Robert Smith Jr. is a CFP® with 39 years of industry experience, currently serving as a financial advisor at Raymond James Financial Services Advisors, Inc. in Birmingham, AL. He previously worked for Bbva Wealth Solutions Inc. and related entities for six years. In addition to his advisory role, he is a financial consultant with Pinnacle Asset Management and Pinnacle Financial Partners, assisting clients with financial planning and securities implementation. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm delivers tailored, non-discretionary planning and consulting using risk profiling and analytical tools, and it maintains specialized offerings such as municipal advisory services and SIMPLE IRA employer advisory programs.

Barry Nelson is a financial advisor with Raymond James Financial in Birmingham, AL, holding Series 63 and Series 65 licenses with 34 years of industry experience. He has worked at Raymond James and its affiliates since 1999 and spent nearly three decades at Jefferson Securities. In addition to his advisory role, he has provided tax preparation services since 1979. Raymond James Financial Services Advisors offers financial planning and investment consulting to individuals, high-net-worth clients, institutions, and organizations. The firm uses analytical tools and risk profiling to provide tailored, non-discretionary advice and supports municipal and public finance work through a unique municipal advisor affiliation.

Michael Jones is a financial advisor with Primerica Advisors in Birmingham, AL, holding Series 63 and Series 65 credentials and 13 years of industry experience. He has worked at PFS Investments Inc. since 2020 and has been involved with Primerica Financial Services since 1995. Outside of his advisory role, he is the owner and salesperson of Harmony Remodeling, Inc., a non-investment-related business. Primerica Advisors sponsors a wrap-fee asset management program serving individual investors, corporate, and charitable clients. The firm employs model-delivery strategies managed by unaffiliated asset managers and supports trade execution and custody through BNY Mellon Advisors and Pershing.

Clay Kaplan Jr. is a financial advisor with LPL Financial, holding Series 65 and Series 63 licenses and 13 years of industry experience. His prior roles include positions at First Horizon Advisors, Iberia Bank, Regions Bank, and Morgan Keegan & Company, Inc. Kaplan currently operates under the First Horizon Advisors trade name at LPL Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and model portfolio programs, supported by a large network of investment adviser representatives.

Elliot Hicks is a financial advisor at OSAIC with 26 years of industry experience. He holds the CFP® and Series 63 designations and previously worked for Securities America, Inc. and Securities America Advisors from 2015 to 2024. In addition to his advisory role, he serves as executor of his brother and sister-in-law’s will. OSAIC serves a diverse range of clients including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services through a broad network of advisers, utilizing asset-allocation tools, risk-tolerance assessments, and third-party money managers to construct and manage portfolios.

Graham Roy is a financial advisor with Raymond James & Associates in Birmingham, AL, holding a Series 66 designation and seven years of industry experience. His work history includes roles at Park Avenue Securities, Guardian Life Insurance Company, and National Financial Services Group. Outside of finance, he has experience working at Lyft and in the food industry with Voodoo Wing Co. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a wide range of portfolio management styles and affiliated research.

Eric Cantrell is a financial advisor with Cambridge Investment Research Advisors, holding Series 65 and Series 63 registrations and bringing 15 years of industry experience. He has been with Cambridge Investment Research since 2013, including roles at both Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. Outside of his advisory work, Cantrell is involved in employee benefits brokerage and human resources through his ownership of SIX8 LLC, and he also works as a writer and speaker. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent financial professionals, utilizing various portfolio management strategies and platform arrangements tailored to client objectives.

Dusty Kanute is a financial advisor at Raymond James & Associates with 25 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.