Debra Danks is a financial advisor at J.P. Morgan Securities with 22 years of industry experience. She holds Series 63 and Series 65 designations and has worked at several firms, including PNC Wealth Management and Cetera Investment Advisers LLC, before joining J.P. Morgan Securities in 2017. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary, written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and may include ESG criteria in its recommendations.

Lynette Wilson is a Series 66-licensed financial advisor with J.P. Morgan Securities, where she has worked since 2012. She has 18 years of industry experience, including a concurrent role with J.P. Morgan Chase Bank, N.A. since 2008. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. Their advisory program offers written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a focus on eligible strategies that may include ESG criteria.

Jeffrey McCreery is a financial advisor with Mass Mutual Investors Services in Boardman, OH, holding over 35 years of industry experience. He has worked at MML Investors Services Inc. and MassMutual Life Insurance Company since 2009, and previously at New England Securities from 2005 to 2009. He serves as a board member of Town One Streetscapes, a nonprofit focused on community improvement projects. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm offers collaborative, annual planning engagements using firm-approved analytical tools and delivers recommendations across investment categories without discretionary authority.

Jenny Polkovitch is a financial advisor with Edward Jones in Columbiana, Ohio. She holds a Series 66 designation and has been with Edward Jones since 2014. Her husband owns a barbershop in Boardman, Ohio. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of investment strategies and advisory services, supported by a large network of advisors and branch offices nationwide.

Eric Devine is a financial advisor with Ameriprise in Salem, OH, holding Series 63 and Series 65 licenses and 13 years of industry experience. His prior roles include seven years at The Huntington Investment Company and positions at Cetera Investment Advisers, Cortland Savings and Banking Co, Stratos Wealth Partners, and LPL Financial. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides tailored retirement planning focused on reliable income sources and tax-aware withdrawal strategies.

Michael Moss is a financial advisor with Cambridge Investment Research Advisors who holds Series 63 and Series 65 credentials and has 30 years of industry experience. He has been with Cambridge Investment Research Advisors since 2017 and also operates Lighthouse Financial Strategies, where he provides personal goal coaching. He is involved with Troop 46 as a committee member helping plan events. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, and retirement-plan advisory services. The firm operates through thousands of financial professionals and manages a multi-billion dollar asset base across multiple platforms and custodians.

Sheila Milano is a Senior Financial Advisor with Merrill Lynch Wealth Management. She began her career in the investment industry in 2000 and has been working alongside Dan since 2005. Sheila is focused on simplifying clients' financial and banking needs by providing tailored wealth management solutions. Sheila holds FINRA Series 7 and 66 registrations and has earned the Personal Investment Advisor (PIA) designation. Her expertise encompasses areas such as college education planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, and retirement income. Sheila and her team emphasize understanding clients' financial situations in detail and designing customized approaches to help clients pursue their personal financial goals while managing investment risk. Sheila earned her Associate's Degree from Youngstown State University and holds a High School Diploma from Girard High School. She resides in Boardman with her husband, Steve. Outside of work, Sheila enjoys hiking, interior decorating, sewing, and spending time with her family.

Scott Zoldan is a financial advisor with Morgan Stanley in Canfield, Ohio, holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. He has been with Morgan Stanley and its Private Bank affiliates since 2009. Morgan Stanley Wealth Management serves individual and institutional clients, offering a wide range of advisory programs and tailored financial planning using firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and provides services both directly and through corporate agreements.

Victor Daprile is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He previously worked at Morgan Stanley and Citigroup Global Markets before joining LPL Financial in 2012. Outside of his advisory role, he owns a business operating in the restoration services sector. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, utilizing a combination of discretionary and non-discretionary strategies supported by advanced research and operational tools.

Ronald Murray is a financial advisor at Morgan Stanley with 26 years of industry experience. He has worked at Morgan Stanley since 2009 and at Morgan Stanley Private Bank, N.A. since 2015. Murray holds the Series 63 and Series 65 designations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that utilizes firm-approved tools and methodologies to assist clients in managing approximately $2.74 trillion in assets.

Michael Phillips is a financial advisor with Stifel in Canfield, Ohio, holding a Series 66 designation and 11 years of industry experience. He has been with Stifel Nicolaus & Co. since 2015. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services that emphasize fee-based financial planning and proprietary investment analysis developed by its Investment Strategy Group.

David Croutch is a financial advisor at Wells Fargo Clearing with 38 years of industry experience. He holds the Series 63 designation and has worked at Wells Fargo Clearing since 2016 and previously at Robert Baird & Co. from 1999 to 2007. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute and third-party sources.

Traci Reagle is a financial advisor with Merrill based in Canfield, Ohio, holding a Series 66 designation and 18 years of industry experience. She has worked at Merrill Lynch since 2009. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies developed by internal Chief Investment Office teams and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kim Smith is a financial advisor with Stifel in Salem, OH, holding Series 63 and Series 65 licenses and 42 years of industry experience. She has been with Stifel since 2009. Outside of her advisory role, she is involved with Ohio Valley Energy, receiving oil and gas royalties as a lessor. Stifel serves a diverse client base, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach uses proprietary forward-looking capital market assumptions and probabilistic modeling to support asset allocation and financial planning.

Bradley Handel is a financial advisor with Ameriprise in Youngstown, OH, holding a Series 66 designation and 18 years of industry experience. He has been with Ameriprise and its affiliated entities since 2008. Outside of advising, he owns and manages businesses, including an independent insurance brokering operation focused on long-term care and fixed annuities. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning services that provide clients with written recommendation reports and ongoing advice focused on tax-aware withdrawal strategies and dependable income sources.

Kenneth Kondas is a financial advisor with Cetera holding the CFP® and ChFC® designations and has 28 years of industry experience. He has held various roles within Cetera and its affiliated entities since 2011, with prior experience at The Huntington Investment Company, TCF National Bank, and Farmers National Bank. Kondas serves as a board member of the Mariners Point Condominiums association. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with diverse program structures and custodial relationships.

Marco Comichista is a financial advisor at Stifel with 10 years of industry experience. He holds Series 66 and Series 63 licenses and has worked previously at Merrill and FEIC Business Equity Solutions. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

Robert Vanes is a financial advisor with Stifel, holding a Series 63 designation and over 40 years of industry experience. He has been with Stifel since 2006. Outside of his advisory role, Vanes serves on the Finance and Audit Committee of Catholic Charities Diocese of Youngstown and the Finance Committee of the Ursuline Sisters of Youngstown, advising on their respective finances. Stifel serves a diverse client base, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and planning analyses.

Derik Ronci is a financial advisor with Raymond James Financial, holding a Series 66 designation and three years of industry experience. He previously worked at Cambridge Investment Research Advisors and Cambridge Investment Research. Outside of his advisory role, Ronci is an agent with Hometown Insurance Solutions, where he sells Medicare supplement and related insurance plans. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual and institutional clients. The firm offers tailored, non-discretionary planning and supports municipal and public-finance work through unique affiliations, alongside specialized advisory programs such as its SIMPLE IRA Employer Advisory & Consulting Services.

Kevin Helmick is a CFP® certificant with 30 years of industry experience, currently serving as an advisor at Cetera since 2014. He has worked with Cetera Investment Services LLC and Farmers National Bank for over three decades and holds a managerial role at Farmers National Bank. Cetera Investment Advisers LLC is an SEC-registered firm that provides services through a nationwide network of independent advisors, serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform with access to various investment strategies and program structures.