Nicolas Chaparro is a Financial Advisor at Merrill Lynch Wealth Management. In this role, he provides clients with financial advice and services tailored to their individual needs. Nicolas holds a Bachelor's Degree from West Virginia University. Further details about his experience, expertise, or personal interests are not provided.

Alexander Riley is affiliated with Hornor, Townsend & Kent, LLC and holds credentials as a CPA with over 10 years of experience in accounting and consulting through his ownership of Riley Rodzianko & Company. He joined Hornor, Townsend & Kent in 2025. Outside of his advisory role, he provides accounting, bookkeeping, and tax preparation services. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans with advisory services implemented primarily on a non-discretionary basis. The firm utilizes a range of investment approaches including asset allocation, diversification, and fundamental and technical analysis.

John Paul Debard is a financial advisor with PNC Wealth Management in Bethlehem, PA, holding Series 63, 65, and 66 licenses and bringing 30 years of industry experience. He has been with PNC Investments since 2011. Outside of his advisory role, he is the owner of Soul Shaker Records, LLC. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital discretionary model account that uses algorithmic risk assessment and implements investment strategies via mutual funds and ETFs with annual rebalancing.

Nicholas Roselli is a financial advisor at Primerica Advisors with two years of industry experience. He holds a Series 66 designation and has prior work experience with Guardian Life Insurance Company and Shipt. Outside of his advisory role, he has worked as a Shipt shopper. Primerica Advisors serves a broad retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers both transaction-based brokerage and fee-based advisory services, employing a range of investment strategies through proprietary and third-party portfolios.

Gregory Russo is a financial advisor at Truist Advisory Services with 30 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. Prior to joining Truist, Russo worked at BB&T Securities and BB&T Investment Services. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations, utilizing a combination of discretionary manager relationships and third-party platforms to deliver its investment solutions.

Michael Engler Jr. is a financial advisor at Hornor, Townsend & Kent, LLC with nine years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at firms including Penn Mutual Life Insurance Company, Park Avenue Securities, Guardian Life Insurance Company, AXA Advisors, LLC, and Paychex Inc. Engler is involved in multiple insurance brokerage ventures and serves as co-chairman of the Lehigh Valley Business Group, which facilitates community resource awareness. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement consulting. The firm operates as both a registered investment adviser and broker-dealer, delivering a range of investment management and brokerage services supported by third-party asset manager relationships.

Daniel Fratantoro is a CFP® professional with eight years of industry experience, currently affiliated with Commonwealth Financial Network since 2022. His prior roles include positions at KMJ Financial Group, American Portfolios Financial Services, Mutual of Omaha, and StrengthsBase, Inc. Outside of advisory work, he is co-owner of Pinnacle Tax Associates, LLC, where he provides tax preparation services, and operates an accounting and bookkeeping sole proprietorship as a CPA. Commonwealth Financial Network serves a national network of approximately 2,950 advisors, offering advisory programs and services including wealth management, retirement plan consulting, and access to third-party asset managers. The firm provides operational, compliance, technology, and investment management support, enabling advisors to deliver customized portfolio solutions under Commonwealth’s supervision.

Arthur Smith is a financial advisor with Lincoln Investment in Bethlehem, PA, holding Series 63 and Series 65 licenses and possessing 21 years of industry experience. He has worked at firms including LPL Financial, QNB Bank, and Investment Professionals Inc. Outside of his advisory role, he manages a short-term rental business, hosting and overseeing bookings for a sailboat in Key West. Lincoln Investment serves a diverse client base including individuals, high-net-worth clients, charitable organizations, and employer-sponsored retirement plans, with a particular focus on educators and 403(b)/457(b) participants. The firm offers financial planning, retirement plan advice, and both advisor-managed and firm-managed portfolio solutions, employing a mix of strategic and tactical investment approaches supported by an in-house Investment Management & Research team.

Mark Strunk Jr is a financial advisor with PNC Wealth Management, holding a Series 66 designation and 14 years of industry experience. His career includes multiple roles within PNC Investments and PNC Bank, along with brief periods at Fidelity Deposit and Discount Bank and LPL Financial. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital offering that uses algorithm-driven risk assessment to implement portfolios with mutual funds and ETFs.

Travis Bolton is a financial advisor at Truist Advisory Services with 19 years of industry experience. He holds the Series 63 and Series 66 designations. His career includes roles at BB&T and its related entities since 2016, continuing through the firm's transition to Truist. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm combines discretionary manager relationships and non-discretionary consulting, supported by third-party platform arrangements and AI-enabled equity research tools.

Daryl Woodring is a financial advisor with Janney Montgomery Scott, holding Series 63 and Series 65 licenses and bringing 49 years of industry experience. He has been with Janney Montgomery Scott since 2012. Outside of his advisory role, he works as a high school football and basketball referee, officiating approximately 35-40 games annually. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing about $110 billion in client assets. The firm serves individuals, families, trusts, estates, corporations, retirement plans, charitable organizations, and municipal clients, offering brokerage, financial planning, consulting, and multiple wrap/advisory programs.

John Olson is a CFP® and Series 66 designated financial advisor with 22 years of industry experience, currently with Janney Montgomery Scott since 2003. He is based in Allentown, PA. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and investment adviser managing approximately $110 billion in client assets. The firm serves a diverse clientele, including individuals, families, trusts, corporate and retirement plan sponsors, and charitable organizations, providing brokerage services, financial planning, consulting, and various advisory programs.

Kevin Kennedy is a financial advisor at Hornor, Townsend & Kent, LLC with 21 years of industry experience. He has been with Hornor, Townsend & Kent since 2012 and also works with Penn Mutual Life Insurance Company. Kennedy participates in the 1847 Phil Raymond Charitable Foundation, a nonprofit supporting the development of financial professionals. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a network of advisers, offering advisory programs, financial planning, and retirement plan consulting. The firm combines advisory and broker-dealer services and employs a range of third-party asset manager relationships to tailor investment strategies for clients.

Patricia Weir is a financial advisor at Commonwealth Financial Network with 12 years of industry experience. She holds a Series 66 designation and has previously worked at Merrill, Morgan Stanley Smith Barney LLC, and Raymond James & Associates, Inc. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and support services, including wealth management, retirement plan consulting, and access to discretionary model portfolios managed by its Investment Management and Research team.

Matthew Young is a financial advisor at Fidelity with a Series 66 credential and six years of industry experience. His work history includes roles at Fidelity Brokerage Services, MML Investors Services, Mass Mutual, and Axa Advisors, among others. Outside the financial sector, he has experience working in education and the food service industry. Matthew is part of Strategic Advisers LLC, a Fidelity Investments company that offers investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio construction. The firm combines proprietary research with quantitative and algorithmic methods and serves multiple registered investment companies and intermediary platforms.

Donald Marano is a financial advisor with Morgan Stanley in Allentown, PA, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. He has been with Morgan Stanley since 2013 and has worked at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by advanced analytical tools.

Brett Poling is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and four years of industry experience. His prior work includes roles at ADP and Wells Fargo Advisors. He has also been involved with OxyFit Gym and Moravian University during earlier stages of his career. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages substantial assets and offers a variety of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Jennifer Thompson is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and having five years of industry experience. Her prior work includes roles at Cadaret Grant & Co., Inc., Royal Alliance Associates, Inc., Valor Wealth Management, and MML Investors Services. Outside of finance, she was involved with Pink Entourage Salon from 2014 to 2018. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, supported by model portfolios, research, and technologies including machine learning.

Tiffany Nguyen is a financial advisor at Merrill with eight years of industry experience. She holds the Series 66 designation and has worked at Merrill since 2018 after four years at Wells Fargo Bank, NA. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm combines internal and third-party investment management and supports trading, account administration, and custody.

Michael Moore is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he has been advising clients since 2000. He holds the CERTIFIED FINANCIAL PLANNER™ (CFP®) designation awarded by the Certified Financial Planner Board of Standards. In his role, Michael partners with individuals and families to develop and implement comprehensive financial strategies tailored to their unique financial and life objectives. His approach involves a defined process focused on addressing clients' short- and long-term goals across areas such as investment portfolio development, education funding, retirement income strategies, and life and long-term care insurance. Michael collaborates closely with clients' other trusted advisors, including attorneys and accountants, to manage tax, trust, charitable, and estate planning matters. He conducts periodic reviews to ensure that client strategies remain aligned with evolving goals and life changes. His areas of focus include education planning, family wealth management, legacy and philanthropic planning, liquidity management, retirement income, special needs planning, portfolio management, and tax minimization. Michael earned his bachelor's degree from Virginia Tech, where he studied international affairs, political science, and economics. He also completed the Financial Planning Certificate program through Virginia Commonwealth University’s School of Business. Michael resides in Loudoun County with his wife and son.