Charles Schulz is a financial advisor with Raymond James Financial in Mentor, Ohio, holding a Series 63 designation and 22 years of industry experience. He has worked at Raymond James Financial Services since 2004 and was associated with Carver Financial Services Inc from 2017 to 2024. Schulz is also involved as a limited partner in Carver Financial Services LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored non-discretionary planning using analytical tools and supports clients through advisory programs and institutional consulting.

Tamika Thomas is a financial advisor at Raymond James Financial with 16 years of industry experience. She holds a Series 66 designation and has previously worked at PNC Capital Advisors and Carver Financial Services. Thomas also works as a paraplanner for Carver Financial Services LLC. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a wide range of clients, including individuals, corporations, and institutional investors, using tailored, non-discretionary strategies supported by advanced analytical tools.

Franklin Alltop is a financial advisor at Cetera holding a Series 66 designation with one year of industry experience. His prior work experience includes roles in a variety of service and retail industries. Cetera Investment Advisers LLC is a nationwide independent advisory network serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform combining affiliated and third-party strategies.

Alexandria Francis is a Series 66–licensed financial advisor at Fidelity with six years of industry experience. She has previously worked at Morgan Stanley and Gilmore Jasion Mahler, Ltd. Alexandria is currently based in Orange, Ohio. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm employs a combination of proprietary fundamental research and quantitative analysis to build model portfolios from mutual funds, ETFs, and ETPs, and holds distinctive registrations such as with the CFTC as a commodity pool operator.

Kevin Cavanagh is a financial advisor with Edward Jones in Concord Township, OH, holding a Series 66 designation and six years of industry experience. He has worked at Edward Jones since 2019 and also operates Kevin Cavanagh LLC, a copyediting business where he mentors students, including those at Pepperdine University, on their dissertations. Prior to his advisory career, he was employed at Cuyahoga County and Case Western Reserve University. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies and affiliated services, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and proprietary mutual funds, all under a fiduciary standard.

Michael Malchesky is a financial professional at Cetera with 18 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at AllState Insurance Company and Travelers Insurance. Outside of his advisory role, he works as a premium auditor at Travelers Insurance. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with access to various portfolio management approaches, third-party money managers, and customizable strategies across discretionary and non-discretionary program structures.

Andrew Zalic is a CFA® charterholder with six years of industry experience. He currently works at Raymond James Financial Services Advisors, Inc. and Carver Financial Services, and previously spent twelve years at Mai Capital Management LLC. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and corporate clients. The firm uses analytical tools and risk profiling in a non-discretionary advisory model and supports municipal finance work through a municipal advisor affiliation.

Dave Molnar is a Series 66-licensed financial advisor at LPL Financial with 25 years of industry experience. He has been with LPL Financial (formerly LINSCO/PRIVATE LEDGER CORP.) since 2005. Outside of his advisory work, he participates in professional bowling. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning services, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Bryan Thomas is a financial advisor with Cetera, holding a Series 66 designation and 18 years of industry experience. He has worked at firms including LPL Financial, Avantax, and Lighthouse Advisers, where he served as vice president. Outside of advising, he is a board member of the United Way of Lake County and co-founder of Avayla Solutions LLC, a mobile app business serving high school concessions and small venue markets. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a range of portfolio management and consulting services, managing over $256 billion in assets through a nationwide network of more than 10,000 advisors.

Howard Nock is a financial advisor with Primerica Advisors, holding a Series 63 designation and seven years of industry experience. He has worked with PFSI Investment Inc. and Primerica Financial Services since 2017. Outside of his advisory role, he is self-employed as a driver for ride-sharing services. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm utilizes third-party asset managers and an independent due-diligence process, providing a tiered wrap-fee structure and maintaining authority over its investment models.

Daniel Ciolek Jr. is a financial advisor with LPL Financial based in Chardon, OH. He holds a Series 63 designation and has 32 years of industry experience. Prior to joining LPL Financial in 2019, he operated Danielciolek Asset Management and worked at Cadaret, Grant & Co., Inc. from 2010 to 2019. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base, including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios, research, and various management options.

Ryan Becker is a financial advisor with Equitable Advisors, holding a Series 66 credential and one year of industry experience. His prior work includes time at Tucker Ellis and DMG Group, both before joining Equitable Advisors. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs delivered through a network of Investment Adviser Representatives, utilizing third-party asset managers and proprietary advisory tools.

Benjamin Simerly is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and six years of industry experience. He has been with Cambridge Investment Research and its affiliated entities since 2022. Outside of his advisory role, he owns an information technology services company, Grandview Ventures LLC, and works as a project manager at Baldridge Wealth Management. Cambridge Investment Research Advisors is a large SEC-registered firm serving a wide range of clients, including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals using various portfolio management and model-based solutions.

Bradley Brown is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 38 years of industry experience. His work history includes roles at Cetera Advisors LLC since 2022, Cetera since 2020, First Allied Advisory Services from 2012 to 2020, and First Allied Securities from 2010 to 2022. Outside of his advisory career, he is the sole owner of Royal Paladin Group, LLC. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services, operating a multi-manager platform that allows advisors to implement model portfolios, select third-party managers, or create bespoke strategies.

Austin Vitello is a financial advisor with Primerica Advisors, holding a Series 63 designation and five years of industry experience. His work history includes roles at Primerica Financial Services and PFS Investments Inc., and he has also been involved with K&R Vitello & Associates. Outside of advisory services, he receives compensation related to sales of loan products and referrals for home security and automation services through affiliated companies. Primerica Advisors is the sponsor and discretionary portfolio manager of a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm operates at scale with approximately 3,700 advisors and manages about $15.5 billion in assets, delivering advisory services primarily through model-based investment strategies.

Robert Zappitelli II is a financial advisor at Cetera with Series 63 and Series 66 licenses and four years of industry experience. He has worked at Avantax Advisory Services and Avantax Insurance Services prior to joining Cetera in 2025. Outside of his advisory work, he operates Zappitelli Financial Services, where he provides accounting and tax preparation, and he is also a certified Remote Online Notary for the State of Ohio. Cetera Investment Advisers LLC serves individual and institutional clients through a large nationwide network of independent advisors. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to a range of third-party and affiliated money managers.

Rajdeep Chatterjee is a financial advisor with Raymond James Financial Services Advisors, Inc. in Mentor, Ohio, holding a Series 66 designation and bringing 19 years of industry experience. His prior roles include ten years at Wells Fargo Advisors LLC before joining Raymond James in 2017. Outside of his advisory work, he is involved in several family-owned and holding companies, including serving as CEO of Deep Investments, LLC. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a broad client base, including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers tailored, non-discretionary planning using risk profiling and analytical modeling, and it supports both advisory programs and institutional consulting through a large advisor network.

Melanie Johnson is a financial advisor with Primerica Advisors in Highland Heights, OH. She holds a Series 63 designation and has 23 years of industry experience, having worked with Primerica Advisors and Primerica Financial Services since 2002. In addition to advisory services, she is involved in sales of loan products and home security referrals through affiliated companies. Primerica Advisors is a large-scale firm serving primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm offers a wrap-fee asset management program that utilizes model-delivery strategies managed by third parties, supported by custodial and trade execution services from Pershing and BNY Mellon Advisors.

Jarad Regano is a financial advisor at Cetera with 26 years of industry experience. He holds the CFP® and Series 63 designations. Regano has been affiliated with Cetera Advisors LLC since 2013 and owns Regano Financial Services, Inc., a financial services firm he founded in 1999. He is also licensed as a fixed insurance agent. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that allows advisors to implement various investment strategies under discretionary and non-discretionary authorities.

Jeffrey Nagle is a financial advisor with J.P. Morgan Securities in Painesville, Ohio, holding a Series 66 license and 12 years of industry experience. He has worked at J.P. Morgan Securities since 2016 and served in the United States Marines from 2012 to 2016. Outside of his advisory role, he serves as secretary of the board for his family’s holding company, Nagle Logistics Group. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing quantitative asset-allocation modeling combined with centralized due diligence and an ESG eligibility framework. The firm operates within the broader J.P. Morgan organization and offers services on a non-discretionary basis.