Kyle Poland is a financial advisor at Morgan Stanley with 19 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley Private Bank, N.A. since 2015 and with Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory role, he serves as an assistant swim coach at the YMCA of Greater Dayton. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs and financial planning services using structured discovery processes and firm-approved tools, managing approximately $2.74 trillion in client assets.

Andrew Cole Goins is a CFP® and Series 66-registered financial advisor with eight years of industry experience. He is currently with Charles Schwab, having joined the firm in 2023 following positions at Goldman Sachs & Co. LLC and The Ayco Company, L.P./Mercer Allied. He is based in Xenia, Ohio. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios backed by Schwab Center for Financial Research due diligence.

Yuh Chen Yu is a financial advisor at Edward Jones in Kettering, Ohio, holding a Series 66 designation with two years of industry experience. Prior to joining Edward Jones, Yu worked at Door Dash and PNC Bank, and has been involved with CBY LLC since 2017. Outside of advisory services, Yu participates in rental property management through involvement with CBY Investments LLC and Cotton Bailey Properties LLC. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs, managed solutions, and affiliated investment products. The firm operates with a significant national presence, maintaining approximately 23,701 financial advisors and $1.01 trillion in assets under management.

Luke Neff is a financial advisor with LPL Financial in Kettering, Ohio, holding a Series 66 designation and 13 years of industry experience. His prior roles include positions at PNC Wealth Management and Cuso Financial Services, LP. He is also involved with Day Air Credit Union, where he has been active since 2015. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Jane Vesoulis is a Financial Consultant at Fidelity Investments, a position she has held since 2018. She collaborates with families and individuals to organize assets and develop comprehensive financial plans. Jane emphasizes building trusted relationships over time, adapting investment strategies in response to evolving priorities, legislation, markets, and technology. Her professional experience includes roles as an Investment Consultant at Fidelity Investments from 2015 to 2018, Financial Adviser at JP Morgan Chase from 2013 to 2015, Financial Adviser at National Bank and Trust Co from 2012 to 2013, and Vice President at The Fifth Third Bank from 1988 to 2011.

Ryan Beach is a financial advisor at Edward Jones in Xenia, Ohio, holding a Series 66 designation with 12 years of industry experience. He has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices nationwide.

Michael Beard is a financial advisor at Edward Jones in Beavercreek, OH, holding a Series 66 designation with 11 years of industry experience. He has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large network of financial advisors and branch offices.

Jorden Rhodes is a financial advisor with Edward Jones in Dayton, OH, holding Series 63 and Series 65 designations and bringing 12 years of industry experience. Prior to joining Edward Jones in 2026, Rhodes worked at Morgan Stanley, Merrill, Wells Fargo Clearing Services, and Fidelity Brokerage Services. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard with approximately $1.01 trillion in assets under management.

Niasha Piper is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and over 15 years of industry experience. She has worked at J.P. Morgan Securities since 2012 and at JPMorgan Chase Bank, N.A. since 2010. Outside of finance, she owns and operates two small businesses focused on cosmetics instruction and e-commerce sales. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of wealth advisors. Their non-discretionary program offers written asset allocation advice, investment manager searches, and customized performance reporting supported by centralized due diligence and utilizes a combination of quantitative and qualitative research.

Collin Crowe is a financial advisor at Edward Jones with eight years of industry experience. He has been with Edward Jones since 2017 and previously worked at Jeff Wyler Automotive Family from 2014 to 2017. He holds the Series 66 designation. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment strategies through a nationwide network of more than 23,700 financial advisors.

James Ghory Jr. is a financial advisor with Morgan Stanley in Beavercreek, Ohio, holding Series 63 and Series 65 licenses and 33 years of industry experience. He has been with Morgan Stanley and its affiliates since 2007. Ghory serves on the investment committee for Catholic Social Services of the Miami Valley, a community organization focused on disaster relief and humanitarian aid. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to individuals and institutions, offering tailored financial planning and a range of investment services managed through firm-approved tools and analysis.

Carson Zimmer is a financial advisor at LPL Financial with six years of industry experience. He holds a Series 66 credential and has previously worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, UBS Financial Services, and the University of Dayton. He is also involved with DayAir Credit Union. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and model portfolio programs, supported by a large network of investment adviser representatives.

Jerald Butts is a financial advisor with LPL Financial who holds a Series 63 designation and has 25 years of industry experience. He previously worked at Securities America Advisors and Securities America, Inc. before joining LPL Financial, where he has been since 2009. He is also involved in an investment-related business in Beavercreek, Ohio, operating under the name 3 POINT WEALTH STRATEGIES. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting a broad range of investment strategies implemented by its network of investment adviser representatives.

Emily Moore is a Planning Consultant at Fidelity Investments, where she has been serving since 2021. In her role, she works directly on clients' wealth management teams and collaborates with Financial Consultants to address various financial needs, including the development and analysis of financial plans. She partners with clients to understand their goals, values, and financial objectives. Emily has accumulated significant experience in the financial services industry, beginning her career as an Office Assistant at Ameriprise Financial from 2005 to 2007. She then served as a Paraplanner at Ameriprise Financial for ten years, from 2007 to 2017, before becoming a Financial Advisor at the same firm until 2021. She holds a California Insurance License and applies her expertise to support clients in managing their financial planning needs.

Matthew Di Filippo is a financial advisor with Raymond James Financial, holding the ChFC® designation and Series 66 license, with 12 years of industry experience. Prior to joining Raymond James Financial Services Advisors, Inc. in 2026, he worked at Edward Jones from 2014 to 2026. Outside of his advisory work, he is associated with a retail business on eBay, involving household items and apparel. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a varied client base that includes individuals, high-net-worth clients, corporations, and institutional clients. The firm uses tailored planning and analytical tools to support client goals and offers a combination of advisory programs and specialized consulting services.

Tiffany Kellner is a financial advisor with UBS Financial Services in Dayton, Ohio, holding Series 63 and Series 65 licenses and 26 years of industry experience. She has been with UBS since 2000. In addition to her advisory role, she serves as an instructor at the University of Dayton and is a member of the Board of Trustees for the Gala of Hope, a nonprofit focused on raising funds for cancer patients in Dayton. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services. The firm combines institutional trading capabilities with wealth management, offering fee-based financial planning, portfolio management, and access to proprietary research and capital markets services.

Joyce Combs is a financial advisor with Primerica Advisors in Beavercreek, OH, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. She has worked with PFS Investments Inc. since 2000 and Primerica Financial Services since 1997. In addition to her advisory role, she is involved in sales of loan products and home security and automation services through affiliates of PFS Investments Inc. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options. The firm uses third-party asset managers and offers its services primarily through a tiered wrap-fee structure.

Alletta Gonzalez is a financial advisor with Morgan Stanley who holds Series 63 and Series 66 licenses and has 25 years of industry experience. She has worked at Morgan Stanley and Co., Incorporated since 2007 and at Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients with a variety of advisory programs, including customized financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that uses firm-approved tools and market simulations to model potential outcomes.

Russell Clark is a financial advisor with Morgan Stanley in Beavercreek, Ohio, holding Series 63 and Series 65 credentials and 35 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and market outlook models.

Joshua Taylor is a financial advisor with Edward Jones in Kettering, Ohio, holding a Series 63 designation and 21 years of industry experience. He has been with Edward Jones for 20 years. Outside of his advisory role, he manages a commercial rental property in Dayton, Ohio. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and corporate entities. The firm offers a range of advisory programs and investment options supported by a large network of financial advisors and branch offices nationwide.