Deborah Smogor is a financial advisor with Merrill and holds a Series 66 designation. She has 10 years of industry experience and has been with Merrill and Bank of America since 2015 and 2016, respectively. Outside of her advisory role, she is involved with the YWCA in South Bend, Indiana, serving as a board member and committee member focused on raising awareness for domestic violence and empowering women. Merrill, alongside its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Fred is a Senior Financial Advisor with Merrill Lynch Wealth Management. He holds the professional designation of Personal Investment Advisor (PIA), reflecting his expertise in providing personalized investment guidance. Michael earned a Bachelor's Degree from Ball State University. His role involves advising clients on wealth management strategies to help meet their financial goals.

John Mansfield is a financial advisor at J.P. Morgan Securities with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at J.P. Morgan Securities since 2012, with a prior tenure at JPMORGAN Chase Bank dating back to 2003. Mansfield serves as a board member of the Middlebury Redevelopment Committee, which oversees the allocation of Tax Increment Financing funds for town projects. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Elaine Kendell is a financial advisor with Raymond James & Associates in Mishawaka, Indiana. She holds the Series 66 designation and has 19 years of industry experience, including 16 years with her current firm. Outside of her advisory role, she is involved in selling personal items through eBay and Facebook Marketplace. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipalities, offering financial planning and non-discretionary investment consulting supported by a range of portfolio management styles and affiliated research.

James Brennan II is a financial advisor with OSAIC in Mishawaka, Indiana, holding a Series 63 designation and over 40 years of industry experience. He has been with OSAIC since 1989. Outside of his advisory role, he owns J.W. Brennan & Associates, Inc., where he sells life, disability, and health insurance. OSAIC serves a wide range of retail and institutional clients, offering integrated brokerage and advisory services through a large network of affiliated advisers. The firm employs tools such as asset-allocation models and automated rebalancing to manage diverse portfolios and supports multiple advisory platforms and third-party managed-account solutions.

Tim Wilson is a Financial Consultant with over 10 years of experience in the financial services industry. He has held various roles including Investment Consultant at Fidelity Investments, Financial Planner at Prudential, Financial Advisor at VALIC - Corebridge Financial, and Paraplanner at Ameriprise Financial. Throughout his career, Tim has partnered with clients to develop, implement, and maintain financial plans aimed at achieving their individual definitions of success. He focuses on building strong relationships and educating clients on financial concepts to help them and their families build lasting wealth, safeguard assets, and navigate investments with clarity and confidence. Outside of his professional work, Tim enjoys attending concerts, fitness activities, social events with friends, golf, and hiking.

Jacqueline Rico is a financial advisor with Fidelity, holding a Series 66 designation and 12 years of industry experience. Her previous roles include positions at LPL Financial and 1st Source Bank, with a recent tenure at Fidelity Investments beginning in 2024. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to both retail and institutional clients, employing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a variety of investment products and model portfolios.

Michael Kendzicky is a financial advisor at Robert W. Baird & Company Incorporated with 42 years of industry experience. He holds Series 63 and Series 65 designations and has been with Baird since 2003. He is part of The DDK Group, a team within Baird’s Private Wealth Management practice that serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group provides customized consulting and portfolio management services, utilizing a range of strategies from traditional allocations to complex investments, including discretionary and non-discretionary management options.

John Stscherban is a financial advisor with Robert W. Baird & Co. in Mishawaka, IN. He holds Series 63 and Series 65 licenses and has 11 years of industry experience, all with Robert W. Baird & Co. since 2013. He is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management practice that serves individuals, families, pensions, corporations, and institutional clients. The group offers tailored financial planning and portfolio management services using a combination of in-house and third-party managers across a range of traditional and non-traditional investment strategies.

Kyle Everett is a financial advisor with Robert W. Baird & Co., holding a Series 66 designation and 18 years of industry experience. He has been with Robert W. Baird and Company since 2007. Outside of his advisory role, Everett serves as a board member and finance committee member for the South Bend Symphony Orchestra and also serves on the board of the South Bend Museum of Art. He is part of the DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which provides tailored consulting and portfolio services to individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group offers a range of investment strategies including discretionary management, separately managed accounts, and overlay services, while also providing municipal advisory and public finance services.

Bruce Mc Court is a financial advisor with Ameriprise in Niles, MI, holding a Series 63 designation and bringing 36 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he serves as president of the MSA Soccer Association and works as a youth soccer referee with the Indiana Soccer Referee Association. Ameriprise provides a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets, delivering customized, research-based recommendations through a centralized consulting team. As a large institutional firm, it offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Ashley Stantz is a financial advisor with Edward Jones, holding Series 63 and Series 65 credentials and five years of industry experience. Her prior roles include positions at LPL Financial, CUNA Brokerage Services, and Teachers Credit Union. She is based in Mishawaka, Indiana. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm offers a range of advisory programs with discretionary and non-discretionary strategies, supported by a large network of financial advisors and branch offices across the United States.

Jason Shaul is a financial advisor at Edward Jones with three years of industry experience. Prior to joining Edward Jones in 2023, he worked at Genesis Products for five years and held roles at Martell Electric LLC and US 31 Supply, Inc. He also sells handcrafted woodworking items on Etsy as a weekend hobby. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a variety of investment strategies and operates with a fiduciary standard.

Glen Lothary is a financial advisor with Robert W. Baird & Co. in Mishawaka, IN, holding a Series 66 designation and 21 years of industry experience. He has been with Robert W. Baird since 2004. He is part of The DDK Group, a team within Robert W. Baird’s Private Wealth Management practice that serves individuals, families, pensions, corporations, and institutional clients. The group offers tailored consulting and portfolio services, including discretionary and non-discretionary management, utilizing a range of investment strategies and overlays to meet client goals and risk tolerances.

Daniel Long is a financial advisor with Ameriprise in Elkhart, Indiana, holding a Series 66 designation and 23 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Outside of advisory work, he is involved in a business ownership role with Summit Resources, LLC, which focuses on pooling funds to share office expenses. Ameriprise offers a retirement-income planning service aimed at individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to generate tailored income strategies. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Steven Schultz is a financial advisor with UBS Financial Services in Mishawaka, Indiana, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. He has been with UBS since 2013. Outside of his advisory role, he is a partner in Morgan Maxwell LLC, a family estate planning business, and serves on the board of directors for Northrise University Initiative, a foundation that raises funding for a university. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management to offer tailored financial planning and portfolio management solutions.

Thomas Varga Jr. is a financial advisor at LPL Financial with 39 years of industry experience. He holds the ChFC® and Series 63 credentials and has previously worked with Cadaret, Grant & Co., Inc. for 21 years. In addition to his advisory role, he is involved in tax preparation and accounting through his longstanding business, Financial Associates. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers various investment solutions including financial planning, model portfolios, third-party asset management, and institutional platforms.

David Graham Jr. is a Certified Financial Planner (CFP®) with 35 years of industry experience. He has been with Morgan Stanley since 2018, including Morgan Stanley Private Bank, and previously worked at Wells Fargo Advisors and Wells Fargo Clearing. Outside of financial services, he serves as a board member for Graham Farms, Inc. and GFI Investments, LLC, both family farming and agricultural enterprises in Washington, Indiana. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides comprehensive financial planning and advisory services to individuals and institutions. The firm utilizes structured planning tools and delivers tailored solutions supported by its Global Investment Committee’s research.

James Lewis is a financial advisor at Equitable Advisors with 13 years of industry experience. He holds Series 65 and Series 63 registrations and has worked at Equitable Advisors since 2015, previously affiliated with AxA Advisors and Waddell & Reed. Outside of his advisory role, he owns the Studebaker Watch Company. Equitable Advisors serves individual clients, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients by providing financial planning, retirement plan consulting, and various asset management programs. The firm utilizes a range of third-party asset managers and advisory programs to implement investment strategies, offering mutual funds, ETFs, separately managed accounts, and certain alternative investments.

Matthew Carroll is a Series 66-registered financial advisor with Edward Jones in Mishawaka, Indiana, where he has worked since 2013, accumulating 12 years of industry experience. He has spent his entire advisory career with Edward Jones. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs, discretionary and non-discretionary strategies, and affiliated investment products. The firm maintains a large national network of advisors and branch offices and operates under a fiduciary standard when providing advisory services.