Dean Cushing is a financial advisor at TIAA-CREF with three years of industry experience and holds a Series 66 designation. Prior to joining TIAA-CREF in 2023, he worked at Ruffalo Noel Levitz and has experience in various roles spanning education and sports organizations. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients connected through TIAA-administered employer retirement plans. The firm’s advisory services separate one-time financial planning from ongoing portfolio management, offering both model-based and customized investment approaches.

Kenneth Holt Jr. is a financial advisor at TIAA-CREF with 12 years of industry experience. He holds the Series 63, Series 65, and Series 66 designations and has been with TIAA-CREF since 2015, including a brief period at Wells Fargo Clearing. Outside of his advisory work, he serves as a middle and high school basketball and football referee with the North Carolina High School Athletic Association (NCHSAA). TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs primarily to individuals with existing TIAA retirement plan relationships, as well as trusts, estates, partnerships, and small retirement plans. The firm offers both model portfolio and customized portfolio management under a fiduciary standard and acts as adviser to a donor-advised fund sponsored by Charityvest.

Larry Poole is a financial advisor with Lincoln Investment in Matthews, NC, holding Series 63 and Series 65 licenses and totaling 39 years of industry experience. He has been with Lincoln Investment Planning since 2005 and is also president and 50% owner of Poole Financial Services, Inc., which provides life insurance and fixed annuity products. Additionally, he serves as president of Insurance and Retirement Planning Inc., a company offering life and health insurance and fixed annuities. Lincoln Investment Planning, LLC is a large enterprise investment advisory and broker-dealer serving individuals, high-net-worth investors, trusts, charities, and retirement plans, including a long history with educators and 403(b) and 457(b) participants. The firm offers financial planning, portfolio management with model portfolios, access to third-party managers, and a combination of wrap and non-wrap platform options supported by an in-house Investment Management & Research team.

Abby Lord is a financial advisor with TIAA-CREF in Charlotte, NC, holding a Series 66 designation and six years of industry experience. She has worked at TIAA-CREF Individual & Institutional Services, LLC and TIAA since 2019 and previously held positions at Beach and Associates and Maine Savings Federal Credit Union. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs primarily to individuals with pre-existing retirement plan relationships, as well as to trusts, estates, partnerships, and small retirement plans. The firm also advises a donor-advised fund and operates within a vertically integrated group offering affiliated funds.

Ross Kirkman is a financial advisor with TIAA-CREF based in Charlotte, NC, holding Series 63 and Series 66 credentials and bringing 19 years of industry experience. He has been with TIAA-CREF since 2010, including its Advice & Planning Services division from 2012 onward. Outside of finance, he is involved in a business selling Angus beef to restaurants and farmers markets in Silver City, NC. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs primarily to individuals connected to employer retirement plans, as well as to trusts, estates, and small retirement plans. The firm’s advisory model distinguishes between point-in-time planning and ongoing portfolio management, providing both model-based and customized portfolio options.

Allen Schiff is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. He has been with TIAA and TIAA-CREF since 1994 and 2002 respectively. Outside of his advisory role, Schiff is an owner of a vacation rental property in Sunset Beach, North Carolina. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs primarily to individuals connected to TIAA-administered retirement plans, as well as to trusts, estates, partnerships, corporate entities, and small retirement plans. The firm’s advisory model separates one-time planning services from ongoing discretionary management and acts as adviser to a donor-advised fund.

Eric Stephen is a financial advisor with TIAA-CREF in Charlotte, NC, holding a Series 66 designation and 19 years of industry experience. He has been with TIAA-CREF since 2010. TIAA‑CREF Individual & Institutional Services, LLC offers financial planning and discretionary managed account programs primarily to individuals with existing employer retirement plan relationships, as well as trusts, estates, partnerships, and small retirement plans. The firm provides both point-in-time planning and ongoing portfolio management through model and customized portfolios, operating under a fiduciary standard with a vertically integrated structure that includes affiliated funds.

Sarah Thomas is a financial advisor at TIAA-CREF with a Series 66 designation and one year of industry experience. Her prior work experience includes roles at the College of Charleston, Patrick Properties Hospitality Group, John and Pattys Coffee Bar and Bistro, and Back Bay Barbeque. TIAA-CREF Individual & Institutional Services, LLC provides financial planning, managed account programs, and brokerage services to individuals, trusts, estates, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm also offers discretionary management via model portfolios or customized portfolio management and acts as adviser to a donor-advised fund.

Tucker Parrish is a financial advisor at TIAA-CREF with three years of industry experience. He holds the Series 66 designation and has worked at TIAA and TIAA-CREF since 2022. Outside of finance, he spent six years involved with Brock Austin Umpiring. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing connections to TIAA retirement plans. The firm offers a range of advisory services, including customized portfolio management and donor-advised fund advisory, within a vertically integrated group structure.

Aziza Norbaeva is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 65 licenses. She has one year of industry experience, including prior roles at US Bank and The Vanguard Group. TIAA-CREF Individual & Institutional Services, LLC offers financial planning and discretionary managed account programs primarily to individuals with employer retirement plan relationships, as well as trusts, estates, and corporate entities. The firm distinguishes between point-in-time planning services and ongoing portfolio management, providing customized investment solutions within a vertically integrated structure.

Duncan Wilson is a CFP® with 14 years of industry experience, currently affiliated with Commonwealth Financial Network and Sterling Financial Group. He has held prior roles at Lincoln Investment and Capital Analysts Incorporated. In addition to his financial advisory work, he practices law through his own firm, the Law Office of Duncan G. Wilson. Commonwealth Financial Network supports a national network of approximately 2,950 advisors by providing a range of advisory programs, investment management, and operational support. The firm offers diverse portfolio construction options and proprietary model portfolios while serving both retail and institutional clients.

Khalil Morgan is a financial advisor at TIAA-CREF with six years of industry experience. He holds the Series 66 designation and previously worked at Vanguard Advisers and The Vanguard Group, Inc. Outside of advisory work, Morgan is employed as a sales associate at a Nike outlet. TIAA-CREF Individual & Institutional Services, LLC serves individuals with pre-existing TIAA-administered retirement plans, trusts, estates, and small retirement plans. The firm offers financial planning, discretionary managed accounts, and related services, including management of a donor-advised fund and access to model and customized portfolios.

Simeon Hills is a financial advisor with TIAA-CREF, holding Series 63 and Series 65 designations and 20 years of industry experience. He has worked at TIAA-CREF since 2001, with a nine-year tenure at LPL Financial LLC in between. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs primarily to individuals connected to TIAA-administered retirement plans, as well as trusts, estates, partnerships, and corporate entities. The firm separates one-time planning services from ongoing portfolio management and serves as adviser to a donor-advised fund within a vertically integrated structure utilizing affiliated funds.

Andrew McDonald is a Series 66 licensed financial advisor with 11 years of industry experience. He is currently with TIAA-CREF in Charlotte, NC, where he has worked since 2026. His prior experience includes roles at Truist Advisory Services, BB&T Securities, and Wells Fargo Clearing. TIAA-CREF provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients connected through employer retirement plans. The firm offers both point-in-time planning and ongoing portfolio management services, including customized portfolios managed under client-approved investment policies.

Douglas Juda is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 65 designations and five years of industry experience. His prior roles include positions at Ameriprise and the London Stock Exchange Group. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing TIAA retirement plan relationships. The firm’s advisory model separates point-in-time planning from ongoing discretionary management and acts as adviser to a donor-advised fund sponsored by Charityvest.

Priya Jagdeo is a financial advisor at TIAA-CREF in Charlotte, NC, with eight years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Merrill, Credit Union Investment Services, SECU Brokerage Services, and State Employees' Credit Union. TIAA-CREF Individual & Institutional Services provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients connected through TIAA-administered employer retirement plans. The firm distinguishes between point-in-time planning services and ongoing portfolio management, offering both model-based and customized investment strategies.

Sean Able is a financial advisor at TIAA-CREF with three years of industry experience. He holds the Series 66 designation and has previously worked at Vanguard Advisers, New York Life Insurance Company, and Enterprise Rent-A-Car. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning, discretionary managed account programs, and broker-dealer services primarily to individuals connected to TIAA-administered employer retirement plans, as well as trusts, estates, partnerships, corporate entities, and small retirement plans. The firm separates one-time planning services from ongoing discretionary management and acts as adviser to a donor-advised fund while operating within a vertically integrated group that uses affiliated funds.

Darlene Young is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. She has worked with TIAA and its affiliated entities since 2002. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, and various entities, often serving clients connected through employer retirement plans. The firm provides model-based and customized portfolio management within a vertically integrated structure and acts as adviser to a donor-advised fund.

Wilson Mc Kinney is a financial advisor at TIAA-CREF with Series 63 and Series 66 credentials and four years of industry experience. Prior to joining TIAA-CREF in 2022, he held various roles including positions at Appalachian State University and the University Recreation Center, as well as entrepreneurial experience with Storie Street Grill/Silver Creeks LLC and Eseeola Lodge. TIAA‑CREF Individual & Institutional Services offers financial planning and discretionary managed account programs primarily serving individuals with existing employer retirement plan relationships, as well as trusts, estates, and corporate entities. The firm provides both point-in-time financial planning and ongoing portfolio management services, applying a fiduciary standard and operating within a vertically integrated structure that includes affiliated funds.

Alec Strause is a financial advisor at TIAA-CREF with two years of industry experience. He holds a Series 66 designation and has worked at Northwestern Mutual and the Ballantyne Country Club, among other positions prior to joining TIAA-CREF. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients connected to TIAA-administered employer retirement plans. The firm provides model-based and customized portfolio management and acts as adviser to the TIAA Donor Advised Fund.