George Vieth is a financial advisor at Cetera with over 31 years of industry experience. He holds Series 63 and Series 65 licenses and has held roles at multiple firms, including Voya Financial Advisors and Cetera Wealth Services. Vieth is involved in various activities outside advising, including serving as a board member at a nonprofit school, mentoring a university fraternity chapter, and providing tax preparation and college planning services. Cetera Investment Advisers LLC is a national SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. It offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Rebecca Gaylord is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation and seven years of industry experience. She previously worked at Northwestern Mutual Investment Services LLC and Northwestern Mutual Wealth Management Company. Outside of finance, she serves as an assistant volleyball coach for a junior varsity team. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs including wrap and money-manager services as well as educational seminars.

Joseph Romanchik is a financial advisor at UBS Financial Services with 34 years of industry experience. He has been with UBS since 2009 and holds Series 63 and Series 65 licenses. Outside of his advisory work, Romanchik serves on the advisory committee for Girls Inc., where he provides budgeting advice to support scholarship funding. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm integrates proprietary research and institutional trading capabilities to tailor investment solutions to clients' goals and risk tolerances.

Deborah Cliffordbrown is a financial advisor with Raymond James & Associates in Chattanooga, TN, holding a Series 63 designation and bringing 40 years of industry experience. She has been with Raymond James & Associates since 2013. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including high-net-worth individuals, institutions, and municipal entities, offering a variety of financial planning and advisory services supported by comprehensive research and portfolio management options.

Mitchell Jobe is a financial advisor with LPL Financial, holding a Series 66 designation and eight years of industry experience. His prior roles include positions at Cadaret, Grant & Co., Inc. and Raymond James Financial Services. He has served in a fiduciary capacity for a family entity since 2018. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, utilizing model portfolios, third-party subadvisors, and customized strategies.

Gregory Mc Guire is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds Series 63 and Series 66 credentials and has 32 years of industry experience. He has worked at SmartBank since 2019 and with Raymond James since 2014. Mc Guire also operates an independent insurance brokerage providing insurance services to clients. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutional clients. The firm uses tailored, non-discretionary planning and analytical tools to support client goals and maintains specialized offerings, including municipal advisory services and SIMPLE IRA employer consulting.

Erin Carboni is a financial advisor with UBS Financial Services in Chattanooga, TN, holding a Series 66 designation and 20 years of industry experience. She has been with UBS since 2009 and previously worked at Merrill from 2006 to 2009. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client strategies.

Holly Bell Proshkin is a Series 66-credentialed financial advisor with Morgan Stanley, based in Chattanooga, TN, and has 23 years of industry experience. She has been with Morgan Stanley since 2009 and has worked at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a wide array of advisory programs. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and investment modeling in its financial planning process.

Katherine Wallace is a financial advisor with Raymond James & Associates in Chattanooga, TN, holding a Series 66 designation and two years of industry experience. Prior to joining Raymond James, she worked as an independent contractor and has been involved with Chattanooga Aerials/Inversions Circus Arts since 2022. Outside of finance, she is engaged in circus arts activities. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering tailored financial planning and non-discretionary investment consulting backed by extensive research and multiple portfolio management styles.

Sarah Daniel is a financial advisor at Morgan Stanley with 10 years of industry experience and holds a Series 66 designation. She has been with Morgan Stanley since 2014. Outside of her advisory role, she is involved in property management as a sole proprietor of a rental property business in Chattanooga, Tennessee. Morgan Stanley Wealth Management offers a broad range of advisory programs for individuals and institutional clients, focusing on tailored financial planning backed by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides both direct and employer-associated financial planning services.

Preston Begley is a financial advisor with LPL Enterprise, holding a Series 66 license and beginning his industry career in 2023. Before joining LPL Enterprise in 2026, he worked at Rooks Wealth Advisors, LLC for two years and was affiliated with the University of Tennessee at Chattanooga for four years. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and institutional entities. The firm’s investment approach is primarily model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, while also offering a range of financial planning, consulting, and insurance-related services.

James Reynolds is a financial advisor with UBS Financial Services in Chattanooga, TN, holding a Series 63 designation and bringing 40 years of industry experience. He has been with UBS since 2000. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, leveraging proprietary research and a broad platform of capital markets and custody solutions.

Audra Vetzel is a financial advisor with UBS Financial Services in Chattanooga, TN, holding a Series 66 designation and three years of industry experience. She previously worked at Unum for four years and spent 17 years balancing family responsibilities with part-time work at Armstrong Relocation. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory services, combining institutional trading capabilities with wealth management to provide tailored financial planning and portfolio management.

Robert Martin is a financial advisor at UBS Financial Services with 16 years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at Raymond James & Associates and Scottrade, Inc. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining institutional trading capabilities with wealth management. The firm utilizes proprietary research and model-based asset allocations to tailor plans to client goals and risk tolerances.

Michael Von Peters is a Wealth Management Advisor at Merrill Lynch Wealth Management. He leads the Peters Group, a planning-focused advisory team he founded over twenty years ago. Michael’s approach centers on helping clients define their individual meanings of wealth and preserving family legacies by educating and encouraging values-based financial decisions. His client relationships emphasize the delivery of insight and empathy as key elements of his planning-based methodology. Michael has extensive experience guiding individuals and families through the complexities of creating, preserving, and distributing wealth. His expertise includes family wealth management strategies, legacy planning, personal retirement planning, philanthropic planning, tax minimization, and small business strategies. He collaborates closely with clients to address risk, retirement coordination, debt minimization, insurance evaluation, and estate planning, often working alongside accountants and attorneys to provide comprehensive service. Michael holds a Bachelor of Science degree in Business Management with a minor in Economics and a concentration in Finance from Springfield College. He is a CERTIFIED FINANCIAL PLANNER™ and Personal Investment Advisor. Beyond his professional work, Michael serves on the Board of Directors at United Veterans Beacon House, supporting housing initiatives for military veterans and their families.

Peter Knoop II is a financial advisor at Morgan Stanley with 30 years of industry experience. He previously worked at UBS Financial Services for 13 years before joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney in 2025. He holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools but generally does not provide individual security recommendations within its standalone financial planning program.

Brian Graber is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has worked at Wells Fargo Clearing since 2022 and has been with Bank of America, N.A. since 2009. Outside of his advisory work, he co-owns and operates a travel center through RBT Enterprises, LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.

Diane Walker is a financial advisor at Robert Baird & Co. with four years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Northwestern Mutual Wealth Management Company and Robert Thomas. Before her advisory career, she spent 18 years at Girls Preparatory School in Chattanooga, TN. The DDK Group, part of Baird’s Private Wealth Management department, serves individuals, including high net worth clients, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of services such as financial planning, portfolio management, separately managed account programs, and custody and brokerage services, supported by ongoing manager selection and internal research.

Matthew Lawson is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. His prior roles include positions at Cadaret Grant & Co., Raymond James Financial Services, and Merrill. Outside of his work with LPL, he operates Lawson Winchester Wealth Management and has involvement with the Bethlehem Center. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, with investment management provided through customizable strategies and third-party subadvisors.

Alfred Black III is a financial advisor with Charles Schwab in Chattanooga, TN, holding a Series 66 designation and one year of industry experience. Prior to joining Charles Schwab in 2026, he worked at Thrivent Financial and other financial and service organizations. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm provides a combination of non-discretionary and discretionary investment management options supported by multi-asset model portfolios and due diligence on alternative investments.