Urban Fleming IV is a financial advisor with LPL Financial in Jacksonville, FL, holding Series 63 and Series 65 credentials and having 12 years of industry experience. He has previously worked at VyStar Credit Union, BB&T, Cetera, and Regions Bank. In addition to his advisory role, he serves as an adjunct professor at Florida State College at Jacksonville. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios, third-party subadvisors, and various technologies.

Terry Surrency is a financial advisor at Morgan Stanley with 28 years of industry experience and holds a Series 66 designation. Prior to joining Morgan Stanley in 2022, he worked at UBS Financial Services for nine years. He is based in Jacksonville, Florida. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and financial planning services that utilize firm-approved tools and investment research to model outcomes. The firm manages approximately $2.74 trillion in client assets and provides planning primarily in an advisory capacity.

Blaine Johnson is a financial advisor with LPL Financial in Jacksonville, FL, holding a Series 66 designation and beginning his advisory career in 2026. Prior to joining LPL Financial, he worked at VyStar Investment Services and has experience in roles outside of finance, including positions at DoorDash and the University of North Florida. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, employing both discretionary and non-discretionary management supported by proprietary and third-party research.

Jordan Arthur is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds a Series 66 credential and has worked previously at Fidelity and Bank of America Merrill Lynch. Outside of his advisory role, he is involved as an owner and partner in two LLCs engaged in real estate activities unrelated to his work in finance. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Johnthomas Cumbow is a financial advisor with Morgan Stanley in Jacksonville, FL, holding Series 63 and Series 66 credentials and with 23 years of industry experience. He has worked at Morgan Stanley Smith Barney LLC since 2009 and at Morgan Stanley Private Bank, N.A. since 2015. Outside of his advisory role, he serves as an assistant football coach at the Episcopal School of Jacksonville and is a board member of Odom Beachs Tree Service. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individual and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools combined with the Global Investment Committee’s return estimates and Monte Carlo simulations to support its financial planning process.

Deborah Pirner is a financial advisor at Wells Fargo Clearing with 27 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Wells Fargo Clearing and Wells Fargo Advisors since 2014. She is based in Jacksonville, FL. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Campbell Williamson is a financial advisor with Equitable Advisors in Jacksonville, FL. He holds the Series 66 designation and has been in the industry for one year. His prior experience includes roles at Northwestern Mutual, Maverick Acquisition Ventures, and involvement with Gnats Landing, Georgia Southern University, Stonebridge Golf and Country Club, and Deerfield Windsor School. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm offers a range of advisory programs through a network of Investment Adviser Representatives, utilizing both proprietary and third-party solutions.

Andrew Newsom is a Series 66-licensed financial advisor with Merrill in Jacksonville, FL. He has one year of industry experience and previously worked at Bank of America, N.A. Newsom's background includes roles outside finance, such as teaching at the University of North Florida and Santa Fe College, as well as experience at eBay. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves a broad client base including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering both model-based and discretionary investment strategies.

Theodore Morrison is a financial advisor at Wells Fargo Clearing with 24 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Wells Fargo Clearing since 2018. Prior to that, he was employed at BBVA Wealth Solutions Inc. and BBVA Securities Inc. Theodore serves as secretary for the Rushing Branch Homeowners Association in Jacksonville, Florida, where he participates in administrative decisions and compliance oversight. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary options. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of investment options such as insurance-related vehicles and bank deposit sweep programs.

Timothy Baker is a financial advisor with Raymond James & Associates in Jacksonville, FL. He holds Series 63 and Series 65 licenses and has 25 years of industry experience, including 24 years with Raymond James & Associates. Raymond James & Associates is a large, dually registered broker-dealer and investment adviser overseeing approximately $501 billion in assets. The firm serves a broad client base ranging from individuals and high-net-worth clients to institutions and government entities, offering financial planning, non-discretionary investment consulting, and institutional advisory services through multiple portfolio management styles and affiliated research resources.

Porfirio Perez is a financial advisor at Wells Fargo Clearing with 32 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Wells Fargo since 2013, including time at Wells Fargo Advisors. Outside of his advisory work, he is a freelance writer producing articles, short stories, and collections of fiction and non-fiction. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Bozena Bakula is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and seven years of industry experience. She has been with Merrill since 2015 and previously worked at Bank of America, N.A. beginning in 2022. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Katharyn Smith is a financial advisor at Raymond James & Associates with 15 years of industry experience. She holds Series 63 and Series 65 designations and has been with Raymond James since 2011. Smith serves as a board member for The Arc of Jacksonville, a nonprofit organization. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional clients, and municipal entities, offering financial planning, investment consulting, and municipal advisory services.

Boban Tunjic is a financial advisor at LPL Financial with nine years of industry experience. He holds a Series 66 designation and has previously worked at PNC Investments, Citigroup, Fidelity Brokerage Services LLC, Bank of America, and Merrill. Outside of his advisory work, he owns a non-investment business called East Coast Irrigation & Drainage. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers various advisory programs and financial planning services, utilizing model portfolios, third-party research, and technology-driven strategies.

Thomas Wynn is a financial advisor with Wells Fargo Clearing in Jacksonville, FL, holding a Series 66 designation and four years of industry experience. His prior roles include positions at Edward Jones and Eli Lilly & Company. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting, managing approximately $671 billion in assets and employing over 14,000 financial advisors.

Linda Kalies is a financial advisor at Raymond James Financial with 16 years of industry experience. She holds a Series 66 designation and has worked previously at Morgan Stanley and J.P. Morgan. Outside of her advisory role, she produces homemade cookies under the name LDK Cookie Creations. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm emphasizes tailored, non-discretionary planning and consulting using risk profiling and analytical modeling to support client goals.

Phyllis Batchelder is a financial advisor at LPL Enterprise with three years of industry experience. She holds the Series 66 designation and has prior experience at The Prudential Insurance Company of America and Pruco Securities LLC. Outside of her advisory role, she is involved in property management in Jacksonville, FL. LPL Enterprise serves a wide range of clients including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model wealth portfolios, third-party asset management arrangements, and a variety of brokerage and insurance products through its integrated platform.

David Pomar is a financial advisor with Mass Mutual Investors Services in Jacksonville, FL, holding Series 63 and Series 66 registrations and 17 years of industry experience. He previously worked at Merrill for 17 years before joining Mass Mutual in 2026. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, emphasizing collaborative, goal-driven planning through firm-approved software tools.

Sean Broker is a financial advisor with Wells Fargo Clearing in Jacksonville, FL, holding Series 63 and Series 66 designations and 13 years of industry experience. He has worked at Wells Fargo Advisors, LLC and Wells Fargo Bank NA, with a combined tenure exceeding a decade. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Michael Simonian is a financial advisor with Wells Fargo Clearing in Jacksonville, FL, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. Prior to joining Wells Fargo in 2020, he worked at Cetera Investment Services and Regions Bank from 2016 to 2020. Outside of his advisory role, he owns Simonian Enterprises, Inc., a business involved in selling health and wellness supplements. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.