Robert Berkowitz is a financial advisor with Mass Mutual Investors Services, holding Series 65 and Series 63 licenses and three years of industry experience. He previously worked at NYLIFE Securities LLC and New York Life Insurance Company for three years and spent sixteen years at East Stroudsburg University. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using collaborative, software-supported approaches to help clients with a range of event-driven and ongoing planning needs.

Laura Dunn is a financial advisor with Merrill in Wilkes Barre, PA, holding Series 63 and Series 66 credentials and 18 years of industry experience. Her prior roles include positions at Bank of America, EI Capital Distributors, and CION Securities. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and institutional entities.

Armando Sallavanti is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and six years of industry experience. He has worked with Mass Mutual Life Insurance Company since 2020 and facilitates a consulting group of financial advisors through his ownership of Sallavanti Consulting LLC. Sallavanti also has a background in education, with ongoing roles at Kings College and prior work in the Old Forge School District. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of services including financial planning, asset management, and educational seminars, utilizing firm-approved tools to develop written client recommendations.

Eric Hosie is a CFP®-certified financial advisor with 36 years of industry experience, currently affiliated with LPL Financial in Wilkes-Barre, PA. His prior experience includes roles at M&T Securities and Citizens Securities, Inc. He also serves as an adjunct professor at the University of Scranton. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services through a broad network of advisers, utilizing model portfolios, third-party subadvisors, and customized strategies.

Arthur Baird is a financial advisor at LPL Financial with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at firms including Cetera, Voya Financial Advisors, and PNC Wealth Management. Outside of his financial career, he has been involved with The Lion Brewery. LPL Financial is a national broker-dealer and registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services utilizing model portfolios, third-party subadvisors, and customized strategies.

Mark Lynn is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and 40 years of industry experience. He has worked at LPL Financial since 2019 and previously was with Woodbury Financial Services and Equitable Advisors. Outside of his advisory role, he has involvement in a real estate rental activity in Clarks Summit, PA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Dana Ward is a financial advisor at LPL Financial with 15 years of industry experience. He holds Series 63 and Series 65 licenses. Prior to joining LPL Financial in 2025, he worked at Bednarz Financial Group from 2014 and Cadaret, Grant & Co., Inc. from 2011. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of financial planning, model portfolio programs, third-party asset management access, and institutional platforms, supporting investment advisers with research, operational tools, and a broad spectrum of investment strategies.

Brandy Ralston is a financial advisor at Morgan Stanley in Wilkes Barre, PA, holding a Series 66 designation with three years of industry experience. Prior to joining Morgan Stanley in 2022, she worked at UGI Utilities, Johnson Controls, and Bank of America. Outside of her financial advisory role, she serves as an officer involved in fundraising and administrative activities at Bear Creek Community Charter School. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, focusing on tailored financial planning supported by firm-approved tools and methodologies.

Michael Oresick Jr. is a CFP® professional with 25 years of industry experience, currently affiliated with LPL Financial. His prior roles include positions at Wells Fargo Advisors, Janney Montgomery Scott, and SEI Investments. In addition to his advisory work, he serves as an instructor for Crestwood Area Community Education. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment solutions, utilizing various portfolio strategies and technology tools to support its network of over 22,800 advisors.

Laura Kuhn is a financial advisor at Morgan Stanley with 18 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley Smith Barney LLC since 2009. Outside of her advisory work, she is involved in caregiving for a person with a disability. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs and financial planning services that utilize structured processes and firm-approved tools.

Matthew Atiyeh is a financial advisor at Mass Mutual Investors Services with five years of industry experience. He holds the Series 66 designation and has worked at MML Investors Services and Mass Mutual Life Insurance Company since 2020. Prior to his advisory career, he was involved in the restaurant business and worked at Kutztown University. Mass Mutual Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, utilizing firm-approved software and collaborative annual planning processes.

Kevin Krugel is a financial advisor with Ameriprise in Wilkes Barre, PA, holding Series 63 and Series 65 designations and bringing 31 years of industry experience. He has been with Ameriprise and its affiliate since 2005. His prior business interests include ownership of several non-investment-related entities that have since been closed or dissolved. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary, written recommendations, supported by a centralized consulting team and emphasizing assets held in Ameriprise-managed accounts.

James Kresge is a financial advisor with LPL Financial in Clarks Summit, PA, holding Series 63 and Series 65 licenses and possessing 27 years of industry experience. His prior roles include positions at Sagepoint Financial, Inc., OSAIC, and AIG American General Life Insurance Company. Outside of his advisory work, Kresge serves as a firefighter with Eynon Sturges Hose Company #3 and is the founder of the AbingtonB2B Networking Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plans, banks, trust companies, and institutions through a large network of investment adviser representatives. The firm offers a range of financial planning and investment management services, leveraging both proprietary and third-party strategies supported by advisor-focused technology.

William Stella is a Wealth Management Advisor with Merrill Lynch Wealth Management. He is a CERTIFIED FINANCIAL PLANNER® practitioner on the Koehl, Youngman, Levy and Rosenthal Wealth Management Group, a team based in Wilkes-Barre. The team focuses on building client relationships and providing support tailored to each client's unique financial goals and values. They offer services such as investment management, liquidity event strategies, trust and estate planning, customized credit and lending, and philanthropy, leveraging Merrill's resources alongside their collective experience. Will received both his Bachelor of Science Degree in Accounting and his Master of Business Administration from the University of Scranton, completing the dual degree within five years. He holds the CERTIFIED FINANCIAL PLANNER® certification and the Personal Investment Advisor designation. Will joined Merrill in 2015 and serves as a Relationship Manager and investment committee member for his group, contributing to client strategies based on factors like risk tolerance and market conditions. He is a graduate of the Leadership Wilkes-Barre Core Program and serves on the boards of the Cody Jude Barasse Memorial Foundation and the St. Joseph’s Center Foundation.

Robert Glycenfer is a Series 66-licensed financial advisor with Mass Mutual Investors Services, where he has worked since 2017. He has eight years of industry experience and has been with MassMutual Life Insurance Co since 2012. In addition to his advisory role, he provides education on student loan debt management through LoanOwl. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, wrap and money-manager programs, and educational seminars.

Joshua Murphy is a financial advisor at Cetera with three years of industry experience. He previously worked at Avantax Advisory Services and PwC and is a partner at Murphy Group CPA PLLC, a CPA firm providing tax and accounting services. He is also involved in a commercial real estate holding company managing leasing and property oversight. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services, operating as a multi-manager platform with access to various investment strategies and custodial relationships.

Elizabeth Saba is a financial advisor at Wells Fargo Advisors with Series 66 credentials and two years of industry experience. Her prior roles include positions at Wells Fargo Clearing and Executive Edge Inc. Outside of her advisory work, she holds a partial ownership interest in a commercial office space investment. Wells Fargo Advisors Financial Network offers investment and financial planning services to individuals, trusts, and institutions, providing a wide range of planning options supported by firm research and tools.

Jordan Ubertini is a Senior Financial Advisor and the founder and leader of The Ubertini Group, a boutique wealth management team within Merrill Lynch Wealth Management. He has been working in wealth management since 2007 and develops personalized strategies for multi-generational families, entrepreneurs, corporate executives, and founders. Jordan and his team also provide investment consulting services for nonprofit organizations and institutional retirement clients using philanthropic solutions and retirement benefits platforms offered by Merrill and Bank of America. His expertise includes managing key wealth events such as liquidity events, business transitions, concentrated equity positions, and asset and value transfers to the next generation. Jordan also leads the practice's institutional consulting work, advising nonprofit organizations, foundations, and corporate retirement plan sponsors on investment policy, governance, manager selection, and fiduciary oversight. He holds the Chartered Retirement Planning Counselor™ (CRPC™) designation and the Certified Plan Fiduciary Advisor® (CPFA®) designation. Jordan earned a Bachelor of Science in Finance with a minor in International Business Studies from the University of Delaware's Alfred Lerner College of Business and Economics. He has held leadership roles in his community, including as past President of the Honesdale Rotary, board member of the Honesdale Area Jaycees, and current director of the Wayne Highlands Little League. He lives in Northeastern Pennsylvania with his wife and four children.

Terry Swartzentruber is a financial advisor with Morgan Stanley in Scranton, PA, holding a Series 66 designation and possessing 26 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and concurrently with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools such as Global Investment Committee return estimates and Monte Carlo simulations as part of its advisory process.

Elizabeth Cordiano is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 16 years of industry experience. She has been with Wells Fargo Clearing since 2016, following a brief tenure at WELLS FARGO Advisors, LLC earlier that year. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.