, and co-owner of ADF Wealth Management, LLC. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser supporting a national network of approximately 2,900 advisors and managing over $212 billion in client assets. The firm provides a range of managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

James Mc Bride is a financial advisor with Allworth Financial, L.P. in Rochester, NY, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. His prior roles include positions at Leigh Baldwin & Co., LLC and High Falls Advisors, Inc. He serves as Executive Director of the Bulrush Foundation and acts as a trustee to various trusts. Allworth Financial is a fee-based SEC-registered adviser serving individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm offers customized portfolios with a variety of model strategies and employs third-party sub-advisers when appropriate.

Constantine Kitrinos is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 65 credentials and 19 years of industry experience. He has worked at Private Advisor Group since 2016, previously with LPL Financial and M&T Securities. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, offering both discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting. The firm provides access to proprietary and third-party managed account solutions and employs a fiduciary-based advisory model using various investment strategies and technology platforms.

John Conquest is a financial advisor with Lincoln Investment and holds a Series 63 designation. He has 32 years of industry experience, including prior roles at Legend Advisory Corporation and Legend Equities Corporation. He serves as a board member for the Hoselton Foundation, a charity organization. Lincoln Investment Planning, LLC is a large enterprise advisory and broker-dealer that serves a diverse client base, including individuals, high-net-worth investors, trusts, charities, and retirement plans. The firm uses an in-house Investment Management & Research team to develop model portfolios and strategies, while many client relationships remain advisor-led and non-discretionary, with Lincoln acting as a fiduciary for ERISA and retirement advice.

Mason Mondo is a financial advisor with Key Investment Services LLC, holding Series 63 and Series 65 credentials and one year of industry experience. Prior to joining Key Investment Services, he worked with KeyBank and Bankers Life Securities, Inc. Outside of finance, he has experience with Hunger & Thirst Group and T.C. Hooligans. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various advisory programs, including wrap-fee models, separately managed accounts, and brokerage and insurance products. The firm emphasizes client-directed model selection and provides ongoing monitoring, while also offering access to third-party discretionary managers and comprehensive supervisory oversight.

Tristan Ierlan is an advisor with Commonwealth Financial Network holding a Series 66 designation and no prior industry experience. His background includes collegiate and professional athletics, having played for the Toronto Rock and the Premier Lacrosse League, as well as a decade-long involvement with Face Off Factory. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser that supports a national network of approximately 2,900 advisors, offering a range of managed account programs, third-party asset manager access, and comprehensive back-office services.