Jose Ontiveros is a financial advisor at Edward Jones in Niles, MI, holding the CFP® designation and a Series 66 license with four years of industry experience. Prior to joining Edward Jones in 2022, he worked at United Federal Credit Union and Honor Credit Union. He serves as Finance Chair for Life Plan, where he updates board and finance reports and monitors banking information. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions through a large nationwide network of advisors and branch offices.

William Strafford is a CFP®-certified financial advisor with 37 years of industry experience. He is currently with LPL Financial, where he has worked since 2011, and also holds a long-term role at 1st Source Bank, including serving as Senior Vice President of its Personal Asset Management Group. His previous experience includes a position at Natcity Investments, Inc. Outside of advisory work, Strafford serves as a board member and president of 1st Source Insurance, Inc., a subsidiary of 1st Source Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network to individuals, retirement plans, and institutions. The firm offers a range of investment solutions including financial planning, model portfolios, and institutional platforms such as the Bank Wealth Program.

Rachel Rose is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. She has worked at Merrill since 2019 and previously held positions at Manpower and Diamond Resorts. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jason Dillenbeck is a financial advisor with LPL Financial in South Bend, Indiana, holding Series 65 and Series 63 credentials and bringing 12 years of industry experience. His prior roles include positions at Notre Dame Federal Credit Union and Afa (OKC). He is also involved as a private client banker at Notre Dame Federal Credit Union. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Cindy Gretschmann is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. She has previously worked at Signator Investors, Inc. and John Hancock Financial Network. Outside of her advisory role, she serves on the boards of the South Bend Symphony Orchestra and Beacon Medical Group, contributing her perspective to nonprofit organizations. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services supported by advanced asset allocation tools and multiple advisory platforms.

Matthew Grabner is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. He has worked with Cuna Brokerage Services, Inc. since 2015 and was affiliated with Teachers Credit Union from 2015 to 2023. He is based in South Bend, IN. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management programs, utilizing model portfolios, third-party subadvisors, and customized strategies.

Nicholas Powers is a financial advisor with Ameriprise in Galien, MI, holding Series 63 and Series 65 credentials and 13 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2012. Ameriprise provides a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets, delivering written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to support clients, emphasizing the use of Ameriprise-managed accounts and employing algorithmic automation overseen by a Retirement Income Oversight Committee.

Gregory Matthews is a financial advisor at Stifel with 21 years of industry experience. He holds the Series 63 and Series 66 licenses and has worked at Stifel since 2017, following eight years at City Securities Corporation. Matthews serves as a board member of Newton Park, a sports park in Lakeville, Indiana. Stifel serves a diverse client base including individuals, institutions, and charitable organizations, offering brokerage and investment advisory services. The firm uses a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and financial planning analyses.

David Grossnickle is a financial advisor with Ameriprise in South Bend, IN, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. His prior experience includes roles at LPL Financial and Old National Bank, where he worked for over a decade each. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that incorporate income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in a centralized, algorithm-supported process to deliver tailored retirement income recommendations.

Thomas Polaski is a CFP®-designated financial advisor with Ameriprise in Mishawaka, IN, bringing 41 years of industry experience. He has been with Ameriprise and its predecessor firms since 1984. Outside of his advisory role, he is involved with Summit Resources, LLC, where he manages administrative and financial tasks. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research-driven recommendations and tax-efficient strategies. The firm offers a broad array of advisory, brokerage, and insurance solutions through its institutional platform.

Bernard Packard II is a CFP® professional with 26 years of industry experience, currently serving at Raymond James & Associates since 2009. He is based in South Bend, IN, and holds Series 63 and Series 65 licenses. Outside of his advisory role, he contributes as a finance and investment committee member for LaSalle Council BSA and is the head coach for boys and girls cross country as well as an assistant track coach at South Bend Riley High School. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by various portfolio management styles and affiliated research.

Jonathan Hampton is a financial advisor with Edward Jones in South Bend, IN, holding a Series 66 designation and 11 years of industry experience. He has been with Edward Jones since 2014 and also serves in public roles with the City of South Bend and the Indiana High School Athletic Association, where he officiates basketball games. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs and investment solutions. The firm manages over $1 trillion in assets and is notable for its large network of advisors and integrated financial services.

Robb Dejonge is a financial advisor with LPL Financial in South Bend, Indiana, holding Series 63, 65, and 66 licenses and bringing 29 years of industry experience. His prior roles include positions at Cetera Advisor Networks and Notre Dame Federal Credit Union, where he also provides tax preparation and accounting services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Jason Coffman is a financial advisor at OSAIC with 17 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Royal Alliance Associates, Inc. and Jhfn Sii. Outside of his advisory role, he operates a sole proprietorship focused on the sales and marketing of securities, investment advisory, and insurance products. OSAIC serves a diverse client base including individual investors, pension plans, and corporations, offering integrated brokerage and advisory services along with financial planning and managed account solutions. The firm utilizes various asset-allocation tools and third-party platforms to construct and manage portfolios tailored to clients' risk tolerances and investment preferences.

Jill Mchenry is a financial advisor at Morgan Stanley with 27 years of industry experience. She has held positions at Morgan Stanley since 2018, previously working at Wells Fargo Clearing and Wells Fargo Advisors LLC. She holds the Series 63 and Series 65 designations. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and models to assist clients in financial decision-making.

Shirley Myers is a financial advisor at Ameriprise with 37 years of industry experience. She holds a Series 63 designation and has been with Ameriprise since 2005. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement who meet specific eligibility criteria, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored retirement planning through a centralized consulting team.

Matthew Urbanski is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. He has worked at Minnesota Life Insurance Company and Securian Financial Services, and currently operates Shoemaker Financial alongside his role at Cetera. Urbanski is involved in several business ventures, including ownership of a mortgage company and a tax accounting firm, and serves on volunteer boards at St. Joseph Catholic Church in South Bend, IN. Cetera Investment Advisers LLC is an SEC-registered firm serving individual and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a multi-manager platform with model portfolios, third-party managers, and bespoke strategies across various program structures and custodians, managing assets totaling more than $256 billion.

Matthew Kahn is a Wealth Management Advisor and Managing Director at Merrill Lynch Wealth Management. He has been with Merrill since 1993, focusing on strategies that assist high net-worth families and business owners in pursuing their financial goals while addressing the complexities of wealth management. He holds several professional designations, including Certified Private Wealth Advisor® (CPWA), earned in 2017, and Certified Plan Fiduciary Advisor® (CPFA), awarded in January 2019. Matthew's expertise spans family wealth management strategies, services for endowments, foundations, and non-profits, retirement income planning, and portfolio management, among other areas. He has been recognized on the Forbes "Best-in-State Wealth Advisors" list for eight consecutive years through 2026 and as a member of the Kahn, Ruthrauff & Associates team included on Forbes' "Best-in-State Wealth Management Teams" list from 2023 through 2026. He holds a Bachelor's degree from Indiana University. Matthew is actively involved in his community, serving on several boards and committees such as the Civic Center Board of Managers, Downtown South Bend Inc, and the South Bend Civic Theatre. His community involvement also includes participation with Stanley Clark School, South Bend Venue Parks and Arts, and Wellfield Botanical Gardens. Outside of work, Matthew enjoys golfing, reading, skiing, surfing, tennis, and spending time with his family.

Scott Smith is a financial advisor with Ameriprise Financial Services, holding a Series 63 credential and over 34 years of industry experience. He has worked at Ameriprise Financial Service, LLC since 1991 and was with Ameriprise Financial Services, Inc. for 15 years. Outside of his advisory practice, Smith serves on two nonprofit boards in Indiana. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on dependable income sources and tax-aware withdrawal strategies for clients approaching or in retirement.

Andrew Hyduk is a CFP® and holds a Series 66 license, with eight years of experience in the financial industry. He has worked at Edward Jones since 2018 and previously was involved with Legends Sales & Marketing, LLC, as well as operating as an independent contractor for 15 years. Outside of his advisory role, he serves as a referee and umpire for Indiana High School basketball, baseball, and football games. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with more than $1 trillion in assets under management. The firm offers a range of investment advisory programs and maintains a large nationwide network of advisors and branch offices.