Clifford Rice is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. He has worked with LPL Financial since 2018 and was previously with SII Investments, Inc. from 2012 to 2018. Rice is also an attorney and principal of Rice & Rice, a legal firm specializing in estate and family financial planning, and he is a business owner and director of both W Kendall & Sons Inc. and Mayfield Corporation. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions through a large network of investment adviser representatives. The firm offers a range of financial planning and asset management solutions, supported by proprietary research and technology tools, and oversees significant discretionary assets nationwide.

Jason Urbaniak is a financial advisor with LPL Financial in Crown Point, Indiana, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. Prior to joining LPL Financial in 2018, he worked at SII Investments, Inc. for 16 years. Urbaniak is a partner at JU-MR LLC, a real estate management entity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning, model portfolios, and institutional platforms, supported by a large network of advisors and technology tools.

Howard Holmes is a financial advisor at J.P. Morgan Securities with 21 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at J.P. Morgan Securities since 2019, alongside a longer tenure at Jpmorgan Chase Bank, N.A. since 2003. Outside of his advisory role, he is a partial owner of J & J, LLC. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process incorporates systematic due diligence and may include ESG criteria, with implementation supported by affiliated investment-management entities.

Derrick Span is a financial advisor with Primerica Advisors holding Series 63 and Series 65 licenses and has two years of industry experience. He has been affiliated with PFS Investments Inc. since 2024 and has worked with Primerica Financial Services at various times since 2016. In addition to his advisory work, he is a partner in Covenant Brothers, committing a few hours monthly. Primerica Advisors provides a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable entities. The firm delivers advisory services through a large network of financial advisors using model-driven investment strategies alongside discretionary separately managed accounts.

Stephen Kavois is a CFP® with 21 years of industry experience, currently serving as a financial advisor at LPL Financial since 2018. He previously worked for Oak Investment Services from 2005 to 2018. Kavois is also involved in the sale of fixed health and life insurance products. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, utilizing a range of strategies supported by proprietary research and technology.

Daniel Lewis is a financial advisor at Cetera with 10 years of industry experience. He holds the Series 66 designation and has worked with Cetera and its affiliated entities since 2016. Lewis also has experience with First Merchants Investment Services LLC dating back to 2014. Cetera Investment Advisers LLC is a large SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options, including discretionary and non-discretionary services, model portfolios, third-party managers, and customized strategies.

Cameron Kashani is a financial advisor with LPL Financial and holds the Series 66 designation. He has 15 years of industry experience, including prior roles at Wellinvest Partners, Commonwealth Financial Network, and Metlife Securities, Inc. He is owner of Wellinvest Partners, LLC, a private entity facilitating securities, advisory, and insurance business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, and institutional platforms.

Bridget Shoemaker is a financial advisor at LPL Financial with 23 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at SII Investments, Inc. for 15 years. Outside of her advisory role, she serves in a fiduciary capacity for the Ruiz Trust and Ethan Ruiz Supplemental Needs Trust. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by a large network of advisors and technology tools.

James O'Hara is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 credentials and bringing 40 years of industry experience. He has been with Raymond James & Associates since 2006. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets and serving a diverse client base including individuals, institutions, pension plans, and charitable organizations. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, utilizing a variety of portfolio management styles and research resources.

Donald Clark Jr. is a financial advisor at LPL Financial with 28 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Wayne Hummer Investments LLC and Natcity Investments, Inc. He serves on the boards of the Bank Insurance and Securities Association and the YMCA Family Camp Nawakwa. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, utilizing model portfolios, third-party subadvisors, and customized strategies.

Derric Isensee is a financial advisor with Ameriprise in Merrillville, IN, holding a Series 66 designation and four years of industry experience. He has worked at Ameriprise since 2021 and concurrently owns and manages Cornerstone CPA LLC, a tax preparation firm. He is also a partner in TI Collective, LLC, involved in real estate subleasing. Ameriprise is a large institutional firm offering retirement-income planning services focused on clients approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficient strategies to provide tailored, non-discretionary recommendations through a centralized consulting team.

Doug Horne is a financial advisor with Thrivent Investment Management, holding Series 63 and Series 65 designations, and has 10 years of industry experience. He has been with Thrivent since 2016. Outside of his advisory role, Horne serves as Director of Music at Family of Faith Church, is a trustee for the Village of Monee, and is a board member of Provision Theatre, a professional faith-based theatre company. He also leads the Rhythm Makers Orchestra as a bandleader. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors, offering broad-based planning recommendations without implementation services. The firm emphasizes holistic, goal-based analyses and maintains a separation between planning and managed-account services under its “WealthPlan” offering.

Douglas Lewis is a financial advisor at Edward Jones with 26 years of industry experience, including 22 years at Edward Jones. He holds the CFP® designation along with Series 63, 65, and 66 licenses. Outside of his advisory role, Lewis serves as president of the Highland Chamber of Commerce and holds leadership positions in local real estate businesses. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages more than $1 trillion in assets through a large network of advisors and branches, offering a range of advisory services including discretionary wrap fee strategies, separately managed accounts, affiliated mutual funds, and overlay tax-efficient services.

Justin Rizzo is a financial advisor with LPL Financial who holds Series 63 and Series 66 credentials and has 12 years of industry experience. He previously worked at Cetera Advisor Networks and has managed Retiresource Wealth Management since 2014. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by extensive operational tools and a wide network of over 22,800 advisors.

Charles Ranich is a financial advisor with Mass Mutual Investors Services and holds Series 63 and Series 65 designations. He has 25 years of industry experience, including 16 years at Metlife Securities Inc. and 10 years with Massmutual Life Insurance Co. He also has been associated with Purdue University Calumet for 25 years. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and investment services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a variety of asset management and educational programs, structuring planning engagements as annual, collaborative relationships without investment discretion.

Alex Ferreira is a financial advisor at Mass Mutual Investors Services with eight years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at MWA Financial Services Inc and Modern Woodmen of America. Ferreira is based in Valparaiso, Indiana. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements and various specialized planning programs.

Sarah Lane is a financial advisor with LPL Enterprise, holding a Series 66 designation and one year of industry experience. Prior to joining LPL Enterprise in 2025, she worked at Symmetry Financial Group. Outside of her advisory role, she is involved as a business owner of Excel Nutrition and serves as a fitness coach at F45 Valparaiso. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities. The firm’s investment approach is model-driven, using portfolios developed by LPL’s Research Department and third-party strategists, and it also offers insurance products and affiliated trust custody services.

Emily Agresta is a CFP® with six years of experience in the financial industry. She currently works at Raymond James Financial Services Advisors, Inc. and has prior experience with Prosperity Capital Advisors, Innovation Partners LLC, and Hammer Financial Group. Agresta has also worked in academic and community roles, including at Purdue University Northwest and The Adventure Club. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary advice using risk profiling and modeling tools and supports municipal and public finance work through a unique municipal advisor affiliation.

Renee Kremm is a financial advisor with LPL Enterprise, holding the ChFC® designation along with Series 65 and Series 63 licenses, and has 25 years of industry experience. She has worked at several notable firms including New York Life Insurance Company, Eagle Strategies, Pruco Securities, and The Prudential Insurance Company of America. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and institutional entities. The firm uses a model-driven investment approach supported by in-house and third-party portfolio strategists and offers access to various financial planning, consulting, and wealth management programs.

Daniel Perez is a financial advisor at Edward Jones with seven years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2018. Outside of his advisory role, Perez serves as a Park Board Member for the Town of Griffith and is Vice President of the Highland Griffith Chamber of Commerce. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including a broad range of households and organizations. The firm manages approximately $1.01 trillion in assets through a large nationwide network of advisors and offers diverse investment strategies and affiliated capabilities.