Joseph Parks is a financial advisor at Sage, Rutty & Co., Inc. in Rochester, NY, holding Series 63 and Series 66 licenses with eight years of industry experience. His prior roles include positions at Ameriprise Financial Services, Inc., Axa Advisors LLC, and Zenetex LLC / LTM LLC. Sage, Rutty & Co., Inc. serves individual and institutional clients, including pension and profit-sharing plans, through advisory, financial planning, and wrap-fee platforms. The firm manages approximately $3.9 billion in assets across 8,685 accounts and offers a range of program structures and custodial relationships, supporting both discretionary and non-discretionary account management.

Mary O'brian is a financial advisor at Alera Investment Advisors, LLC with four years of industry experience. She has worked at The Waterford Group, LLC since 2011 and joined Alera Investment Advisors in 2025. Alera Investment Advisors provides investment management, financial planning, and retirement plan advisory services to a diverse client base including individuals, families, businesses, and institutions. The firm employs a mix of internal and external managers to construct portfolios with a long-term focus and offers comprehensive services for retirement plans, including ERISA-related advisory and participant education.

David Pulcini Jr. is a CFP® professional with 22 years of industry experience, currently serving as an advisor at RFG Advisory, LLC and its dba Sixpoint Financial Partners since 2022. His prior experience includes roles at American Portfolios Advisors, Inc. and Axa Advisors, LLC. Outside of his advisory work, he owns a consulting business focused on branding and marketing. RFG Advisory is a multi-team registered investment adviser with approximately 178 advisors managing around $8 billion for over 17,000 clients, including individuals, high-net-worth households, trusts, retirement plans, and institutional accounts. The firm employs a mix of actively managed and passive strategies, direct indexing, and tax-aware approaches, and offers access to proprietary models, alternative investments, and annuity management.

Robert Bartolotta is a financial advisor at Novem Group with 36 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at American Portfolios Advisors, Inc. and other firms prior to joining Novem Group in 2012. Bartolotta serves as the board president of the Novem Foundation, a nonprofit entity that donates to charitable causes, and is a board member of Briarwood of Eastpointe, a homeowners association. Novem Group provides portfolio management and financial planning services to individual and high-net-worth clients, pension and profit-sharing plans, charitable organizations, and government entities. The firm employs a range of investment strategies including fundamental, cyclical, and technical analysis, and offers a wrap fee program alongside referrals to third-party money managers.

David Mack is a financial advisor at ValMark Advisers, Inc. with 16 years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at firms including J.P. Morgan Securities and Penn Mutual Life Insurance Co. Outside of his advisory role, he coordinates Plan LLC, a registered service advisor focused on client servicing and investment activities. ValMark Advisers provides investment advisory and financial planning services to individuals, high-net-worth investors, retirement plan sponsors, and institutional clients. The firm employs a diversified, goal-based investment approach utilizing proprietary and third-party platforms, with oversight from an investment committee and integration of manager programs and strategist portfolios.

Justin Cuvelier is a financial advisor with Ashton Thomas Securities, LLC in Rochester, NY, holding Series 63 and Series 66 licenses and 15 years of industry experience. He has been with Excel Securities & Associates Inc since 2013. Ashton Thomas Securities serves individuals, business entities, trusts, estates, and charitable organizations, managing approximately $1.72 billion for around 2,600 clients. The firm offers discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting, utilizing a range of investment options and ongoing account reviews.

Douglas Parker III is a financial advisor with Sage, Rutty & Co., Inc. in Rochester, NY, holding Series 63 and Series 65 licenses and having 38 years of industry experience. He has been with Sage, Rutty & Co., Inc. since 1996. Parker serves on the Board of Trustees for Hope Hall School and is a fundraising board member for the MCC Foundation. Sage, Rutty & Co., Inc. serves individual and institutional clients, including pension and profit-sharing plans, through advisory, financial planning, and wrap-fee platforms. The firm manages approximately $3.9 billion in assets across a range of program structures and custodial relationships, offering both discretionary and non-discretionary portfolio management and comprehensive financial planning.

Thomas Froehlich is a financial advisor with Novem Group in Rochester, NY, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has previously worked at American Portfolios Advisors, Inc. and American Portfolios Financial Services, Inc., and he is the owner of Froehlich Financial Group, Ltd., which provides insurance services. Novem Group offers discretionary and non-discretionary investment supervisory services and financial planning to a diverse client base including individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and government entities. The firm employs a combination of fundamental, cyclical, and technical analysis with tailored investment strategies guided by individualized Investment Policy Statements.

Neil Frood III is a financial advisor at Sage, Rutty & Co., Inc. with 23 years of industry experience. He holds Series 65 and Series 66 designations and has been with Sage Rutty since 2001. Outside of his advisory role, he operates a sole proprietorship as an attorney. Sage Rutty & Co., Inc. serves individual and institutional clients, including pension and profit-sharing plans, offering advisory, financial planning, and wrap-fee platforms. The firm manages approximately $3.9 billion in assets across 8,685 accounts with 45 advisors and utilizes a range of investment approaches including fundamental, technical, and cyclical analysis.

Frederick Minges is a financial advisor at ESL Newco I, LLC with 10 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Alesco Advisors LLC for 16 years before joining his current firm. ESL NewCo I, LLC, operating as Alesco Advisors, provides investment management, financial planning, and consulting services primarily to institutions and high-net-worth individuals. The firm employs fundamental analysis and quantitative modeling, commonly recommending index-based mutual funds and ETFs, and serves approximately 468 clients with about $4.81 billion in regulatory assets under management.

Joel Forsyth is a financial advisor at Modern Wealth Management, LLC with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Mutual of America Securities LLC, Mutual of America Life Insurance Company, and Bank of America. Modern Wealth Management, LLC is a multi-team SEC-registered investment adviser that manages approximately $10.9 billion in assets through about 94 advisors. The firm provides discretionary and non-discretionary investment management, financial planning, and modular services to individuals, high-net-worth clients, trusts, estates, and employer-sponsored retirement plans, supported by a centralized Investment Committee and a combination of model portfolios and third-party managers.

Dana Vosburgh is a CFP® with 11 years of industry experience, currently serving as a financial advisor at Manning & Napier Advisors, LLC. He has been with the Manning & Napier organization since 2013, including roles at both the advisory and investor services divisions. In addition to his advisory work, Vosburgh is an adjunct professor at Nazareth College. Manning & Napier Advisors, LLC provides investment advisory services primarily to pooled vehicles and institutional clients, including pension plans and government entities, while also managing separately managed accounts and offering fiduciary retirement plan services. The firm employs a team-based, strategy-specific investment process combining top-down and bottom-up analysis and is affiliated with an in-house trust company and broker-dealer.

Andrew Kalinowski is a financial advisor with Lifemark Securities Corp. in Rochester, NY, holding a Series 63 designation and over 53 years of industry experience. He has been with Lifemark since 1985 and also works as an independent insurance agent specializing in life, long-term care, and disability insurance. Additionally, he serves as a board director of DMG, an insurance marketing organization. Lifemark Securities Corp. provides fee-based investment advisory and financial planning services primarily to individual investors and retirement plan sponsors, offering various managed account programs tailored through risk assessments and managed on discretionary or non-discretionary bases.

Lee Wilson is a financial advisor at Arkadios Wealth Advisors in Rochester, NY, holding a Series 66 license with two years of industry experience. Prior to joining Arkadios in 2022, he worked at Stanley Security and The Bonadio Group. Outside of advising, he is an investor in multi-family real estate through Cora Sandord LLC. Arkadios Wealth Advisors provides investment and wealth management services to individuals, trusts, businesses, and retirement plans, offering customized investment plans supported by an internal portfolio team and a mix of managed accounts, third-party managers, and financial planning.

Hope Duncan is a financial advisor at Sage, Rutty & Co., Inc. with a Series 66 designation and no prior industry experience. Before joining Sage Rutty, she worked in various roles including at Michigan State University and St. Ann's Community at Cherry Ridge. Sage Rutty & Co., Inc. serves individual and institutional clients through advisory, financial planning, and wrap-fee platforms, managing approximately $3.9 billion in regulatory assets across 8,685 accounts. The firm offers multiple program structures and custodial relationships, providing both comprehensive planning and portfolio management with a mix of discretionary and non-discretionary services.

Curt Ehrlich is a financial advisor with Sage, Rutty & Co., Inc. in Rochester, NY, holding Series 65 and Series 66 licenses and bringing 23 years of industry experience. He has been with Sage, Rutty & Co. since 2005. Sage, Rutty & Co., Inc. serves individual and institutional clients, including pension and profit-sharing plans, offering advisory, financial planning, and wrap-fee platforms. The firm manages approximately $3.9 billion in assets across more than 8,600 accounts and employs various analysis methods and program structures to deliver both comprehensive planning and portfolio management services.

Stephen Howles is a CFP® professional with 12 years of industry experience. He is currently an executive financial advisor at Modern Wealth Management, LLC and previously worked at LPL Financial and Beltz, Ianni & Associates. Outside of his advisory role, he is a partner in BIA Consulting, LLC, a business entity unrelated to investment activities. Modern Wealth Management, LLC is a multi-team SEC-registered investment adviser managing approximately $10.9 billion in assets. The firm serves individuals, high-net-worth clients, trusts, estates, and employer-sponsored retirement plans through discretionary and non-discretionary investment management, financial planning, and modular services.

Matthew Magee is a financial advisor at Sage, Rutty & Co., Inc. with three years of industry experience. He holds a Series 66 designation and has previously worked at Wiley Edge, Morgan Stanley Distribution, Inc., and J.P. Morgan Chase & Co. Sage, Rutty & Co., Inc. serves individual and institutional clients, including pension and profit-sharing plans, offering advisory, financial planning, and wrap-fee platforms. The firm manages approximately $3.9 billion in regulatory assets across 8,685 accounts and provides both comprehensive planning and portfolio management through multiple program structures and custodial relationships.

Robert Mezzio is a financial advisor with Capital Analysts in Rochester, NY, holding a Series 63 license and 25 years of industry experience. His prior roles include positions at Lincoln Investment, Legend Advisory Corporation, and Legend Equities Corporation. Outside of his advisory work, he is involved in assisting Medicare-eligible individuals with selecting Medicare Advantage plans through independent contracting and ownership of RJM Wealth Management Inc. Capital Analysts serves a diverse client base including individuals, high-net-worth investors, trusts, and corporate clients, offering both discretionary and non-discretionary portfolio management. The firm utilizes an in-house investment team and proprietary screening processes, working closely with Lincoln Investment and Pershing/BNY to provide a range of advisory services.

Alexander Stuver is a financial advisor with Wealthcare Advisory Partners LLC, holding a Series 66 designation and seven years of industry experience. His work history includes roles at LPL Financial, FocalPoint Wealth Management, and Paychex Insurance Agency. Outside of his advisory work, he has worked as a delivery driver for DoorDash. Wealthcare Advisory Partners LLC provides investment advisory and financial planning services to individuals, high-net-worth clients, trusts, estates, retirement plans, charitable organizations, and businesses. The firm employs a goals-based advising discipline supported by proprietary software and quantitative metrics, integrating both passive and active investment strategies along with dynamic rebalancing.