Christopher Bradberry is a financial advisor with LPL Financial, holding a Series 66 designation and 21 years of industry experience. His career includes roles at Ftb Advisors, Inc., First Tennessee Brokerage, Inc., Morgan Keegan & Company, LLC, and Amsouth Investment Management Company LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services through a large network of representatives, utilizing model portfolios, third-party subadvisors, and customized investment strategies.

Ian Early is a CFP® professional with 13 years of experience at Edward Jones, where he has worked since 2013. He holds the Series 66 license and is based in Hixson, Tennessee. Outside of his advisory role, he is a minority member or investor in several LLCs unrelated to his primary advisory work. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of investment strategies and advisory services through a nationwide network of financial advisors and branch offices.

Jeffrey Turner is a Certified Financial Planner® with 22 years of industry experience, currently serving at Mass Mutual Investors Services since 2003. He holds additional roles in life, health, group, and voluntary benefits insurance sales, and is a general partner at Monico Planning Partners. He also provides fixed insurance audits and non-securities business consulting. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning engagements using firm-approved tools, while implementation of recommendations involves separate brokerage or insurance arrangements.

Amanda Calvert is a Series 66-credentialed financial advisor with Merrill, based in Chattanooga, TN. She has nine years of experience at Merrill and previously worked at Clarksville Academy. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individual and institutional clients with model-based and discretionary investment strategies developed by internal and third-party managers.

James Scotchie is a financial advisor at Ameriprise with 31 years of industry experience. He holds a Series 63 designation and has been with Ameriprise since 2005. Outside of his advisory role, he serves as a trustee and Treasurer/Chair of the Finance Committee for Girls Preparatory School and is involved in a consulting business unrelated to investment activities. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. It offers a specialized Premier Retirement Income service that provides retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Carl Greene is a financial advisor with Raymond James Financial Services Advisors, Inc. in Chattanooga, TN, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. His prior work includes roles at Lawson Winchester Wealth Management and active involvement with the City of Chattanooga Office of Multicultural Affairs Advisory Board. Greene serves on the Outreach Grant Committee at St. Paul's Episcopal Church and is a member of the finance and investment committee for The Chattery, a local nonprofit organization. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base that includes individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutions. The firm emphasizes tailored, non-discretionary planning using risk profiling and modeling tools, supporting clients through advisory programs and maintaining specialties such as municipal finance and SIMPLE IRA employer consulting.

Nicholas Hannah is a financial advisor with Mass Mutual Investors Services in Chattanooga, TN, holding Series 65 and Series 63 designations and one year of industry experience. He has previously worked with NYLIFE Securities LLC and New York Life Insurance Company. Outside of finance, he has experience with Mellow Mushroom and The McCallie School. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that operates as a subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers.

Merrie Crawford is a financial advisor with Primerica Advisors in Chattanooga, TN, holding Series 65 and Series 63 licenses and possessing 29 years of industry experience. She has been with Primerica Advisors and Primerica Financial Services since 1996. Outside of advisory services, she is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, including high-net-worth clients, as well as corporate and charitable clients. The firm employs model-delivery strategies managed by unaffiliated asset managers and supports account custody through Pershing, operating at scale with nearly 3,700 advisors and approximately $15.5 billion in assets under management.

Gregory Highwood is a financial advisor with Primerica Advisors in Chattanooga, TN, holding Series 63 and Series 65 designations and 27 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1999. Outside of his advisory role, he has involvement with Gold's Gym and Creswell Enterprises LLC. Primerica Advisors serves primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates a wrap-fee asset management program that utilizes model-delivery strategies managed by unaffiliated asset managers and offers limited discretionary separately managed account options.

Robert Cooper is a financial advisor at OSAIC with 14 years of industry experience. He previously worked at Lincoln Financial Securities, Jhfn Sii, and Royal Alliance Associates, INC. Cooper is a Series 63 and Series 65 license holder and serves as a board member for Training Ground Chattanooga, a nonprofit focused on community engagement and event planning. OSAIC serves a diverse range of retail and institutional clients through a broad network of affiliated advisers, offering integrated brokerage and investment advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools and automated rebalancing to manage portfolios that include a variety of securities and alternative investments.

Thomas Tanner is a financial advisor with OSAIC in Ooltewah, Tennessee, holding Series 63 and Series 65 licenses and seven years of industry experience. His prior roles include positions at Transamerica Financial Advisors, Inc. and World Financial Group, Inc. Outside of his advisory work, he has experience in entrepreneurial ventures with T&B Designs Jewelry. OSAIC serves a diverse client base ranging from individual investors to institutions, offering integrated brokerage and advisory services supported by advanced portfolio construction tools and access to third-party money managers.

Richard Cox Sr. is a CFP® and ChFC® credentialed advisor with 40 years of industry experience. He is currently with OSAIC and has previously worked at American Portfolios Advisors, Inc., American Portfolios Financial Services, Inc., and Advisor Planning Corporation. Outside of his advisory role, he owns a hobby car club called Southeast Chevelles and serves as a study group leader mentoring other Christian advisors. OSAIC Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and investment advisory services using asset-allocation tools and third-party platforms to construct portfolios tailored to client needs.

Scott Chadwell is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 designations and bringing 34 years of industry experience. He has been with Raymond James since 2013. Outside of his advisory work, he is involved as a co-signer for the lease of Chattanooga Yarn Co. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, and municipal entities. The firm offers tailored financial planning and investment consulting, supported by extensive research and multiple portfolio management strategies.

David Oesch is a financial advisor with Edward Jones in Chattanooga, TN, holding CFP® and Series 66 designations and bringing 12 years of industry experience. He has been with Edward Jones since 2013. Outside of his advisory role, he is involved in multiple real estate ventures, including property management and development projects. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of investment advisory services. The firm operates a large network of financial advisors and offers both discretionary and non-discretionary strategies alongside affiliated mutual funds and other investment solutions.

William French is a financial advisor with Mass Mutual Investors Services in Chattanooga, TN, holding a Series 66 credential and six years of industry experience. He has worked at MML Investors Services since 2020 and BD Planning Partners/Mass Mutual since 2019. Outside of his advisory role, he is involved with Blair's Estate Sales as a moving team member. Mass Mutual Investors Services, LLC is a broker‑dealer and SEC‑registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational programs, with a focus on collaborative, goal-oriented planning engagements.

Kyle Luthy is a financial advisor with Ameriprise in Chattanooga, TN, holding Series 63, 65, and 66 licenses and bringing 27 years of industry experience. He has worked with Ameriprise and its affiliates since 2009. Additionally, he provides client service and administrative support through Mainstay Service Group, LLC. Ameriprise is a large institutional firm offering a retirement-income planning service targeted at individuals nearing or in retirement with significant investable assets, providing written recommendation reports that incorporate research, modeling, and tax-efficiency analysis.

John Burke is a financial advisor with OSAIC in Chattanooga, TN, holding Series 63 and Series 65 credentials and 31 years of industry experience. His prior roles include positions at Lincoln Financial Securities, PJ Robb Variable Corp, and Crump Life Insurance Services. He is also involved as a registered assistant with Scenic City Wealth, where he provides client services and investment research. OSAIC serves a broad range of retail and institutional clients through an extensive network of affiliated advisers and offers integrated brokerage, advisory, and financial planning services. The firm utilizes asset-allocation tools, risk-tolerance assessments, and automated rebalancing to manage diverse investment portfolios on both discretionary and non-discretionary bases.

Gregory Reabold is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 10 years of industry experience. He has worked at Raymond James since 2019 and previously at Wells Fargo Clearing and WELLS FARGO Advisors, LLC. He serves on the board of the nonprofit Orange Grove Center, where he is chair of the investment committee and will become board chair in 2025. Raymond James & Associates, Inc. is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary services with a range of portfolio management styles and affiliated research.

Alexander Burroughs is a CFP® and Series 66 licensed financial advisor with 14 years of industry experience. He has worked at Raymond James Financial Services Advisors, Inc. since 2018 and previously at Wells Fargo Advisors from 2011 to 2018. Outside of his advisory role, Burroughs serves as a finance and investment committee member and deacon at Central Church of Christ, where he assists with budgeting and coordinates educational resources. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm employs a non-discretionary approach tailored to client goals using risk profiling and modeling tools and offers specialized programs such as municipal advisory services and SIMPLE IRA employer consulting.

Steven Mcnally is a financial advisor with LPL Financial in Chattanooga, TN, holding a Series 63 designation and 24 years of industry experience. His career includes roles at FTB Advisors, Inc., First Tennessee Brokerage, and First Tennessee, spanning over three decades. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, managing over $819 billion in discretionary assets through a network of more than 22,800 advisors.