Amanda Ruiz is a financial advisor at Fidelity with a Series 66 designation and four years of industry experience. Prior to joining Fidelity in 2025, she worked at Morgan Stanley from 2022 to 2025 and held various roles at Wells Fargo from 2015 to 2021. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to create and manage model portfolios across a broad range of investment vehicles.

Eduardo Garcia Ona Jr. is a financial advisor with Equitable Advisors in Miami, FL, holding a Series 66 designation and 11 years of industry experience. He previously worked at Bankers Life Securities, Inc. and Bankers Life & Casualty. Outside of his advisory role, he is involved in forex trading through FOREX.COM. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporate, charitable, and institutional clients. The firm provides financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, operating as both an SEC-registered investment adviser and broker-dealer.

Joseph Walker is a financial advisor with Ameriprise in Cutler Bay, FL, holding a Series 66 designation and five years of industry experience. He has worked at Ameriprise since 2020 and previously operated under his own name from 2015 to 2020. Ameriprise offers a retirement-income planning service targeted at individuals with significant investable assets, providing customized, non-discretionary recommendations that incorporate tax-efficient withdrawal strategies and Social Security claiming options. The firm combines algorithmic tools and research to support its advisory process and delivers a broad range of advisory, brokerage, and insurance solutions.

Javier Azcue is a financial advisor with Primerica Advisors in Miami, FL, holding a Series 65 designation and 12 years of industry experience. His prior work includes roles at Valuetainment and HBO Latin America Group. He is also involved in sales of non-investment home security and automation products through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap fee structure as part of its investment approach.

Gustavo Vega is a financial advisor at Raymond James Financial with 27 years of industry experience. He holds a Series 66 designation and has worked at Raymond James since 2017, following a 12-year tenure at Ameriprise Financial Services. Vega serves on the advisory board and acts as secretary for the Catholic Community Foundation, where he contributes to the management of the organization's endowment portfolio. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, corporations, pension and profit-sharing plans, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports clients through advisory programs and affiliate networks.

Luis Caceres Sosa is a Senior Financial Advisor and Senior Portfolio Advisor at Merrill Lynch Wealth Management. He specializes in helping individuals and families with education planning, executive compensation, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, and retirement income. Luis holds a Bachelor of Science in Finance from Florida State University and a Master of Science in Finance with a concentration in Investments from Florida International University. He holds FINRA Series 7 and Series 66 registrations as well as a Florida 2-15 license for Life, Health, and Variable Annuities. Luis is also a Personal Investment Advisor (PIA) and a member of the Phi Sigma Theta National Honor Society. He follows Merrill's tradition of community involvement and volunteers with local organizations. Outside of work, Luis enjoys basketball, biking, boating, camping, football, music, running, soccer, traveling, and spending time with his family.

Jose Velasco is a CFP® professional with 26 years of industry experience. He is currently affiliated with MassMutual Investors Services and MassMutual, having worked there since 2016 and 2017, respectively. Prior to that, he spent two years at MetLife Securities Inc. and has also been involved with Convergys since 1999. Velasco is involved in an outside business as a sales owner at Delmar Insurance and Services, Inc., which provides individual and group life and health insurance and fixed annuities. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, focusing on collaborative client relationships and use of advanced planning software.

Nuviana Acosta is a Financial Advisor with Merrill Lynch Wealth Management, specializing in guiding athletes, business owners, and families to find purpose in managing their wealth. She focuses on areas including family wealth management strategies, legacy planning, personal retirement planning, small business strategies, and women and wealth. Acosta holds an Associate's Degree from Hillsborough Community College and carries multiple professional designations, including Accredited Wealth Management Advisor (AWMA), Certified Exit Planning Advisor (CEPA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Fluent in English and Spanish, she offers comprehensive financial advice ranging from investing and retirement planning to small business solutions, collaborating closely with clients to create personalized plans based on their goals and aspirations. In addition to her professional work, Acosta supports organizations such as the American Cancer Society, St. Jude, and Susan G. Komen. Outside of her financial advisory role, she enjoys camping, music, skydiving, spending time with her family, and watching movies.

Onelio Fernandez is a financial advisor with Equitable Advisors in Miami, FL, holding a Series 66 designation and 20 years of industry experience. He has been with Equitable Advisors since 2005 and previously worked at Axa Advisors, LLC. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by offering financial planning, retirement plan support, and access to asset management through LPL programs and various third-party asset managers. The firm employs a hybrid referral and implementation model, providing both advisory and brokerage/insurance channels to implement client recommendations.

Adriana Eppstein is a financial advisor at Merrill with nine years of industry experience. She holds Series 63 and Series 65 licenses and has worked previously at Bank of America, Wells Fargo, Prudential Insurance, and Primerica Financial Services. Outside of her advisory role, she is a co-owner of two rental property businesses with family members. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Blake Schneringer is a financial advisor with Equitable Advisors in Miami, FL, holding Series 63 and Series 65 licenses. He has been with Equitable Advisors since 2026 and has prior experience working in real estate with Fathom Realty and Keller Williams Realty. Equitable Advisors serves a diverse client base including individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, operating with a dual-registered advisory and brokerage model.

Christina Blovad is a financial advisor with LPL Enterprise in Miami, FL, holding Series 63 and Series 65 licenses and seven years of industry experience. Her prior roles include positions at Prudential Insurance Company of America, Pruco Securities, and several other financial services firms. She also works as a Mandarin language teacher. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, consulting, and access to model portfolios and third-party asset management through both advisory and brokerage channels.

Manuel De Pena is a financial advisor at Raymond James Financial with nine years of industry experience and holds a Series 66 designation. Prior to joining Raymond James, he worked at Bradesco Bank, Bradesco Global Advisors Inc., and Bradesco Investments, with additional experience at BAC Florida Investments. Outside of his advisory role, he is a shareholder in Tavarez Prep Academy LLC, an education tutoring and exam preparation business. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm emphasizes tailored non-discretionary planning and uses analytical tools to support client goals, and it offers specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Stephen Clark is a financial advisor at LPL Enterprise with four years of industry experience. He holds Series 65 and Series 63 certifications and has worked previously at firms including Citibank, SWC Capital Management LLC, and The Prudential Insurance Company of America. He is the sole member of SWC Capital Management LLC, a dormant entity intended for future use as a Prudential DBA. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model portfolios, third-party asset management, and a broad range of brokerage and insurance products within an integrated platform.

Caeli William is a financial advisor with Ameriprise, holding a Series 66 designation and 26 years of industry experience. She has worked with Ameriprise and Ameriprise Financial Services, Inc. since 1997. Outside of her advisory role, she owns a two-unit apartment building in St. Thomas, U.S. Virgin Islands. Ameriprise is a large institutional firm that offers retirement-income planning services focused on clients with significant investable assets, combining research, modeling, and tax-efficiency strategies to provide structured, non-discretionary recommendations.

Henry Felipe is a financial advisor at Merrill with a Series 66 credential and three years of industry experience. His prior roles include positions at Bank of America, J.P. Morgan Chase, and Miami Mortgage Group. He has also been involved in educational roles at Florida International University and Miami Dade College. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Jose Ferradas is a financial advisor at Merrill with eight years of industry experience and holds the Series 66 designation. His prior experience includes roles at JPMorgan Chase Bank N.A. and JPMorgan Securities LLC. He is based in Miami, FL. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Gerald Grant Jr. is a financial advisor with Equitable Advisors in Miami, FL, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Equitable Advisors since 1999, including its predecessor AXA Advisors, LLC. Outside of his advisory role, he is active in community service through his membership in Phi Beta Sigma Fraternity and Sigma Pi Phi Fraternity, and serves on the boards of the Orange Bowl Committee, Florida International University, and the Adrienne Arsht Center for the Performing Arts. He is also the owner and president of G&G Enterprises of Miami, where he oversees the sale of a book he authored. Equitable Advisors serves individual investors, retirement plan sponsors and participants, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid advisory and brokerage model, emphasizing tailored client intake processes and a range of advisory program options.

Caleb Horvat is a financial advisor with Ameriprise in Miami, FL, holding a Series 66 designation and five years of industry experience. He has been with Ameriprise since 2017 and previously worked at OneLoanPlace.com. Outside of his advisory role, he serves on the Board of Directors for BNI Powerhouse. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized retirement income service that provides written recommendations and ongoing tax-aware retirement planning.

Eugenio Arango is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has been associated with various Raymond James entities since 2016. Outside of his advisory role, he has engaged in historical research projects, contributing to a book written by Professor Juan Antonio Giner. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutions. The firm offers tailored, non-discretionary planning and consulting using risk profiling and modeling tools, and supports both advisory programs and institutional portfolio management.