Joshua Hartman is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 credentials. He has experience at Wells Fargo Bank, NA, spanning from 2014 to 2022 and resumed in 2025, with additional involvement in English education through J&S English Education International in 2025. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory solutions. The firm’s approach is IPS-driven, incorporating modern portfolio theory and includes unique investment options such as insurance-related vehicles and bank deposit sweep products.

Julio Raimundo Valladares is a financial advisor with Wells Fargo Clearing, holding Series 65 and Series 63 credentials and two years of industry experience. He has worked with Wells Fargo Clearing since 2023 and concurrently owns a restaurant, Pupuseria Los Robles, in Stanardsville, VA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, offering investment advisory, financial planning, and retirement plan consulting services with a focus on research-based investment solutions.

Merveille Ntumba is a financial advisor at Wells Fargo Clearing with Series 65 and Series 63 credentials. Ntumba has been with Wells Fargo since 2026 and has prior experience at Truist Financial Corporation and RSM US LLP. Ntumba has also held various positions at academic institutions including Arizona State University and Towson University. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with a range of investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics.

Charles Hoback Jr. is a financial advisor at Wells Fargo Clearing with a Series 66 designation and one year of industry experience. His prior work includes roles at LPL Financial, Bank of Botetourt, Wells Fargo, and Ess. Outside of advising, he is also a commissioned notary in Virginia. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

James Carroll is a Series 66-licensed financial advisor with 22 years of industry experience. He is currently with Equitable Advisors in Roanoke, VA, having previously worked at Truist Advisory Services, Suntrust Investment Services, Fidelity, Merrill, Charles Schwab, New England Securities, and UBS Financial Services. He serves as a FINRA arbitrator in Roanoke, VA. Equitable Advisors advises individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and asset-management programs. The firm utilizes a range of third-party asset managers and advisory programs to deliver personalized investment solutions.

Barrett Kemp is a financial advisor with RBC Capital Markets in Roanoke, VA, holding CFP® and Series 63 designations and having seven years of industry experience. Before joining RBC Capital Markets in 2026, he worked at Invesco and The Vanguard Group. RBC Wealth Management serves a diverse client base, including individual investors, institutions, pension plans, corporations, and charities. The firm offers multiple advisory programs with tailored strategies based on clients' risk profiles, utilizing both in-house and third-party investment managers and providing discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services.

John Register is a financial advisor at LPL Financial with 32 years of industry experience. He holds the CFP® designation and has worked at several firms, including Ameriprise Financial Services and Investment Centers of America. In addition to his advisory role, he serves as an adjunct professor at Virginia Western Community College. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive operational and research tools.

Jamie Mc Cadden is a financial advisor at Edward Jones with 13 years of industry experience. He previously worked at Mutual of Omaha and Mutual of Omaha Investor Services Inc. Outside of his advisory role, he owns a rental property business in Roanoke, VA. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with over $1 trillion in assets under management and a network of approximately 23,701 financial advisors. The firm offers a range of discretionary and non-discretionary investment strategies and provides affiliated capabilities including mutual funds and a trust company.

Angela Holmes is a financial advisor with Ameriprise in Roanoke, VA, holding Series 63 and Series 65 licenses and 20 years of industry experience. She has been with Ameriprise and its affiliate since 2012. Ameriprise provides retirement-income planning services focused on individuals nearing or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary, written recommendations, primarily for clients with assets managed by Ameriprise.

Ellen Hammer is a Wealth Management Advisor with Merrill Lynch Wealth Management. She holds the professional designations of CERTIFIED FINANCIAL PLANNER™ (CFP®) and Certified Plan Fiduciary Advisor (CPFA), and has experience as a Personal Investment Advisor (PIA) and Retirement Benefits Consultant (RBC). Since joining Merrill Lynch Wealth Management in 2011, Ellen has focused on retirement and estate planning, wealth transfer of assets, charitable gifting, and college funding. She holds a business degree with a concentration in finance and a minor in Spanish from Roanoke College. Ellen serves her community as a Board Director for the Roanoke Symphony Orchestra and Junior Achievement, and is on the Advisory Council of Blue Ridge Literacy. She has previously served on the boards of Rotary, Blue Ridge Literacy, and Fellowship of Christian Athletes. Ellen is a member of the Roanoke Women’s Foundation and Junior League of Roanoke Valley and is an alumna of Leadership Roanoke Valley. She lives in Roanoke with her husband and four children.

Matthew Bollinger is a financial advisor at Wells Fargo Clearing with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Wells Fargo Clearing since 2016, previously serving at Wells Fargo Advisors LLC and Wells Fargo Bank, N.A. He is a finance committee member at Muhlenberg Lutheran Church in Harrisonburg, VA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Kathleen Smith is a financial advisor at Merrill with 24 years of industry experience. She holds the Series 66 designation and has been with Merrill Lynch since 1998. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ezra Amiss is a CFP® professional with 25 years of industry experience, currently serving as a financial advisor with Ameriprise Financial Services since 2016. He is based in Roanoke, VA, and is also the owner of Rand LLC. Additionally, he serves on the board of directors for LOA, where he chairs the finance committee. Ameriprise Financial Services is a large, diversified advisory firm that serves both individual and institutional clients. The firm offers a specialized Premier Retirement Income service focusing on written recommendation reports and ongoing retirement-income planning advice designed for clients nearing or in retirement.

Maryanne Ibach is a financial advisor with Mass Mutual Investors Services and holds the Series 63 and Series 65 licenses. She has 36 years of industry experience, including nearly three decades at Metlife Securities Inc. and over a decade with MassMutual Life Insurance Company. Additionally, she has served in the US Naval Reserve since 1981. Outside of advising, she works as an independent insurance agent specializing in fixed annuities and life, accident, and health insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses technology-driven analysis tools and offers event-driven planning programs, including estate settlement and employer-sponsored planning.

John Hoffman is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 19 years of industry experience. He previously worked at UBS Financial Services for 13 years before joining Wells Fargo in 2020. Outside of his advisory role, he has ownership in a landholding entity called Buck Ridge, LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm utilizes research and analytics to guide investment decisions and offers a range of brokerage and advisory solutions.

Jaret Mutter is a financial advisor with LPL Financial in Roanoke, VA, holding a Series 66 designation and over 23 years of industry experience. His prior roles include positions at UBS Financial Services, Truist Investment Services, and Cetera Advisor Networks. In addition to his advisory work, he serves as board president of Hunting Hills Country Club. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm supports a broad network of investment adviser representatives through diverse investment platforms and utilizes advanced tools to assist advisors with operational and research functions.

Steven Andrews II is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and four years of industry experience. His prior work includes roles at Fifth Third Bank, ICMA RC/SS&C, CSI Companies (Sun Trust), and Bank of America. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Tanya Vess is a financial advisor with LPL Financial in Roanoke, VA, holding Series 63 and Series 66 credentials and 28 years of industry experience. Her work history includes positions at Truist Investment Services, INC., SunTrust Advisory Services, Wells Fargo Clearing, and currently Bank of Botetourt. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios and institutional platforms.

Kody Mcdaniel is a financial advisor at Wells Fargo Clearing with six years of industry experience. He holds Series 63 and Series 66 designations and has worked at Wells Fargo Bank, NA since 2018. Prior to his financial services career, he was employed at Lowes Home Improvement from 2015 to 2018. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, serving as an ERISA fiduciary and offering discretionary options for plan-level investment management.

Vicki Davenport is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 credentials. She has been with Wells Fargo Bank and its affiliated entities since 2010. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, offering both discretionary and non-discretionary services tailored to plan objectives and risk tolerances.