Joshua Estes is a financial advisor at &Partners with eight years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones and Tradebe Environmental Services. &Partners serves a diverse client base including high-net-worth individuals, retirement plans, charitable organizations, and private businesses. The firm offers investment management, financial and tax planning, and retirement plan consulting through both discretionary and non-discretionary approaches, utilizing a combination of fundamental, technical, and quantitative analysis.

James Owens Jr. is a financial advisor with Janney Montgomery Scott in Columbia, SC, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. He has been with Janney Montgomery Scott since 2015. Outside of his advisory role, he serves as secretary for The Geo A Rheman Co Inc. and participates on a homeowners association board in Chapin, SC. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering brokerage services, financial planning, and multiple advisory programs.

Katherine Brown is a financial advisor with Bankers Life Advisory Services, Inc. in Columbia, SC, holding Series 63 and Series 65 licenses and bringing nine years of industry experience. She has worked with Bankers Life Securities Inc. since 2017 and Bankers Life & Casualty since 2010. Outside of her advisory role, she volunteers as a cookie manager for the local Girl Scouts troop, overseeing training, ordering, and sales activities during the annual cookie program. Bankers Life Advisory Services, Inc. serves mass-affluent and high-net-worth individuals with discretionary portfolio management, investment consulting, and retirement plan services. The firm employs a combination of fundamental, technical, and cyclical analysis to tailor asset allocations and portfolio management aligned with clients’ goals and risk tolerances.

Julie Hall is a financial advisor at Janney Montgomery Scott with 25 years of industry experience. She holds a Series 66 designation and has been with Janney Montgomery Scott since 2013. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a broad client base including individuals, families, trusts, corporate and retirement plan sponsors, and charitable organizations, offering a range of brokerage, financial planning, and advisory services.

Lisa Taylor is a financial advisor with Independent Advisor Alliance, LLC, holding a Series 66 designation and three years of industry experience. She has previously been associated with LPL Financial and Crescent Financial Group since 2011. Taylor serves as a board member of The Library Village Office Condo Regime Association, a nonprofit organization in Lexington, SC. Independent Advisor Alliance works with a diverse range of clients, including individuals, small businesses, charitable organizations, and retirement plans, providing asset management, financial planning, and retirement consulting services. The firm offers both discretionary and non-discretionary portfolio management, utilizing various investment strategies and technology platforms to support client wealth management.

Gregory Scott is a financial advisor with Empower Advisory Group in Chapin, SC. He holds Series 63 and Series 66 designations and has three years of industry experience. His prior work includes roles at Empower Financial Services, The Mortgage Firm, and Sheehan Cadillac. Empower Advisory Group provides financial planning and investment management primarily to employer‑sponsored retirement plan sponsors and their participants, along with Empower Premier IRA and certain retail brokerage clients. The firm offers integrated services linked to Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns and using proprietary planning methodologies.

Ryan Hedlund is a financial advisor with TD Private Client Wealth LLC in Lexington, SC, holding a Series 66 credential and 11 years of industry experience. His prior work includes roles at Edward Jones and First Citizens Investor Services. TD Private Client Wealth LLC offers discretionary wrap-fee managed account programs and brokerage services to institutional clients, high-net-worth individuals, and retail clients, utilizing a combination of strategic and tactical asset allocation with both affiliated and third-party sub-managers.

Yuxian Macaluso is a financial advisor at TIAA-CREF with Series 63 and Series 65 licenses and three years of industry experience. Prior to joining TIAA-CREF, Macaluso held roles at First Citizens Bank, Merrill Lynch, and Vanguard Marketing Corporation. Outside of advising, Macaluso works as a delivery driver and travel agent. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and managed account programs to individuals and entities, often serving clients with ties to TIAA-administered retirement plans. The firm’s advisory model distinguishes between one-time planning services and ongoing discretionary portfolio management, offering both model-based and customized investment approaches.

John Marshall is a financial advisor with Truist Advisory Services in Columbia, SC, holding Series 63 and Series 65 licenses and having nine years of industry experience. He has worked at Truist Advisory Services and related entities since 2021 and previously held roles at Wells Fargo Clearing Services and Wells Fargo Bank. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm combines discretionary manager relationships with non-discretionary consulting and utilizes third-party platforms and AI-enabled research tools to support investment decisions.

Elaine Raines is a financial advisor with Truist Advisory Services, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. She previously worked with BB&T Securities, LLC and Scott & Stringfellow. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation, investment policy analysis, fiduciary support, and a manager-selection program that integrates discretionary manager relationships with third-party platforms and AI-enabled research tools.

Sean Mc Culloch is a financial advisor with Independent Advisor Alliance, LLC, holding a Series 66 credential and two years of industry experience. He has worked at LPL Financial since 2024 and has a background that includes various roles in education and veterans' services. Independent Advisor Alliance serves a diverse client base that includes individuals, small businesses, charitable organizations, and retirement plans. The firm offers asset management, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary portfolio management strategies supported by a network model and technology platforms.

Jacqueline Stirling is a CFP® professional with 35 years of experience in the financial services industry. She is currently with Kestra Advisory, where she has worked since 2016, and also owns Benefit Consultants and Administrators, Inc., a firm providing retirement plan recordkeeping and consulting services. Stirling is a partner in Beacon Properties, a real estate partnership based in Columbia, SC. Kestra Advisory Services offers investment advisory and retirement-plan consulting to a diverse client base including plan sponsors, institutional investors, and individuals. The firm provides services such as fiduciary oversight, plan design, employee education, and access to multiple management platforms, managing approximately $79.8 billion in assets.

Scott Ward is a financial advisor with Independent Advisor Alliance, LLC, holding Series 65 and Series 66 credentials and possessing 25 years of industry experience. His prior roles include positions at Columbia Management Advisors, Riversource Investments, and Innovation Partners. Outside of his advisory work, Ward serves as a junior varsity basketball coach at Charlotte Christian School. Independent Advisor Alliance serves a broad client base including individuals, small businesses, charitable organizations, and retirement plans, providing asset management, financial planning, and retirement consulting services. The firm combines discretionary and non-discretionary portfolio management with access to third-party platforms and integrates technology to support portfolio aggregation and estate planning.

Jason Jeanquart is a financial advisor at Centaurus Financial, Inc. in Lexington, SC, with eight years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Centaurus Financial since 2017 and at Mantei and Associates since 2015. Centaurus Financial, Inc. serves a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers a range of financial planning and portfolio management services using both discretionary and non-discretionary arrangements, employing multiple analytic methods and third-party overlay managers.

Jeffrey Taylor is a financial advisor at TIAA-CREF with 24 years of industry experience. He holds Series 63 and Series 65 designations and has been with TIAA-CREF since 2010. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm serves clients often connected through TIAA-sponsored employer retirement plans and manages customized and model-based portfolios within a vertically integrated structure.

Candace Flowers is a financial advisor with Janney Montgomery Scott in Columbia, SC, holding Series 63 and Series 65 licenses and having three years of industry experience. She previously worked at Vanguard Group and Robinhood Markets. Outside of finance, she co-owns and operates Mama Lee's Kitchen, a home-based micro-bakery. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, offering brokerage services, financial planning, and advisory programs, and employs a combination of in-house and third-party portfolio management.

William Hodge Jr. is a financial advisor with Independent Advisor Alliance, LLC, holding Series 63 and Series 66 credentials and bringing nine years of industry experience. His background includes roles at First Community Bank, LPL Financial, and Allstate Insurance Company, as well as operating Iron Bridge Enterprises LLC. Independent Advisor Alliance serves a diverse client base, including individuals, small businesses, charitable organizations, and retirement plans, offering asset management, financial planning, and retirement consulting. The firm uses a network model with hundreds of advisory representatives and integrates technology platforms to enhance portfolio management and estate planning services.

Richard Loy is a financial advisor at Empower Advisory Group with 23 years of industry experience. His prior roles include positions at LPL Financial, Palmetto Citizens Federal Credit Union, CUNA Brokerage Services, Inc., and Lincoln Financial Securities Corporation. He holds Series 63 and Series 65 licenses. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, along with Empower Premier IRA and certain retail brokerage account holders. The firm delivers services through an integrated model linked to Empower’s recordkeeping and administrative platforms, offering both point-in-time financial plans and optional managed account solutions.

Michael Peck is a financial advisor at &Partners with 24 years of industry experience. He holds a Series 66 designation and has worked at Wells Fargo Clearing and Wells Fargo Advisors LLC from 2009 to 2023 before joining &Partners in 2024. &Partners serves a diverse client base including individual and institutional investors such as high-net-worth individuals, retirement plans, and charitable organizations. The firm offers investment management and financial planning services using a combination of proprietary and third-party strategies, with investment decisions supported by fundamental, technical, and quantitative analysis.

Douglas Way is a Series 66 credentialed financial advisor with 11 years of industry experience. He is affiliated with Independent Advisor Alliance, LLC and has previously worked at LPL Financial, LLC and Stephens Inc. based in Columbia, SC. Independent Advisor Alliance serves a diverse range of clients, including individuals, small businesses, charitable organizations, and retirement plans, offering asset management, financial planning, and retirement consulting services. The firm employs a network model with supervised advisory representatives and utilizes technology platforms to support portfolio management and estate planning.