Gregory Dale Jr. is a financial advisor with T. Rowe Price Advisory Services, Inc. in Owings Mills, MD. He holds Series 63 and Series 66 licenses and has seven years of industry experience, all with T. Rowe Price except for prior employment at Best Buy. Outside of his advisory role, he works as a notary public and delivers goods for DoorDash. T. Rowe Price Advisory Services offers a retirement-focused advisory program combining nondiscretionary financial planning and discretionary investment management, primarily serving individual investors and households. The firm uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, employing tax-aware rebalancing and Monte Carlo simulations for retirement income planning.

Adam Kwiatkowski is a financial advisor at T. Rowe Price Advisory Services, Inc. with 10 years of industry experience. He holds Series 63 and Series 66 designations and has worked exclusively with T. Rowe Price since 2015. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory program that combines nondiscretionary financial planning, retirement income planning, and discretionary investment management. The firm serves individual investors and households, implementing portfolios exclusively with selected T. Rowe Price mutual funds and ETFs using a goals-based approach and advanced tax-aware strategies.

Michael Novak is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 63 and Series 66 licenses and has 11 years of industry experience, including over a decade with T. Rowe Price. T. Rowe Price Advisory Services, Inc. offers retirement-focused financial planning and discretionary investment management to individual investors and households. The firm utilizes model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, combining goals-based planning with online tools and financial advisor support.

Dalkeith Thomas is a financial advisor at T. Rowe Price Advisory Services, Inc. with one year of industry experience. His background includes roles at T. Rowe Price Investment Services, Family Dollar Stores Inc, Bank of Jamaica, and the University of the West Indies. T. Rowe Price Advisory Services provides retirement-focused financial planning and investment management to individual investors and households, using model portfolios invested in proprietary T. Rowe Price mutual funds and ETFs with a combination of nondiscretionary planning and discretionary management.

Kyle Miller is a Series 66-licensed financial advisor with nine years of industry experience, currently with Empower Advisory Group. His prior roles include positions at GWFS Equities, Bank of America, Merrill, and Insight Global. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain retail brokerage clients. The firm integrates its services with Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns and annual rebalancing within plan lineups selected by plan sponsors.

Shane Bernard is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 63 and Series 66 licenses and has 11 years of industry experience. Bernard has worked at T. Rowe Price since 2013 in various roles. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory program combining nondiscretionary goals-based planning, retirement income planning, and discretionary investment management using proprietary mutual funds and ETFs. The firm’s approach includes tax-aware rebalancing and Monte Carlo simulations to support financial planning and account management for individual investors and households.

Russell Jensen is a financial advisor with PNC Wealth Management in Sykesville, MD, holding a Series 66 designation and one year of industry experience. His prior work includes roles at PNC Bank and Greenmount Station. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an employee-only digital portfolio offering that uses algorithm-driven risk assessments and approved model strategies executed via mutual funds and ETFs.

Lori Lopez is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 63 and Series 66 licenses and one year of industry experience. Prior to joining T. Rowe Price, she worked at Door Dash, MECU Credit Union, Pier 1 Imports, and PNC Bank. T. Rowe Price Advisory Services offers a retirement-focused advisory program for individual investors and households, combining goals-based financial planning, retirement income planning, and discretionary investment management using proprietary mutual funds and ETFs. The firm employs tax-aware strategies and Monte Carlo simulations within its planning tools, serving clients primarily through an efficient enterprise model.

James Maher Jr. is a financial advisor at T. Rowe Price Advisory Services, Inc. with two years of industry experience. He holds the Series 66 designation and has previously worked at firms including Rec Room and SCO Wealth Management. Outside of his advisory role, he works as a bartender at Towson Tavern/Rec Room in Towson, MD. T. Rowe Price Advisory Services offers retirement-focused financial planning and discretionary investment management to individual investors and households, utilizing model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs. The firm combines technology-driven planning tools with access to financial advisors and employs tax-aware strategies and Monte Carlo simulations for retirement income projections.

Tiffany Crosley is a financial advisor with T. Rowe Price Advisory Services, Inc. She holds a Series 66 designation and has four years of industry experience. Her previous roles include positions at J.P. Morgan Chase Bank, J.P. Morgan Securities, Merrill, and New York Life Insurance Company. T. Rowe Price Advisory Services, Inc. provides the Retirement Advisory Service to individual investors and households focused on retirement goals. The firm combines goals-based financial planning, retirement income planning, and discretionary investment management using proprietary mutual funds and ETFs, supported by an online planning tool and telephone access to advisors.

Thomas Bracken is a financial advisor at T. Rowe Price Advisory Services, Inc. with four years of industry experience. He holds Series 63 and Series 66 licenses. Prior to joining T. Rowe Price, he worked at Winters Run Golf Club and Auburn University. T. Rowe Price Advisory Services offers the Retirement Advisory Service, which provides goals-based financial planning and discretionary investment management focused on retirement for individual investors and households. The firm employs model allocations invested exclusively in T. Rowe Price mutual funds and ETFs, supported by online tools and access to financial advisors.

Andre Brown is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds a Series 66 designation and has three years of industry experience. Prior to joining T. Rowe Price, he worked at Bank of America and Merrill. Brown's background also includes academic experience at George Mason University and roles outside finance. T. Rowe Price Advisory Services offers retirement-focused financial planning and discretionary investment management for individual investors and households. Their approach combines goals-based planning, tax-aware portfolio management using proprietary mutual funds and ETFs, and annual financial reviews delivered through both advisor support and online tools.

Dante Chestnut is a CFP® professional with eight years of industry experience. He has worked at T. Rowe Price Advisory Services, Inc. since 2017 and previously spent four years at Beltway Companies. He holds Series 63 and Series 66 licenses. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and investment management for individual investors and households, utilizing proprietary mutual funds and ETFs. The firm combines nondiscretionary planning with discretionary portfolio management and emphasizes tax-aware strategies and model allocations tailored to client goals.

Anton Daire is a Series 66-licensed financial advisor with T. Rowe Price Advisory Services, Inc., where he has worked since 2026. His prior experience includes roles at Merritt Point Wealth Advisors, Life Time, and several other organizations. T. Rowe Price Advisory Services, Inc. provides the Retirement Advisory Service to individual investors and households, combining nondiscretionary goals-based financial planning, retirement income planning, and discretionary investment management primarily using proprietary mutual funds and ETFs. The firm emphasizes model allocations tailored to client households and uses tax-aware strategies alongside an interactive online planning platform.

Timothy Booker is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 63 and Series 66 credentials and 9 years of industry experience. He has worked at T. Rowe Price since 2014 and previously was employed at Victoria's Secret from 2014 to 2020. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory service combining nondiscretionary financial planning, retirement income planning, and discretionary investment management primarily for individual investors and households. The firm uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, supported by an interactive online planning tool and ongoing account management.

Erin Hogan is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 63 and Series 66 credentials and 21 years of industry experience. She has worked at T. Rowe Price since 2018, following three years at AXA Advisors LLC. Outside of her advisory role, she serves as Treasurer for a family-owned construction business. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management primarily for individual investors and households. The firm employs model portfolios invested in proprietary mutual funds and ETFs, using tax-aware strategies and Monte Carlo simulation tools to develop and manage retirement income plans.

Aaron Sauro is a financial advisor at T. Rowe Price Advisory Services, Inc. with 13 years of industry experience. He holds the Series 66 designation and has been with T. Rowe Price since 2011. T. Rowe Price Advisory Services, Inc. provides a retirement-focused advisory program for individual investors and households, combining nondiscretionary financial planning, retirement income planning, and discretionary investment management primarily using proprietary mutual funds and ETFs. The firm emphasizes model portfolios, tax-aware strategies, and uses an interactive online planning tool for financial plans and income projections.

Andres Pineiro is a financial advisor at T. Rowe Price Advisory Services, Inc. with four years of industry experience. He holds Series 63 and Series 66 designations and has worked at T. Rowe Price since 2022. Prior to this, he held roles at Mattress Firm and The Wireless Experience. T. Rowe Price Advisory Services offers a retirement-focused advisory program that combines nondiscretionary financial planning, retirement income planning, and discretionary investment management using proprietary mutual funds and ETFs. The service is designed for individual investors and households with approximately $250,000 or more in investable assets.

Joseph Geier is a financial advisor with MAI Capital Management, LLC, holding the PFS™ designation along with Series 63 and Series 65 licenses, and has 25 years of industry experience. His career includes leadership at Geier Asset Management and Geier Financial Management from 1990 to 2021 before joining MAI Capital Management in 2021. MAI Capital Management, LLC offers discretionary and non-discretionary investment management, wealth management, retirement plan consulting, and family-office services to a diverse client base including high-net-worth individuals, families, sports professionals, trusts, and institutions. The firm manages a broad range of investment strategies with a customized approach and integrates financial planning and tax services into many client relationships.

Joseph Wolf is a financial advisor at Janney Montgomery Scott with eight years of industry experience. He holds the Series 66 designation and has worked at Janney Montgomery Scott since 2016, with a brief prior tenure at Saiontz & Kirk P.A. in 2016. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, corporate and retirement plan sponsors, and charitable organizations, offering brokerage services, financial planning, and multiple advisory programs.