Scott Botkin is a CFP® professional with nine years of industry experience, currently affiliated with Charles Schwab. His prior experience includes roles at TD Ameritrade and Union Pacific. Outside the financial sector, he was involved in operating Piezon's Pizzeria for ten years. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMAs and a formal alternative-investment onboarding process.

Michael Hopkins is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations, and has 26 years of industry experience. He previously worked at Morgan Stanley and A.G. Edwards & Sons, Inc. Hopkins is a co-owner of HOPCO PARTNERS LLC, an investment-related business, and serves as a co-trustee and successor trustee for family trusts. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from the Wells Fargo Investment Institute.

Robert Mitchell is a financial advisor at Osaic Wealth with 12 years of industry experience and holds a Series 66 designation. His career includes roles at Signator Investors and Edgewood Financial Network. Outside of advising, he owns and manages several businesses including an insurance agency, farming operations specializing in grapes and pistachios, and multiple athletic clubs and sports facilities. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers brokerage and advisory services through various programs with an investment process focused on model-based asset allocation, portfolio optimization, and flexibility in strategy implementation.

Jonas Woike is a financial advisor with Primerica Advisors in Ocala, FL, holding Series 65 and Series 63 licenses and two years of industry experience. His prior work includes roles at Uber and Network Capital, as well as entrepreneurial experience with Safer at Home LLC. He is also involved in sales of loan products and home-related services through affiliates of Primerica. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients, primarily delivering advisory services through model portfolios created by unaffiliated asset managers.

Dennis Kinzer is a financial advisor with Morgan Stanley in The Villages, FL, holding Series 63 and Series 66 licenses and bringing 33 years of industry experience. He has been with Morgan Stanley since 2010 and has served at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, including financial planning services that utilize firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning solutions.

Minor Bond III is a financial advisor at Raymond James & Associates with 13 years of industry experience. He holds the Series 66 designation and previously worked at Trinity Catholic High School for 13 years before joining Raymond James in 2023. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, pension plans, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Scott Thomas Jr. is a Senior Financial Advisor at Merrill Lynch Wealth Management with over 22 years of experience in wealth management. He specializes in areas including corporate benefits, employee benefits planning, investment consulting for defined contribution plans, legacy planning, liquidity management, managing new wealth, personal retirement planning, and retirement income. Prior to his tenure at Merrill, he worked for a small independent firm in Jacksonville, Florida. Scott was born and raised in Orlando, Florida, and earned a Bachelor of Science degree in animal biology from the University of Florida in 2000. He holds the Personal Investment Advisor (PIA) designation. Throughout his career, he has utilized advanced wealth management planning programs to assist clients in pursuing and achieving their financial goals. Scotts's personal life is centered around his family; he is married with two sons. The family enjoys various outdoor activities such as boating, fishing, football, hiking, and hunting. They are actively involved in their church, participating in fundraising and community service projects. His dedication to family and community informs his approach to working with clients to develop personalized financial strategies aligned with their long-term goals.

Howard George IV is a financial advisor with Wells Fargo Clearing in Ocala, FL. He holds Series 65 and Series 66 licenses and has four years of industry experience. Prior to his current role, he worked at Wells Fargo Bank, nA and spent two years at Southern Comfort Mobile Homes. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets through more than 14,000 financial advisors, offering both brokerage and advisory solutions.

Polly Watson is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and 21 years of industry experience. She has worked at Cambridge Investment Research Advisors since 2014 and previously held roles at Woodbury Financial Services, LPL Financial, and Mutual Service Corporation. Outside of her advisory work, she serves as secretary for the Sunshine Foundation and Lake Unity Neighbors in Leesburg, Florida. Cambridge Investment Research Advisors serves a broad range of individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services. The firm offers both discretionary and non-discretionary management through multiple platforms and maintains proprietary model strategies under the Founders Gate Capital brand.

Brett Evert is a financial advisor with Fisher Investments, holding Series 63 and Series 66 credentials and eight years of industry experience. Before joining Fisher Investments in 2026, he worked at Charles Schwab and Fidelity Investments. Fisher Investments serves a global client base including institutional and high-net-worth individuals, providing discretionary portfolio management with a centralized investment process that combines quantitative and qualitative research. The firm manages a variety of mandates across equity, fixed-income, and blended portfolios, and offers sub-advisory and retirement plan services.

Jeffery Stewart is a financial advisor with Morgan Stanley in Ocala, FL, holding Series 63 and Series 66 designations and bringing 24 years of industry experience. His career includes 12 years at Stifel before joining Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC in 2021. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, providing tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct relationships and Corporate Financial Planning agreements.

Thomas Topper is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 credentials and over 40 years of industry experience. Prior to joining LPL Enterprise in 2024, he spent 38 years at Pruco Securities, LLC and has also been affiliated with Prudential Insurance Company of America since 1986. He volunteers with the Williamsville Preservation Foundation, a nonprofit focused on community improvements in Williamsville, NY. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individuals, high-net-worth investors, retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach with access to third-party asset managers and offers financial planning, consulting services, and insurance product sales through affiliated entities.

Ronald Caruso is a financial advisor at Ameriprise with 42 years of industry experience. He holds the CFP® and ChFC® designations, as well as Series 63 and Series 65 licenses. Caruso has been with Ameriprise since 2005. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, known for its Premier Retirement Income service that provides tailored retirement planning and tax-aware withdrawal strategies.

Eric Linn is a CFP® professional with 34 years of industry experience, currently affiliated with LPL Financial since 2007. Prior to that, he worked at Cetera from 2004 to 2007. Linn is based in The Villages, Florida. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Derby Bernadel is a financial advisor at Merrill with six years of industry experience and holds a Series 66 designation. Prior to joining Merrill and Bank of America in 2019, he worked at Mondelez International from 2013 to 2019. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Thomas Romanac is a financial advisor at LPL Financial with 41 years of industry experience. He holds a Series 63 designation and previously worked at Ameriprise and Ameriprise Financial Services, Inc. for over 20 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset managers, supporting a variety of investment strategies through a large network of advisors.

Tyler Keel is Vice President, Wealth Planner at Fidelity Investments, a position he has held since 2024. He has been with Fidelity Investments since 2013, progressing through roles including Financial Representative, Investment Consultant, Financial Consultant, and now Vice President, Wealth Planner. Tyler focuses on a client-centered approach that emphasizes trust, transparency, and personalized financial strategies. Throughout his career, Tyler works closely with clients to understand their unique goals and challenges, ensuring that each financial plan aligns with their values and long-term vision. He fosters strong relationships and maintains open communication to guide clients thoughtfully through their wealth management journey. Tyler's personal interests include boating, family activities, fishing, fitness, and football.

John Anastasia Jr. is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has previously worked at Ameriprise Financial Services, Wells Fargo Clearing, Merrill, and Advest. Outside of advising, he is involved in several business ventures, including managing a men’s health business and co-owning a restaurant group. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and portfolio management solutions, utilizing model portfolios, third-party subadvisors, and customized strategies delivered through a large network of investment adviser representatives.

Wilson Tovar is a financial advisor at Merrill with a Series 66 designation and 11 years of experience at the firm. He is based in The Villages, FL. Outside of his advisory role, he has an interest in managing an Airbnb rental property, though it is run by a management company and involves passive income. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

George Levi is a financial advisor at Edward Jones with 26 years of industry experience. He has been with Edward Jones since 2000 and holds Series 63 and Series 66 licenses. Outside of his advisory work, he owns and operates an e-commerce business selling cigars, humidors, and related accessories. Edward Jones is a full-service wealth management firm serving individual and institutional clients across a broad spectrum, including pension plans and charitable organizations. The firm offers a range of advisory strategies and affiliated investment products supported by a nationwide network of financial advisors and branch offices.